XML 47 R44.htm IDEA: XBRL DOCUMENT
v2.4.1.9

REGULATORY CAPITAL REQUIREMENTS (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2014
REGULATORY CAPITAL REQUIREMENTS [Abstract] |
Actual Capital Amounts and Ratios of Corporation and Bank | The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (amounts in thousands):
|  | Actual |  |  | Required To Be Adequately Capitalized |  |  | Required To Be Well Capitalized |
As of December 31, 2014 |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
Total Capital (to Risk Weighted Assets): |  |  |
Consolidated |  | $ | 129,211 |  |  |  | 11.84 | % |  | $ | 87,271 |  |  |  | 8.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 123,685 |  |  |  | 11.35 | % |  | $ | 87,178 |  |  |  | 8.00 | % |  | $ | 108,972 |  |  |  | 10.00 | %
Tier 1 Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 115,483 |  |  |  | 10.59 | % |  | $ | 43,636 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 110,014 |  |  |  | 10.10 | % |  | $ | 43,589 |  |  |  | 4.00 | % |  | $ | 65,383 |  |  |  | 6.00 | %
Tier 1 Capital (to Average Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 115,483 |  |  |  | 7.78 | % |  | $ | 44,556 |  |  |  | 3.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 110,014 |  |  |  | 7.41 | % |  | $ | 44,512 |  |  |  | 3.00 | % |  | $ | 74,187 |  |  |  | 5.00 | %
As of December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 126,299 |  |  |  | 12.10 | % |  | $ | 83,484 |  |  |  | 8.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 121,222 |  |  |  | 11.63 | % |  | $ | 83,369 |  |  |  | 8.00 | % |  | $ | 104,211 |  |  |  | 10.00 | %
Tier 1 Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 110,260 |  |  |  | 10.57 | % |  | $ | 41,742 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 105,239 |  |  |  | 10.10 | % |  | $ | 41,684 |  |  |  | 4.00 | % |  | $ | 62,527 |  |  |  | 6.00 | %
Tier 1 Capital (to Average Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 110,260 |  |  |  | 8.08 | % |  | $ | 40,940 |  |  |  | 3.00 | % |  |  | N/A |  |  |  | N/A |
Bank |  | $ | 105,239 |  |  |  | 7.72 | % |  | $ | 40,900 |  |  |  | 3.00 | % |  | $ | 68,167 |  |  |  | 5.00 | %

X
- Details
Name: | us-gaap_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration