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COMMITMENTS AND CONTINGENCIES (Details) - USD ($) | Apr. 23, 2020 | Feb. 04, 2020 | Jun. 30, 2020 | Dec. 31, 2019
--- | --- | --- | --- | ---
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Participating credit facility receivable, ownership interest, amount |  | $ 4,200,000 |  |
Participating credit facility receivable, amount |  | 36,000,000.0 |  |
Loss contingency, damages sought |  | $ 4,200,000 |  |
Proceeds from participation agreement | $ 461,309 |  |  |
Commitments to make loans | Fixed Rate |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Off-balance sheet contractual amounts of financial instruments |  |  | $ 38,445,000 | $ 15,560,000
Commitments to make loans | Variable Rate |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Off-balance sheet contractual amounts of financial instruments |  |  | 23,485,000 | 25,233,000
Unused lines of credit | Fixed Rate |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Off-balance sheet contractual amounts of financial instruments |  |  | 450,000 | 1,062,000
Unused lines of credit | Variable Rate |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Off-balance sheet contractual amounts of financial instruments |  |  | 250,744,000 | 229,137,000
Standby letters of credit | Fixed Rate |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Off-balance sheet contractual amounts of financial instruments |  |  | 0 | 0
Standby letters of credit | Variable Rate |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Off-balance sheet contractual amounts of financial instruments |  |  | $ 15,095,000 | $ 16,272,000

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- Definition The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=118260190&loc=d3e13433-108611 + Details
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