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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2016
Regulatory Capital Requirements [Abstract]  
Actual Capital Amounts and Ratios of Corporation and Bank
The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):
 
 
Actual
 
Minimal Capital Adequacy
 
Minimal Capital Adequacy with Capital Buffer
 
To Be Well
Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2016
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
145,269

 
12.14
%
 
$
95,748

 
8.00
%
 
$
103,229

 
8.625
%
 
 N/A

 
N/A

Bank
 
$
140,020

 
11.71
%
 
$
95,640

 
8.00
%
 
$
103,112

 
8.625
%
 
$
119,550

 
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
130,911

 
10.94
%
 
$
71,811

 
6.00
%
 
$
79,292

 
6.625
%
 
 N/A

 
N/A

Bank
 
$
125,736

 
10.52
%
 
$
71,730

 
6.00
%
 
$
79,202

 
6.625
%
 
$
95,640

 
8.00
%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
130,911

 
10.94
%
 
$
53,858

 
4.50
%
 
$
61,339

 
5.125
%
 
 N/A

 
N/A

Bank
 
$
125,736

 
10.52
%
 
$
53,798

 
4.50
%
 
$
61,270

 
5.125
%
 
$
77,708

 
6.50
%
Tier 1 Capital (to Average Assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
130,911

 
7.81
%
 
$
67,031

 
4.00
%
 
N/A

 
N/A

 
 N/A

 
N/A

Bank
 
$
125,736

 
7.52
%
 
$
66,919

 
4.00
%
 
N/A

 
N/A

 
$
83,649

 
5.00
%
 
 
Actual
 
Minimum Capital Adequacy
 
To Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2015
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
Total Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
139,049

 
12.26
%
 
$
90,704

 
8.00
%
 
 N/A

 
N/A

Bank
 
$
135,058

 
11.93
%
 
$
90,548

 
8.00
%
 
$
113,185

 
10.00
%
Tier 1 Capital (to Risk Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
124,787

 
11.01
%
 
$
68,028

 
6.00
%
 
 N/A

 
N/A

Bank
 
$
120,881

 
10.68
%
 
$
67,911

 
6.00
%
 
$
90,548

 
8.00
%
Common Equity Tier 1 Capital (to Risk Weighted Assets):
 
 
Consolidated
 
$
124,787

 
11.01
%
 
$
51,021

 
4.50
%
 
 N/A

 
N/A

Bank
 
$
120,881

 
10.68
%
 
$
50,933

 
4.50
%
 
$
73,571

 
6.50
%
Tier 1 Capital (to Average Assets):
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
124,787

 
7.83
%
 
$
63,772

 
4.00
%
 
 N/A

 
N/A

Bank
 
$
120,881

 
7.59
%
 
$
63,701

 
4.00
%
 
$
79,626

 
5.00
%