Exhibit 99.1

For Immediate Release

Isabella Bank Corporation

401 North Main Street

Mt. Pleasant, MI 48858-1649

FOR MORE INFORMATION CONTACT:

Jenn Brick, Director of Marketing

Phone: 989-779-6333 Fax: 989-775-5501

Isabella Bank Corporation Announces Third Quarter 2023 Earnings

Growth in core loans and deposits; pricing competition continues

Mt. Pleasant, Michigan, October 19, 2023 — Isabella Bank Corporation (the “Corporation”) (OTCQX: ISBA) has reported net income of $4.4 million for the third quarter of 2023 and $14.4 million for the nine-month period ended September 30, 2023. Earnings per common share were $0.59 for the third quarter of 2023 and $1.91 for the first nine months of the year.

Third Quarter 2023 Highlights:

•Core loan portfolio grew $14.6 million as borrowing demand remained steady.

•Deposits grew $54.5 million, or 3.2%, despite strong pricing competition in the market.

•Wealth management fees increased 26.4% compared to the third quarter of 2022.

•Shareholders earned a cash dividend of $0.28 per share, with an annualized dividend yield of 5.32%, as of September 30, 2023.

“Our financial results for the third quarter are strong despite the continued pressure of rising interest rates and economic uncertainty,” said Jae A. Evans, President and Chief Executive Officer. “Competition for deposits continued during the third quarter, leading to increased deposit rates and pressure on our net interest margin. We've benefited from core and non-core loan growth which has mitigated some of this pressure.

“We remain focused on the long-term success of the bank with strategic decisions and initiatives designed to enhance shareholder value and the customer experience," Evans added. "We are pleased to have recently opened a new loan and wealth office in downtown Bay City, expanding our physical presence to Bay County. In addition, a new full-service branch in Saginaw opened earlier this year. The continued, steady growth of our footprint demonstrates our commitment to customers and communities as a leading, independent community bank.”

Operating Results

Net income: Net income for the third quarter of 2023 was $4.4 million, compared to $5.9 million in the third quarter of 2022. Net income for the first nine months of the year was $14.4 million, compared to $15.9 million for the same period in 2022. Interest income continued to improve in the third quarter, but fell short of the growth in interest expense due to rising rates on deposits and increased borrowings.

Net interest income: Net interest income for the third quarter of 2023 decreased by $1.5 million compared to the third quarter of 2022. For the first nine months of the year, net interest income increased by $123,000 compared to the same period in 2022. Rising interest rates and loan growth led to an increase in gross interest income of $3.5 million and $10.7 million for the third quarter and first nine months of 2023, compared to the same periods in 2022. Conversely, rising interest rates on deposits and an increase in borrowings led to a $5.0 million and $10.6 million increase in interest expense for the third quarter and first nine months of 2023, compared to the same periods in 2022.

Noninterest income and expenses: Noninterest income was $3.4 million for the third quarter of 2023 versus $3.3 million for the third quarter of 2022. For the first nine months of 2023, noninterest income decreased $83,000 compared to the same period in 2022, driven by a $574,000 reduction in mortgage servicing rights income and a $336,000 decline in the gain on the sale of mortgage loans, offset largely by a $408,000, or 18.4%, increase in wealth management fees. Noninterest expenses increased $741,000 during the third quarter of 2023 and $2.5 million for the nine-month period ended September 30, 2023 in comparison to the same periods in 2022. The increase was the result of increased compensation, equipment expense, FDIC insurance premiums, and other losses.

Net yield on interest earning assets: The Corporation’s fully taxable equivalent net yield on interest earning assets was 3.02% and 3.12% for the three and nine months ended September 30, 2023, compared to 3.28% and 3.10% for the same periods in 2022. While the third quarter of 2023 fell in comparison to the same period in 2022, net yield for the first nine months of 2023 improved through strategic initiatives - such as the reduced reliance on higher-cost borrowed funds and brokered deposits - that were implemented in prior periods in anticipation of rising interest rates. To maintain a competitive edge in a rising interest rate environment, the Bank increased most of its deposit rates beginning in the fourth quarter of 2022 and in recent periods, increased the level of borrowings to fund loan growth. As a result, this has negatively impacted the net yield on interest earning assets and further increases could slow the rate of improvement in the net yield on interest earning assets.

Balance Sheet

Assets: Total assets were $2.1 billion and assets under management were $3 billion as of September 30, 2023. Managed assets include loans sold and serviced of $252 million as well as $591 million in investment and trust assets managed by Isabella Wealth. Investment and trust assets increased $77 million, or 14.9%, since December 31, 2022.

Loans: Loans outstanding as of September 30, 2023 totaled $1.3 billion. Core loans increased $14.6 million during the third quarter and rose $45.7 million compared to December 31, 2022. This reflects growth in the commercial and consumer portfolios. In addition, the Bank resumed its engagement in a mortgage participation program in the second quarter, with loans outstanding of $24.8 million as of September 30, 2023. Adherence to strong underwriting standards are reflected in the continued low levels of total past due and nonaccrual loans, which were $1.2 million, or 0.09% of total loans, at the end of the period.

Deposits: Total deposits were $1.8 billion as of September 30, 2023, an increase of $25.2 million, or 1.4%, since December 31, 2022. Strong pricing competition within the industry continues.

Capital: The Bank is considered a “well-capitalized” institution, as its capital ratios exceeded the minimum designated requirements. As of September 30, 2023, the Bank’s Tier 1 Leverage Ratio was 8.97%, Tier 1 Capital Ratio was 12.75%, and Total Capital Ratio was 13.67%. The minimum requirements to be considered well capitalized are a Tier 1 Leverage Ratio of 5.0%, Tier 1 Capital Ratio of 8.0%, and Total Capital Ratio of 10.0%.

Dividend: During the third quarter of 2023, the Corporation paid a $0.28 per common share cash dividend. Based on the Corporation’s closing stock price of $21.05 as of September 29, 2023, the annualized cash dividend yield was 5.32%.

About the Corporation

Isabella Bank Corporation (OTCQX: ISBA) is the parent holding company of Isabella Bank, a state-chartered community bank headquartered in Mt. Pleasant, Michigan. Isabella Bank was established in 1903 and has been committed to serving its customers' and communities' local banking needs for 120 years. The Bank offers personal and commercial lending and deposit products, as well as investment, trust, and estate planning services through Isabella Wealth. The Bank has 31 locations throughout eight Mid-Michigan counties: Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw.

For more information about Isabella Bank Corporation, visit the Investor Relations link at www.isabellabank.com. Isabella Bank Corporation common stock is quoted on the OTCQX tier of the OTC Markets Group, Inc.’s electronic quotation system (www.otcmarkets.com) under the symbol “ISBA.” The Corporation’s investor relations firms include Renmark Financial Communications, Inc. (www.renmarkfinancial.com) and Stonegate Capital Partners, Inc. (www.stonegateinc.com).

Forward-Looking Statements

This press release includes forward-looking statements. To the extent that the foregoing information refers to matters that may occur in the future, please be aware that such forward-looking statements may differ materially from the actual results. Additional information concerning some of the factors that could cause materially different results is included in the sections titled “Risk Factors” and “Forward Looking Statements” set forth in Isabella Bank Corporation’s filings with the Securities and Exchange Commission, which are available from the Securities and Exchange Commission’s Public Reference facilities and from its website at www.sec.gov.

CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED)

(Dollars in thousands)

			September 30 2023						December 31 2022
ASSETS
Cash and cash equivalents
Cash and demand deposits due from banks			$	48,862					$	27,420
Fed Funds sold and interest bearing balances due from banks			67,017						11,504
Total cash and cash equivalents			115,879						38,924
Available-for-sale securities, at fair value			516,897						580,481
Mortgage loans available-for-sale			105						379
Loans			1,334,674						1,264,173
Less allowance for credit losses			12,767						9,850
Net loans			1,321,907						1,254,323
Premises and equipment			26,960						25,553
Corporate owned life insurance policies			33,654						32,988
Equity securities without readily determinable fair values			15,848						15,746
Goodwill and other intangible assets			48,285						48,287
Accrued interest receivable and other assets			38,955						33,586
TOTAL ASSETS			$	2,118,490					$	2,030,267
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits
Noninterest bearing			$	445,043					$	494,346
Interest bearing demand deposits			363,558						372,155
Certificates of deposit under $250 and other savings			853,991						810,642
Certificates of deposit over $250			106,882						67,132
Total deposits			1,769,474						1,744,275
Borrowed funds
Federal funds purchased and repurchase agreements			52,330						57,771
Federal Home Loan Bank advances			65,000						—
Subordinated debt, net of unamortized issuance costs			29,312						29,245
Total borrowed funds			146,642						87,016
Accrued interest payable and other liabilities			17,251						12,766
Total liabilities			1,933,367						1,844,057
Shareholders’ equity
Common stock — no par value 15,000,000 shares authorized; issued and outstanding 7,490,557 shares (including 136,694 shares held in the Rabbi Trust) in 2023 and 7,559,421 shares (including 154,879 shares held in the Rabbi Trust) in 2022			127,680						128,651
Shares to be issued for deferred compensation obligations			3,641						5,005
Retained earnings			95,533						89,748
Accumulated other comprehensive income (loss)			(41,731)						(37,194)
Total shareholders’ equity			185,123						186,210
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY			$	2,118,490					$	2,030,267

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)

(Dollars in thousands except per share amounts)

			Three Months Ended   September 30												Nine Months Ended   September 30
			2023						2022						2023						2022
Interest income
Loans, including fees			$	17,270					$	13,563					$	48,090					$	39,120
Available-for-sale securities
Taxable			2,327						2,209						7,211						5,851
Nontaxable			636						726						2,019						2,090
Federal funds sold and other			252						521						1,255						822
Total interest income			20,485						17,019						58,575						47,883
Interest expense
Deposits			5,015						908						11,953						2,698
Borrowings
Federal funds purchased and repurchase agreements			284						9						604						26
Federal Home Loan Bank advances			617						33						887						152
Subordinated debt, net of unamortized issuance costs			267						266						799						798
Total interest expense			6,183						1,216						14,243						3,674
Net interest income			14,302						15,803						44,332						44,209
Provision for credit losses			(292)						18						(55)						540
Net interest income after provision for credit losses			14,594						15,785						44,387						43,669
Noninterest income
Service charges and fees			2,060						2,122						6,085						6,615
Wealth management fees			858						679						2,625						2,217
Earnings on corporate owned life insurance policies			229						223						681						655
Net gain on sale of mortgage loans			109						174						232						568
Other			158						54						688						339
Total noninterest income			3,414						3,252						10,311						10,394
Noninterest expenses
Compensation and benefits			6,639						6,369						19,789						18,480
Furniture and equipment			1,612						1,490						4,822						4,382
Occupancy			923						918						2,921						2,813
Other			3,484						3,140						9,863						9,223
Total noninterest expenses			12,658						11,917						37,395						34,898
Income before federal income tax expense			5,350						7,120						17,303						19,165
Federal income tax expense			937						1,233						2,939						3,249
NET INCOME			$	4,413					$	5,887					$	14,364					$	15,916
Earnings per common share
Basic			$	0.59					$	0.78					$	1.91					$	2.11
Diluted			$	0.58					$	0.77					$	1.89					$	2.08
Cash dividends per common share			$	0.28					$	0.27					$	0.84					$	0.81

AVERAGE BALANCES, INTEREST RATE, AND NET INTEREST INCOME (UNAUDITED)

(Dollars in thousands)

The following schedules present the daily average amount outstanding for each major category of interest earning assets, non-earning assets, interest bearing liabilities, and noninterest bearing liabilities. These schedules also present an analysis of interest income and interest expense for the periods indicated. All interest income is reported on a fully taxable equivalent (FTE) basis using a federal income tax rate of 21%. Loans in nonaccrual status, for the purpose of the following computations, are included in the average loan balances. Federal Reserve Bank (FRB) and Federal Home Loan Bank (FHLB) restricted equity holdings are included in other interest earning assets.

			Three Months Ended
			September 30, 2023																		September 30, 2022
			Average Balance						Tax Equivalent Interest						Average Yield / Rate						Average Balance						Tax Equivalent Interest						Average Yield / Rate
INTEREST EARNING ASSETS
Loans (1)			$	1,325,455					$	17,270					5.21		%				$	1,256,723					$	13,563					4.32		%
Taxable investment securities			478,846						2,298						1.92		%				490,751						2,190						1.79		%
Nontaxable investment securities			93,192						915						3.93		%				110,058						1,002						3.64		%
Fed funds sold			13						—						5.51		%				16						—						1.98		%
Other			30,400						252						3.32		%				101,687						521						2.05		%
Total earning assets			1,927,906						20,735						4.30		%				1,959,235						17,276						3.53		%
NONEARNING ASSETS
Allowance for credit losses			(12,937)																		(9,691)
Cash and demand deposits due from banks			25,287																		24,875
Premises and equipment			26,629																		24,475
Accrued income and other assets			74,244																		78,151
Total assets			$	2,041,129																	$	2,077,045
INTEREST BEARING LIABILITIES
Interest bearing demand deposits			$	342,175					242						0.28		%				$	381,282					64						0.07		%
Savings deposits			595,372						2,156						1.45		%				642,916						270						0.17		%
Time deposits			324,399						2,617						3.23		%				262,628						574						0.87		%
Federal funds purchased and repurchase agreements			46,574						284						2.44		%				49,267						9						0.07		%
Federal Home Loan Bank advances			44,429						617						5.55		%				6,739						33						1.96		%
Subordinated debt, net of unamortized issuance costs			29,298						267						3.65		%				29,211						266						3.64		%
Total interest bearing liabilities			1,382,247						6,183						1.79		%				1,372,043						1,216						0.35		%
NONINTEREST BEARING LIABILITIES
Demand deposits			451,123																		497,215
Other			16,802																		13,627
Shareholders’ equity			190,957																		194,160
Total liabilities and shareholders’ equity			$	2,041,129																	$	2,077,045
Net interest income (FTE)									$	14,552																	$	16,060
Net yield on interest earning assets (FTE)															3.02		%																3.28		%

(1) Includes loans and mortgage loans available-for-sale

			Nine Months Ended
			September 30, 2023																		September 30, 2022
			Average Balance						Tax Equivalent Interest						Average Yield / Rate						Average Balance						Tax Equivalent Interest						Average Yield / Rate
INTEREST EARNING ASSETS
Loans (1)			$	1,298,316					$	48,090					4.94		%				$	1,251,206					$	39,120					4.17		%
Taxable investment securities			489,782						7,125						1.94		%				462,675						5,795						1.67		%
Nontaxable investment securities			99,014						2,882						3.88		%				107,041						2,934						3.65		%
Fed funds sold			11						—						5.06		%				8						—						1.69		%
Other			42,767						1,255						3.91		%				113,847						822						0.96		%
Total earning assets			1,929,890						59,352						4.10		%				1,934,777						48,671						3.35		%
NONEARNING ASSETS
Allowance for credit losses			(12,786)																		(9,372)
Cash and demand deposits due from banks			25,043																		24,843
Premises and equipment			26,300																		24,401
Accrued income and other assets			75,239																		87,989
Total assets			$	2,043,686																	$	2,062,638
INTEREST BEARING LIABILITIES
Interest bearing demand deposits			$	356,608					582						0.22		%				$	379,952					170						0.06		%
Savings deposits			623,157						5,471						1.17		%				628,823						600						0.13		%
Time deposits			298,535						5,900						2.64		%				275,586						1,928						0.93		%
Federal funds purchased and repurchase agreements			40,707						604						1.98		%				48,119						26						0.07		%
Federal Home Loan Bank advances			21,685						887						5.45		%				10,513						152						1.93		%
Subordinated debt, net of unamortized issuance costs			29,275						799						3.64		%				29,189						798						3.65		%
Total interest bearing liabilities			1,369,967						14,243						1.39		%				1,372,182						3,674						0.36		%
NONINTEREST BEARING LIABILITIES
Demand deposits			466,725																		475,373
Other			15,619																		15,242
Shareholders’ equity			191,375																		199,841
Total liabilities and shareholders’ equity			$	2,043,686																	$	2,062,638
Net interest income (FTE)									$	45,109																	$	44,997
Net yield on interest earning assets (FTE)															3.12		%																3.10		%

(1) Includes loans and mortgage loans available-for-sale

SELECTED FINANCIAL DATA (UNAUDITED)

(Dollars in thousands except per share amounts)

			Three Months Ended
			September 30 2023						June 30 2023						March 31 2023						December 31 2022						September 30 2022
PER SHARE
Basic earnings			$	0.59					$	0.62					$	0.70					$	0.84					$	0.78
Diluted earnings			$	0.58					$	0.61					$	0.70					$	0.83					$	0.77
Dividends			$	0.28					$	0.28					$	0.28					$	0.28					$	0.27
Tangible book value			$	18.27					$	18.69					$	19.24					$	18.25					$	16.96
Quoted market value
High			$	23.00					$	26.00					$	25.10					$	24.02					$	24.95
Low			$	19.61					$	19.13					$	22.08					$	21.00					$	21.39
Close (1)			$	21.05					$	20.50					$	24.80					$	23.50					$	21.40
Common shares outstanding (1)			7,490,557						7,496,826						7,540,015						7,559,421						7,564,348
Average number of common shares outstanding			7,495,168						7,498,584						7,556,585						7,564,405						7,555,333
Average number of diluted common shares outstanding			7,570,374						7,567,527						7,634,417						7,648,152						7,650,950
PERFORMANCE RATIOS
Return on average total assets			0.86		%				0.91		%				1.04		%				1.24		%				1.13		%
Return on average shareholders' equity			9.24		%				9.47		%				11.35		%				14.01		%				12.13		%
Return on average tangible shareholders' equity			12.37		%				12.58		%				15.28		%				19.14		%				16.15		%
Net interest margin yield (FTE)			3.02		%				3.11		%				3.22		%				3.43		%				3.28		%
ASSETS UNDER MANAGEMENT (1)
Loans sold with servicing retained			$	252,176					$	254,934					$	259,512					$	264,206					$	268,879
Assets managed by Isabella Wealth			$	590,666					$	593,530					$	571,453					$	513,918					$	464,136
Total assets under management			$	2,961,332					$	2,890,912					$	2,915,589					$	2,808,391					$	2,796,992
ASSET QUALITY (1)
Nonaccrual loans			$	520					$	414					$	488					$	457					$	580
Foreclosed assets			$	509					$	405					$	414					$	439					$	240
Net loan charge-offs (recoveries)			$	(254)					$	(3)					$	(9)					$	(230)					$	41
Nonperforming loans to gross loans			0.04		%				0.04		%				0.04		%				0.04		%				0.05		%
Nonperforming assets to total assets			0.05		%				0.05		%				0.05		%				0.05		%				0.04		%
Allowance for credit losses to gross loans			0.96		%				0.96		%				0.99		%				0.78		%				0.78		%
CAPITAL RATIOS (1)
Shareholders' equity to assets			8.74		%				9.23		%				9.27		%				9.17		%				8.56		%
Tier 1 leverage			8.77		%				8.70		%				8.58		%				8.61		%				8.44		%
Common equity tier 1 capital			12.43		%				12.39		%				12.71		%				12.91		%				12.92		%
Tier 1 risk-based capital			12.43		%				12.39		%				12.71		%				12.91		%				12.92		%
Total risk-based capital			15.39		%				15.37		%				15.77		%				15.79		%				15.85		%

(1) At end of period

SELECTED FINANCIAL DATA (UNAUDITED)

(Dollars in thousands except per share amounts)

			Nine Months Ended
			September 30 2023						September 30 2022						September 30 2021
PER SHARE
Basic earnings			$	1.91					$	2.11					$	1.85
Diluted earnings			$	1.89					$	2.08					$	1.82
Dividends			$	0.84					$	0.81					$	0.81
Tangible book value			$	18.27					$	16.96					$	21.87
Quoted market value
High			$	26.00					$	26.25					$	26.74
Low			$	19.13					$	21.39					$	19.45
Close (1)			$	21.05					$	21.40					$	26.03
Common shares outstanding (1)			7,490,557						7,564,348						7,926,610
Average number of common shares outstanding			7,517,680						7,544,909						7,948,578
Average number of diluted common shares outstanding			7,591,664						7,647,117						8,065,252
PERFORMANCE RATIOS
Return on average total assets			0.94		%				1.03		%				0.97		%
Return on average shareholders' equity			10.01		%				10.62		%				8.82		%
Return on average tangible shareholders' equity			13.39		%				14.01		%				11.28		%
Net interest margin yield (FTE)			3.12		%				3.10		%				2.87		%
ASSETS UNDER MANAGEMENT (1)
Loans sold with servicing retained			$	252,176					$	268,879					$	285,392
Assets managed by Isabella Wealth			$	590,666					$	464,136					$	491,784
Total assets under management			$	2,961,332					$	2,796,992					$	2,859,877
ASSET QUALITY (1)
Nonaccrual loans			$	520					$	580					$	3,077
Foreclosed assets			$	509					$	240					$	348
Net loan charge-offs (recoveries)			$	(266)					$	(34)					$	52
Nonperforming loans to gross loans			0.04		%				0.05		%				0.25		%
Nonperforming assets to total assets			0.05		%				0.04		%				0.18		%
Allowance for credit losses to gross loans			0.96		%				0.78		%				0.73		%
CAPITAL RATIOS (1)
Shareholders' equity to assets			8.74		%				8.56		%				10.64		%
Tier 1 leverage			8.77		%				8.44		%				8.37		%
Common equity tier 1 capital			12.43		%				12.92		%				13.07		%
Tier 1 risk-based capital			12.43		%				12.92		%				13.07		%
Total risk-based capital			15.39		%				15.85		%				16.03		%

(1) At end of period

SUPPLEMENTAL BALANCE SHEET DATA (UNAUDITED)

(Dollars in thousands)

			September 30 2023						June 30 2023						March 31 2023						December 31 2022						September 30 2022
Commercial and industrial			$	195,814					$	194,914					$	189,185					$	178,428					$	180,124
Commercial real estate			566,639						564,254						566,410						566,012						552,399
Advances to mortgage brokers			24,807						39,099						—						—						1,484
Agricultural			99,233						96,689						94,760						104,985						97,527
Residential real estate			348,196						343,474						336,186						336,694						330,232
Consumer			99,985						95,972						84,110						78,054						74,385
Gross loans			$	1,334,674					$	1,334,402					$	1,270,651					$	1,264,173					$	1,236,151

			September 30 2023						June 30 2023						March 31 2023						December 31 2022						September 30 2022
Noninterest bearing demand deposits			$	445,043					$	458,845					$	478,829					$	494,346					$	510,127
Interest bearing demand deposits			363,558						335,922						383,602						372,155						368,537
Savings deposits			628,795						606,644						662,495						625,734						651,129
Certificates of deposit			331,829						313,288						288,103						251,541						260,741
Internet certificates of deposit			249						249						499						499						499
Total deposits			$	1,769,474					$	1,714,948					$	1,813,528					$	1,744,275					$	1,791,033

			September 30 2023						June 30 2023						March 31 2023						December 31 2022						September 30 2022
U.S. Treasury			$	209,182					$	209,353					$	212,086					$	208,701					$	206,791
States and political subdivisions			89,773						95,242						108,719						117,512						114,000
Auction rate money market preferred			2,570						2,637						2,716						2,342						2,479
Mortgage-backed securities			32,923						35,532						37,797						39,070						41,042
Collateralized mortgage obligations			175,630						180,996						200,252						205,728						209,720
Corporate			6,819						6,737						7,080						7,128						7,201
Available-for-sale securities, at fair value			$	516,897					$	530,497					$	568,650					$	580,481					$	581,233

			September 30 2023						June 30 2023						March 31 2023						December 31 2022						September 30 2022
Securities sold under agreements to repurchase without stated maturity dates			$	52,330					$	37,102					$	31,995					$	57,771					$	52,479
Federal Home Loan Bank advances			65,000						55,000						—						—						—
Subordinated debt, net of unamortized issuance costs			29,312						29,290						29,267						29,245						29,225
Total borrowed funds			$	146,642					$	121,392					$	61,262					$	87,016					$	81,704

SUPPLEMENTAL STATEMENTS OF INCOME DATA (UNAUDITED)

(Dollars in thousands)

			Three Months Ended September 30												Nine Months Ended September 30
			2023						2022						2023						2022
Service charges and fees
ATM and debit card fees			$	1,250					$	1,212					$	3,654					$	3,507
Service charges and fees on deposit accounts			598						673						1,797						1,913
Freddie Mac servicing fee			154						168						475						506
Net mortgage servicing rights income (loss)			(20)						—						(97)						477
Other fees for customer services			78						69						256						212
Total service charges and fees			2,060						2,122						6,085						6,615
Wealth management fees			858						679						2,625						2,217
Earnings on corporate owned life insurance policies			229						223						681						655
Net gain on sale of mortgage loans			109						174						232						568
Other			158						54						688						339
Total noninterest income			$	3,414					$	3,252					$	10,311					$	10,394

			Three Months Ended September 30												Nine Months Ended September 30
			2023						2022						2023						2022
Compensation and benefits			$	6,639					$	6,369					$	19,789					$	18,480
Furniture and equipment			1,612						1,490						4,822						4,382
Occupancy			923						918						2,921						2,813
Other
Audit, consulting, and legal fees			672						595						1,764						1,749
ATM and debit card fees			471						543						1,280						1,485
Marketing costs			398						209						883						812
Other losses			198						93						770						409
Memberships and subscriptions			259						230						729						654
Donations and community relations			252						239						692						665
FDIC insurance premiums			228						138						689						394
Loan underwriting fees			206						243						637						640
Director fees			179						210						581						598
All other			621						640						1,838						1,817
Total other noninterest expenses			3,484						3,140						9,863						9,223
Total noninterest expenses			$	12,658					$	11,917					$	37,395					$	34,898