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Interim Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income        
Loans $ 20,583 $ 20,230 $ 59,763 $ 57,150
AFS securities 2,994 2,749 8,669 8,437
FHLB stock 70 168 355 472
Federal funds sold and other 1,235 194 1,970 750
Total interest income 24,882 23,341 70,757 66,809
Interest expense        
Deposits 8,012 7,631 22,866 22,107
Short-term borrowings 441 384 1,106 1,026
FHLB advances 0 571 170 1,597
Subordinated debt 267 267 799 799
Total interest expense 8,720 8,853 24,941 25,529
Net interest income 16,162 14,488 45,816 41,280
Provision (reversal) for credit losses 209 946 (997) 1,508
Net interest income after provision for credit losses 15,953 13,542 46,813 39,772
Noninterest income        
Service charges and fees 2,352 2,133 6,397 6,089
Wealth management fees 1,074 1,003 3,137 2,990
Earnings on BOLI 468 252 1,140 748
Net gain on sale of mortgage loans 38 37 115 138
Other 376 103 733 639
Total noninterest income 4,308 3,528 11,522 10,604
Noninterest expenses        
Compensation and benefits 7,630 7,251 22,509 21,236
Occupancy and equipment 2,628 2,645 7,878 7,970
Other professional services 851 588 2,425 1,628
ATM and debit card fees 595 503 1,636 1,459
Marketing 514 403 1,442 1,254
FDIC insurance premiums 271 291 841 823
Other losses 47 347 501 908
Other 1,449 1,200 3,797 3,521
Total noninterest expenses 13,985 13,228 41,029 38,799
Income before income tax expense 6,276 3,842 17,306 11,577
Income tax expense 1,036 561 3,086 1,684
Net income $ 5,240 $ 3,281 $ 14,220 $ 9,893
Earnings per common share        
Basic (in dollars per share) $ 0.71 $ 0.44 $ 1.93 $ 1.32
Diluted (in dollars per share) 0.71 0.44 1.92 1.32
Cash dividends per common share (in dollars per share) $ 0.28 $ 0.28 $ 0.84 $ 0.84