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REGULATORY CAPITAL REQUIREMENTS (Tables)
 12 Months Ended
Dec. 31, 2014
REGULATORY CAPITAL REQUIREMENTS [Abstract]  
Actual Capital Amounts and Ratios of Corporation and Bank
The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (amounts in thousands):
 
  
Actual
  
Required To Be Adequately Capitalized
  
Required To Be Well
Capitalized
 
As of December 31, 2014
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
Total Capital (to Risk Weighted Assets):
  
Consolidated
 
$
129,211
   
11.84
%
 
$
87,271
   
8.00
%
  
N/A
 
  
N/A
 
Bank
 
$
123,685
   
11.35
%
 
$
87,178
   
8.00
%
 
$
108,972
   
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
                        
Consolidated
 
$
115,483
   
10.59
%
 
$
43,636
   
4.00
%
  
N/A
 
  
N/A
 
Bank
 
$
110,014
   
10.10
%
 
$
43,589
   
4.00
%
 
$
65,383
   
6.00
%
Tier 1 Capital (to Average Assets):
                        
Consolidated
 
$
115,483
   
7.78
%
 
$
44,556
   
3.00
%
  
N/A
 
  
N/A
 
Bank
 
$
110,014
   
7.41
%
 
$
44,512
   
3.00
%
 
$
74,187
   
5.00
%
 
As of December 31, 2013
            
Total Capital (to Risk Weighted Assets):
            
Consolidated
 
$
126,299
   
12.10
%
 
$
83,484
   
8.00
%
  
N/A
 
  
N/A
 
Bank
 
$
121,222
   
11.63
%
 
$
83,369
   
8.00
%
 
$
104,211
   
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
                        
Consolidated
 
$
110,260
   
10.57
%
 
$
41,742
   
4.00
%
  
N/A
 
  
N/A
 
Bank
 
$
105,239
   
10.10
%
 
$
41,684
   
4.00
%
 
$
62,527
   
6.00
%
Tier 1 Capital (to Average Assets):
                        
Consolidated
 
$
110,260
   
8.08
%
 
$
40,940
   
3.00
%
  
N/A
 
  
N/A
 
Bank
 
$
105,239
   
7.72
%
 
$
40,900
   
3.00
%
 
$
68,167
   
5.00
%