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COMMITMENTS AND CONTINGENCIES (Tables)
6 Months Ended
Jun. 30, 2020
Commitments and Contingencies Disclosure [Abstract]  
Contractual amounts of financial instruments with off-balance sheet risk
The following table lists the contractual amounts of financial instruments with off-balance sheet risk at June 30, 2020 and December 31, 2019 (in thousands):
 June 30, 2020December 31, 2019
 Fixed RateVariable RateFixed RateVariable Rate
Commitments to make loans$38,445  $23,485  $15,560  $25,233  
Unused lines of credit450  250,744  1,062  229,137  
Standby letters of credit—  15,095  —  16,272