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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
OPERATING ACTIVITIES      
Net Incomet $ 13,889 $ 18,167 $ 22,238
Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]      
Provision for loan losses 1,884 629 483
Depreciation 2,086 1,978 2,071
Investment Income, Net, Amortization of Discount and Premium (1,332) (1,474) (2,018)
Net gain on sale of mortgage loans (213) (317) (631)
Mortgage Servicing Rights (MSR) Impairment (Recovery) 1 0 (532)
Bank Owned Life Insurance Income, Net of Expense 990 904 818
Share-based Payment Arrangements, Noncash Expense 476 782 610
Deferred Income Tax Expense (Benefit) (310) 1,008 13
Payment for Origination of Mortgage Loans Held-for-Sale (8,768) (9,657) (21,382)
Proceeds from Sale of Mortgage Loans Held-for-Sale 8,739 10,353 23,369
Net changes in operating assets and liabilities which provided (used) cash:      
Increase (Decrease) in Other Operating Assets 1,719 (427) (2,822)
Accrued interest and other liabilities (208) 1,096 2,269
Net cash provided by (used in) operating activities 19,637 24,182 26,886
INVESTING ACTIVITIES      
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale 48,526 75,090 68,956
Purchases if AFS securities (5,400) (10,866) (210,869)
Payments for (Proceeds from) Loans and Leases (76,862) (85,783) 36,672
Purchases of premises and equipment (2,106) (4,064) (3,205)
Proceeds from Sale of Federal Home Loan Bank Stock 0 0 2,288
Payments to Acquire Other Investments (2,024) (623) (46)
Net cash provided by (used in) investing activities (37,866) (26,246) (106,204)
FINANCING ACTIVITIES      
Net increase (decrease) in deposits 23,365 (20,580) 33,936
Increase in borrowed funds 6,766 (10,970) 7,609
Increase (Decrease) in Loans from Federal Home Loan Banks (10,000) 40,000 (20,000)
Cash dividends paid on common stock (8,147) (8,216) (8,082)
Proceeds from issuance of common stock 1,523 1,617 1,762
Payments For Repurchase Of Common Stock, Excluding Stock For Deferred Compensation Obligations (3,076) (3,415) (1,124)
Common stock purchased for deferred compensation obligations (1,332) (1,624) (1,189)
Net cash provided by (used in) financing activities 9,099 (3,188) 12,912
Increase (decrease) in cash and cash equivalents (9,130) (5,252) (66,406)
Cash and cash equivalents at the beginning of preriod 33,672 38,924 105,330
Cash and cash equivalents at the end of the period 24,542 33,672 38,924
SUPPLEMENTAL CASH FLOWS INFORMATION:      
Interest Paid, Excluding Capitalized Interest, Operating Activities 33,982 21,052 5,313
Income taxes paid 2,060 2,350 4,425
SUPPLEMENTAL NONCASH INFORMATION:      
Investment of low income housing tax credits, non cash component 1,500 5,000 0
Transfers of loans to foreclosed assets $ 657 $ 378 $ 456