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SEGMENT REPORTING
 12 Months Ended
Dec. 31, 2016
Segment Reporting [Abstract]  
SEGMENT REPORTING
SEGMENT REPORTING

The Corporation manages its operations through two primary business segments:  core banking and WMG.  The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets and to invest in securities.  The WMG services segment provides revenues by providing trust and investment advisory services to clients.

Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  CFS amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company, CFS, and CRM column below, along with amounts to eliminate transactions between segments (in thousands). CRM was formed during the second quarter of 2016, therefore, is not included within prior year comparative information.
Year ended December 31, 2016
 
Core Banking
 
WMG
 
Holding Company, CFS and CRM
 
Consolidated Totals
Interest and dividend income
 
$
56,159

 
$
—

 
$
9

 
$
56,168

Interest expense
 
3,839

 
—

 
—

 
3,839

Net interest income
 
52,320

 
—

 
9

 
52,329

Provision for loan losses
 
2,437

 
—

 
—

 
2,437

Net interest income after provision for loan losses
 
49,883

 
—

 
9

 
49,892

Other operating income
 
12,318

 
8,316

 
515

 
21,149

Other operating expenses
 
49,783

 
5,676

 
1,151

 
56,610

Income (loss) before income tax expense
 
12,418

 
2,640

 
(627
)
 
14,431

Income tax expense (benefit)
 
3,693

 
997

 
(286
)
 
4,404

Segment net income (loss)
 
$
8,725

 
$
1,643

 
$
(341
)
 
$
10,027

 
 
 
 
 
 
 
 
 
Segment assets
 
$
1,650,100

 
$
4,586

 
$
2,493

 
$
1,657,179


Year ended December 31, 2015
 
Core Banking
 
WMG
 
Holding Company and CFS
 
Consolidated Totals
Interest and dividend income
 
$
54,240

 
$
—

 
$
4

 
$
54,244

Interest expense
 
3,602

 
—

 
—

 
3,602

Net interest income
 
50,638

 
—

 
$
4

 
50,642

Provision for loan losses
 
1,571

 
—

 
—

 
1,571

Net interest income after provision for loan losses
 
49,067

 
—

 
4

 
49,071

Other operating income
 
11,019

 
8,522

 
906

 
20,447

Other operating expenses
 
48,882

 
5,517

 
1,028

 
55,427

Income before income tax expense
 
11,204

 
3,005

 
(118
)
 
14,091

Income tax expense (benefit)
 
3,620

 
1,149

 
(111
)
 
4,658

Segment net income
 
$
7,584

 
$
1,856

 
$
(7
)
 
$
9,433

 
 
 
 
 
 
 
 
 
Segment assets
 
$
1,614,481

 
$
4,282

 
$
1,201

 
$
1,619,964


Year ended December 31, 2014
 
Core Banking
 
WMG
 
Holding Company and CFS
 
Consolidated Totals
Interest and dividend income
 
$
53,201

 
$
—

 
$
12

 
$
53,213

Interest expense
 
3,645

 
—

 
—

 
3,645

Net interest income
 
49,556

 
—

 
12

 
49,568

Provision for loan losses
 
3,981

 
—

 
—

 
3,981

Net interest income after provision for loan losses
 
45,575

 
—

 
12

 
45,587

Other operating income
 
18,186

 
7,746

 
824

 
26,756

Legal settlements
 
—

 
4,250

 
—

 
4,250

Other operating expenses
 
49,997

 
5,355

 
875

 
56,227

Income (loss) before income tax expense
 
13,764

 
(1,859
)
 
(39
)
 
11,866

Income tax expense (benefit)
 
4,507

 
(715
)
 
(83
)
 
3,709

Segment net income
 
$
9,257

 
$
(1,144
)
 
$
44

 
$
8,157

 
 
 
 
 
 
 
 
 
Segment assets
 
$
1,518,584

 
$
4,357

 
$
1,598

 
$
1,524,539