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Fair Value (Tables) | 12 Months Ended
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Dec. 31, 2025
Fair Value Disclosures [Abstract] |
Quantitative Information about Assets Measured Utilizing Level 3 Fair Value Measurement | The following tables list the quantitative fair value information about loans measured at fair value on a nonrecurring basis as of December 31:
| 2025
Valuation Technique | Fair Value | Unobservable Input |  | Actual Range |  | Weighted Average
Collateral Dependent Loans |  | Discount applied to collateral: |  |  |  |
Discounted value | $ | 4,319 |  | Real Estate |  | 20% - 25% |  | 20%
|  | Liquor license |  | 75% |  | 75%
|  | Furniture, fixtures & equipment |  | 40% |  | 40%
| 2024
Valuation Technique | Fair Value | Unobservable Input |  | Actual Range |  | Weighted Average
Collateral Dependent Loans |  | Discount applied to collateral: |  |  |  |
Discounted value | $ | 254 |  | Real Estate |  | 20% |  | 20%
Fair Value Measurements, Nonrecurring | The following tables list the quantitative information about OMSR fair value measurement as of December 31:
2025
Valuation Technique | Fair Value | Unobservable Input |  | Rate
Discounted cash flow | $ | 2,090 |  | Constant prepayment rate |  | 7%
|  | Discount rate |  | 11%
2024
Valuation Technique | Fair Value | Unobservable Input |  | Rate
Discounted cash flow | $ | 2,483 |  | Constant prepayment rate |  | 7%
|  | Discount rate |  | 11%
Carrying Amount and Estimated Fair Value of Financial Instruments not Recorded at Fair Value | The carrying amount and estimated fair value of financial instruments not recorded at fair value in their entirety on a recurring basis were as follows as of December 31:
| 2025
| Carrying Value |  | Estimated Fair Value |  | Level 1 |  | Level 2 |  | Level 3
ASSETS |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 26,041 |  |  | $ | 26,041 |  |  | $ | 26,041 |  |  | $ | — |  |  | $ | — |
FHLB stock (1) | 5,600 |  |  | N/A |  | — |  |  | — |  |  | — |
Mortgage loans HFS | 423 |  |  | 429 |  |  | — |  |  | 429 |  |  | — |
Loans | 1,536,364 |  |  | 1,502,009 |  |  | — |  |  | — |  |  | 1,502,009 |
Less allowance for credit losses | 13,727 |  |  | 13,727 |  |  | — |  |  | — |  |  | 13,727 |
Net loans | 1,522,637 |  |  | 1,488,282 |  |  | — |  |  | — |  |  | 1,488,282 |
Accrued interest receivable | 8,397 |  |  | 8,397 |  |  | 8,397 |  |  | — |  |  | — |
Equity securities without readily determinable fair values (1) | 3,086 |  |  | N/A |  | — |  |  | — |  |  | — |
LIABILITIES |  |  |  |  |  |  |  |  |
Deposits without stated maturities | 1,409,589 |  |  | 1,409,589 |  |  | 1,409,589 |  |  | — |  |  | — |
Deposits with stated maturities | 410,065 |  |  | 409,191 |  |  | — |  |  | 409,191 |  |  | — |
Short-term borrowings | 68,000 |  |  | 66,355 |  |  | — |  |  | 66,355 |  |  | — |
FHLB advances | 45,000 |  |  | 45,004 |  |  | — |  |  | 45,004 |  |  | — |
Subordinated debt, net of unamortized issuance costs | 29,514 |  |  | 29,095 |  |  | — |  |  | 29,095 |  |  | — |
Accrued interest payable | 1,059 |  |  | 1,059 |  |  | 1,059 |  |  | — |  |  | — |
| 2024
| Carrying Value |  | Estimated Fair Value |  | Level 1 |  | Level 2 |  | Level 3
ASSETS |  |  |  |  |  |  |  |  |
Cash and cash equivalents | $ | 24,542 |  |  | $ | 24,542 |  |  | $ | 24,542 |  |  | $ | — |  |  | $ | — |
FHLB stock (1) | 12,762 |  |  | N/A |  | — |  |  | — |  |  | — |
Mortgage loans HFS | 242 |  |  | 247 |  |  | — |  |  | 247 |  |  | — |
Loans | 1,423,571 |  |  | 1,363,883 |  |  | — |  |  | — |  |  | 1,363,883 |
Less allowance for credit losses | 12,895 |  |  | 12,895 |  |  | — |  |  | — |  |  | 12,895 |
Net loans | 1,410,676 |  |  | 1,350,988 |  |  | — |  |  | — |  |  | 1,350,988 |
Accrued interest receivable | 8,085 |  |  | 8,085 |  |  | 8,085 |  |  | — |  |  | — |
Equity securities without readily determinable fair values (1) | 3,086 |  |  | N/A |  | — |  |  | — |  |  | — |
LIABILITIES |  |  |  |  |  |  |  |  |
Deposits without stated maturities | 1,359,469 |  |  | 1,359,469 |  |  | 1,359,469 |  |  | — |  |  | — |
Deposits with stated maturities | 387,591 |  |  | 385,200 |  |  | — |  |  | 385,200 |  |  | — |
Short-term borrowings | 53,567 |  |  | 53,503 |  |  | — |  |  | 53,503 |  |  | — |
FHLB advances | 30,000 |  |  | 30,000 |  |  | — |  |  | 30,000 |  |  | — |
Subordinated debt, net of unamortized issuance costs | 29,424 |  |  | 27,658 |  |  | — |  |  | 27,658 |  |  | — |
Accrued interest payable | 1,051 |  |  | 1,051 |  |  | 1,051 |  |  | — |  |  | — |
(1) Due to the characteristics of equity securities without readily determinable fair values, they are not disclosed under a specific fair value hierarchy. When an impairment or write-down related to these securities is recorded, such amount would be classified as a nonrecurring Level 3 fair value adjustment
Assets and Liabilities Measured at Fair Value | The table below presents the recorded amount of assets and liabilities measured at fair value on December 31:
| 2025 |  | 2024
| Total |  | Level 1 |  | Level 2 |  | Level 3 |  | Total |  | Level 1 |  | Level 2 |  | Level 3
Recurring items |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
AFS securities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
U.S. Treasury | $ | 197,534 |  |  | $ | — |  |  | $ | 197,534 |  |  | $ | — |  |  | $ | 220,571 |  |  | $ | — |  |  | $ | 220,571 |  |  | $ | — |
States and political subdivisions | 69,205 |  |  | — |  |  | 69,205 |  |  | — |  |  | 76,568 |  |  | — |  |  | 76,568 |  |  | — |
Auction rate money market preferred | 2,413 |  |  | — |  |  | 2,413 |  |  | — |  |  | 3,044 |  |  | — |  |  | 3,044 |  |  | — |
Mortgage-backed securities | 22,252 |  |  | — |  |  | 22,252 |  |  | — |  |  | 26,886 |  |  | — |  |  | 26,886 |  |  | — |
Collateralized mortgage obligations | 200,466 |  |  | — |  |  | 200,466 |  |  | — |  |  | 154,674 |  |  | — |  |  | 154,674 |  |  | — |
Corporate | 5,921 |  |  | — |  |  | 5,921 |  |  | — |  |  | 7,286 |  |  | — |  |  | 7,286 |  |  | — |
Total AFS securities | 497,791 |  |  | — |  |  | 497,791 |  |  | — |  |  | 489,029 |  |  | — |  |  | 489,029 |  |  | — |
Nonrecurring items |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Collateral dependent (net of ACL) | 4,319 |  |  | — |  |  | — |  |  | 4,319 |  |  | 254 |  |  | — |  |  | — |  |  | 254 |
OMSR | 2,090 |  |  | — |  |  | — |  |  | 2,090 |  |  | 2,185 |  |  | — |  |  | — |  |  | 2,185 |
Foreclosed assets | 938 |  |  | — |  |  | — |  |  | 938 |  |  | 544 |  |  | — |  |  | — |  |  | 544 |
Total | $ | 505,138 |  |  | $ | — |  |  | $ | 497,791 |  |  | $ | 7,347 |  |  | $ | 492,012 |  |  | $ | — |  |  | $ | 489,029 |  |  | $ | 2,983 |
Percent of assets and liabilities measured at fair value |  |  | 0.00 | % |  | 98.55 | % |  | 1.45 | % |  |  |  | 0.00 | % |  | 99.39 | % |  | 0.61 | %

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