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LOANS AND ALLOWANCE FOR LOAN LOSSES - Credit Quality Indicator (Details) - USD ($) $ in Thousands | 12 Months Ended |
--- | --- | ---
Dec. 31, 2020 | Dec. 31, 2019
Financing Receivable, Recorded Investment [Line Items] |  |
Number of days past due after which a retail loan is rated | 90 days |
Total recorded investment in loans | $ 1,541,498 | $ 1,312,903
Loans | 1,515,539 | 1,285,741
Not Rated |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 448,787 | 428,037
Pass |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 1,036,759 | 826,396
Special Mention |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 26,630 | 18,534
Substandard |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 26,813 | 29,701
Doubtful |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 2,509 | 10,235
Commercial, and Agricultural |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 370,252 | 230,922
Commercial mortgages: |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 719,145 | 650,570
Commercial mortgages: | Construction |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 62,164 | 44,082
Commercial mortgages: | Commercial mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 656,981 | 606,488
Commercial mortgages: | Not Rated | Construction |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Commercial mortgages: | Not Rated | Commercial mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Commercial mortgages: | Pass | Construction |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 59,885 | 40,304
Commercial mortgages: | Pass | Commercial mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 616,090 | 577,266
Commercial mortgages: | Special Mention | Construction |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 168
Commercial mortgages: | Special Mention | Commercial mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 23,631 | 12,451
Commercial mortgages: | Substandard | Construction |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 2,279 | 3,610
Commercial mortgages: | Substandard | Commercial mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 16,128 | 12,356
Commercial mortgages: | Doubtful | Construction |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Commercial mortgages: | Doubtful | Commercial mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 1,132 | 4,415
Residential Mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 240,013 | 188,874
Loans | 240,013 | 188,874
Residential Mortgages | Not Rated |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 238,381 | 186,719
Residential Mortgages | Pass |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans |  | 0
Residential Mortgages | Special Mention |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Residential Mortgages | Substandard |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 1,632 | 2,155
Residential Mortgages | Doubtful |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 212,088 | 242,537
Consumer Loans | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 78,761 | 92,065
Loans | 78,761 | 92,065
Consumer Loans | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 120,853 | 135,366
Loans | 120,853 | 135,366
Consumer Loans | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 12,474 | 15,106
Loans | 12,474 | 15,106
Consumer Loans | Not Rated | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 77,602 | 91,424
Consumer Loans | Not Rated | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 120,334 | 134,795
Consumer Loans | Not Rated | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 12,470 | 15,099
Consumer Loans | Pass | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Pass | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Pass | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Special Mention | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Special Mention | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Special Mention | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Substandard | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 1,159 | 641
Consumer Loans | Substandard | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 519 | 571
Consumer Loans | Substandard | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 4 | 7
Consumer Loans | Doubtful | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Doubtful | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Consumer Loans | Doubtful | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Commercial and industrial | Commercial, and Agricultural |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 369,968 | 230,648
Commercial and industrial | Commercial, and Agricultural | Not Rated |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Commercial and industrial | Commercial, and Agricultural | Pass |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 360,500 | 208,552
Commercial and industrial | Commercial, and Agricultural | Special Mention |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 2,999 | 5,915
Commercial and industrial | Commercial, and Agricultural | Substandard |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 5,092 | 10,361
Commercial and industrial | Commercial, and Agricultural | Doubtful |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 1,377 | 5,820
Agricultural | Commercial, and Agricultural |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 284 | 274
Agricultural | Commercial, and Agricultural | Not Rated |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Agricultural | Commercial, and Agricultural | Pass |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 284 | 274
Agricultural | Commercial, and Agricultural | Special Mention |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Agricultural | Commercial, and Agricultural | Substandard |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Agricultural | Commercial, and Agricultural | Doubtful |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Total recorded investment in loans | 0 | 0
Performing | Residential Mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 238,381 | 186,719
Performing | Consumer Loans | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 77,602 | 91,424
Performing | Consumer Loans | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 120,334 | 134,795
Performing | Consumer Loans | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 12,470 | 15,099
Non-Performing | Residential Mortgages |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 1,632 | 2,155
Non-Performing | Consumer Loans | Home equity lines and loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 1,159 | 641
Non-Performing | Consumer Loans | Indirect Consumer Loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | 519 | 571
Non-Performing | Consumer Loans | Direct consumer loans |  |
Financing Receivable, Recorded Investment [Line Items] |  |
Loans | $ 4 | $ 7

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