FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES (Tables)

12 Months Ended

Dec. 31, 2014

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES [Abstract]

Schedule of Federal Home Loan Bank Advances

The following is a summary of Federal Home Loan Bank fixed rate advances at December 31, 2014 and 2013. The carrying amount includes the advance balance plus purchase accounting adjustments that are amortized over the term of the advance (amounts in thousands):

2014
	Amount	Rate			Maturity Date	Call Date
$	30,830		0.32	%	January 2, 2015	-
	10,000		4.60	%	December 22, 2016	-
	4,138		3.90	%	October 19, 2017	January 19, 2015
	3,103		2.91	%	December 4, 2017	March 3, 2015
	2,069		3.05	%	January 2, 2018	April 1, 2015
$	50,140		1.73	%

2013
	Amount	Rate			Maturity Date	Call Date
$	1,033		3.20	%	June 18,2014	-
	775		3.05	%	October 2, 2014	-
	4,134		3.84	%	October 20, 2014	January 20, 2014
	10,000		4.60	%	December 22, 2016	-
	4,134		3.90	%	October 19, 2017	January 19, 2014
	3,100		2.91	%	December 4, 2017	March 4, 2014
	2,067		3.05	%	January 2, 2018	April 1, 2014
$	25,243		3.93	%