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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest and dividend income:        
Loans, including fees $ 12,114 $ 11,973 $ 36,113 $ 34,590
Taxable securities 1,237 1,122 3,490 3,889
Tax exempt securities 227 230 685 752
Interest-bearing deposits 17 16 60 59
Total interest and dividend income 13,595 13,341 40,348 39,290
Interest expense        
Deposits 500 511 1,478 1,550
Securities sold under agreements to repurchase 213 214 634 634
Borrowed funds 191 190 556 572
Total interest expense 904 915 2,668 2,756
Net interest income 12,691 12,426 37,680 36,534
Provision for loan losses 307 589 956 2,330
Net interest income after provision for loan losses 12,384 11,837 36,724 34,204
Non-interest income:        
WMG fee income 2,122 1,943 6,446 5,816
Service charges on deposit accounts 1,275 1,381 3,637 3,962
Net gains (losses) on securities transactions (11) 0 291 522
Net gains on sales of loans held for sale 89 84 239 209
Net gains (losses) on sales of other real estate owned 0 4 120 (40)
Income from bank owned life insurance 19 20 56 59
Other 1,418 1,554 4,635 4,828
Total non-interest income 4,912 4,986 15,424 15,356
Non-interest expense:        
Salaries and wages 5,135 5,344 15,423 15,653
Pension and other employee benefits 1,562 1,294 4,848 4,132
Net occupancy expenses 1,701 1,721 5,308 5,174
Furniture and equipment expenses 742 707 2,264 2,052
Data processing expense 1,751 1,488 4,864 4,383
Professional services 200 268 889 911
Legal settlements 0 4,250 0 4,250
Amortization of intangible assets 277 324 866 993
Marketing and advertising expenses 208 255 714 879
Other real estate owned expenses 79 22 387 154
FDIC insurance 277 271 843 814
Loan expense 212 269 527 564
Merger and acquisition related expenses 0 0 0 115
Other 1,490 1,550 4,260 4,611
Total non-interest expenses 13,634 17,763 41,193 44,685
Income (loss) before income tax expense 3,662 (940) 10,955 4,875
Income tax expense (benefit) 1,211 (621) 3,651 1,199
Net income (loss) $ 2,451 $ (319) $ 7,304 $ 3,676
Weighted average shares outstanding (in shares) 4,722 4,684 4,715 4,681
Basic and diluted earnings per share (in dollars per share) $ 0.52 $ (0.07) $ 1.55 $ 0.79