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COMMITMENTS AND CONTINGENCIES (Tables)
9 Months Ended
Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]  
Contractual amounts of financial instruments with off-balance sheet risk
The following table lists the contractual amounts of financial instruments with off-balance sheet risk at September 30, 2016 and December 31, 2015 (in thousands):
 
September 30, 2016
 
December 31, 2015
 
Fixed Rate
 
Variable Rate
 
Fixed Rate
 
Variable Rate
Commitments to make loans
$
46,801

 
$
37,129

 
$
17,167

 
$
25,251

Unused lines of credit
908

 
196,978

 
1,265

 
177,004

Standby letters of credit

 
14,427

 

 
14,646