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SEGMENT REPORTING
 9 Months Ended
Sep. 30, 2015
Segment Reporting [Abstract]  
SEGMENT REPORTING
SEGMENT REPORTING

The Corporation manages its operations through two primary business segments:  core banking and WMG.  The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets and to invest in securities.  The WMG services segment provides revenues by providing trust and investment advisory services to clients.

Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  CFS amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and CFS column below, along with amounts to eliminate transactions between segments (in thousands).
 
Three months ended September 30, 2015
 
Core Banking
 
WMG
 
Holding Company and CFS
 
Consolidated Totals
Net interest income
$
12,690

 
$
—

 
$
1

 
$
12,691

Provision for loan losses
307

 
—

 
—

 
307

Net interest income after provision for loan losses
12,383

 
—

 
1

 
12,384

Other non-interest income
2,622

 
2,122

 
168

 
4,912

Other non-interest expenses
12,113

 
1,357

 
164

 
13,634

Income before income tax expense (benefit)
2,892

 
765

 
5

 
3,662

Income tax expense (benefit)
935

 
292

 
(16
)
 
1,211

Segment net income
$
1,957

 
$
473

 
$
21

 
$
2,451


 
Three months ended September 30, 2014
 
Core Banking
 
WMG
 
Holding Company and CFS
 
Consolidated Totals
Net interest income
$
12,424

 
$
—

 
$
2

 
$
12,426

Provision for loan losses
589

 
—

 
—

 
589

Net interest income after provision for loan losses
11,835

 
—

 
2

 
11,837

Other non-interest income
2,852

 
1,943

 
191

 
4,986

Other non-interest expenses
12,055

 
5,510

 
198

 
17,763

Income (loss) before income tax expense (benefit)
2,632

 
(3,567
)
 
(5
)
 
(940
)
Income tax expense (benefit)
769

 
(1,371
)
 
(19
)
 
(621
)
Segment net income (loss)
$
1,863

 
$
(2,196
)
 
$
14

 
$
(319
)
 
Nine months ended September 30, 2015
 
Core Banking
 
WMG
 
Holding Company and CFS
 
Consolidated Totals
Net interest income
$
37,676

 
$
—

 
$
4

 
$
37,680

Provision for loan losses
956

 
—

 
—

 
956

Net interest income after provision for loan losses
36,720

 
—

 
4

 
36,724

Other non-interest income
8,261

 
6,446

 
717

 
15,424

Other non-interest expenses
36,388

 
4,051

 
754

 
41,193

Income (loss) before income tax expense (benefit)
8,593

 
2,395

 
(33
)
 
10,955

Income tax expense (benefit)
2,798

 
915

 
(62
)
 
3,651

Segment net income
$
5,795

 
$
1,480

 
$
29

 
$
7,304

 
 
 
 
 
 
 
 
Segment assets
$
1,626,100

 
$
4,392

 
$
1,147

 
$
1,631,639

 
Nine months ended September 30, 2014
 
Core Banking
 
WMG
 
Holding Company and CFS
 
Consolidated Totals
Net interest income
$
36,525

 
$
—

 
$
9

 
$
36,534

Provision for loan losses
2,330

 
—

 
—

 
2,330

Net interest income after provision for loan losses
34,195

 
—

 
9

 
34,204

Other non-interest income
8,930

 
5,816

 
610

 
15,356

Other non-interest expenses
35,836

 
8,199

 
650

 
44,685

Income (loss) before income tax expense (benefit)
7,289

 
(2,383
)
 
(31
)
 
4,875

Income tax expense (benefit)
2,179

 
(916
)
 
(64
)
 
1,199

Segment net income (loss)
$
5,110

 
$
(1,467
)
 
$
33

 
$
3,676

 
 
 
 
 
 
 
 
Segment assets
$
1,515,658

 
$
6,332

 
$
1,567

 
$
1,523,557