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LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowances (Details) - USD ($) $ in Thousands | 12 Months Ended |  |
--- | --- | --- | ---
Dec. 31, 2020 | Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2020 | Dec. 31, 2019
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance: | $ 23,478 | $ 18,944 | $ 21,161 |  |
Charge Offs | (7,380) | (1,975) | (5,919) |  |
Recoveries | 587 | 564 | 549 |  |
Net (charge offs) recoveries | (6,793) | (1,411) | (5,370) |  |
Provision | 4,239 | 5,945 | 3,153 |  |
Ending balance | 20,924 | 23,478 | 18,944 |  |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment |  |  |  | $ 1,527 | $ 8,097
Collectively evaluated for impairment |  |  |  | 19,397 | 15,381
Allowance for loan losses | 23,478 | 23,478 | 18,944 | 20,924 | 23,478
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 10,589 | 15,665
Loans collectively evaluated for impairment |  |  |  | 1,530,909 | 1,297,238
Total recorded investment in loans |  |  |  | 1,541,498 | 1,312,903
Commercial, and Agricultural |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance: | 10,227 | 5,383 | 6,976 |  |
Charge Offs | (4,068) | (312) | (3,644) |  |
Recoveries | 89 | 59 | 47 |  |
Net (charge offs) recoveries | (3,979) | (253) | (3,597) |  |
Provision | (1,755) | 5,097 | 2,004 |  |
Ending balance | 4,493 | 10,227 | 5,383 |  |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment |  |  |  | 1,401 | 6,000
Collectively evaluated for impairment |  |  |  | 3,092 | 4,227
Allowance for loan losses | 4,493 | 5,383 | 5,383 | 4,493 | 10,227
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 3,400 | 6,147
Loans collectively evaluated for impairment |  |  |  | 366,852 | 224,775
Total recorded investment in loans |  |  |  | 370,252 | 230,922
Commercial mortgages |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance: | 8,869 | 8,184 | 8,514 |  |
Charge Offs | (2,143) | (1) | (213) |  |
Recoveries | 14 | 4 | 3 |  |
Net (charge offs) recoveries | (2,129) | 3 | (210) |  |
Provision | 4,756 | 682 | (120) |  |
Ending balance | 11,496 | 8,869 | 8,184 |  |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment |  |  |  | 74 | 2,097
Collectively evaluated for impairment |  |  |  | 11,422 | 6,772
Allowance for loan losses | 8,869 | 8,869 | 8,184 | 11,496 | 8,869
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 5,117 | 8,844
Loans collectively evaluated for impairment |  |  |  | 714,028 | 641,726
Total recorded investment in loans |  |  |  | 719,145 | 650,570
Residential Mortgages |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance: | 1,252 | 1,226 | 1,316 |  |
Charge Offs | (56) | (151) | (226) |  |
Recoveries | 86 | 45 | 5 |  |
Net (charge offs) recoveries | 30 | (106) | (221) |  |
Provision | 797 | 132 | 131 |  |
Ending balance | 2,079 | 1,252 | 1,226 |  |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment |  |  |  | 0 | 0
Collectively evaluated for impairment |  |  |  | 2,079 | 1,252
Allowance for loan losses | 2,079 | 1,252 | 1,316 | 2,079 | 1,252
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 1,271 | 525
Loans collectively evaluated for impairment |  |  |  | 238,742 | 188,349
Total recorded investment in loans |  |  |  | 240,013 | 188,874
Consumer Loans |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance: | 3,130 | 4,151 | 4,355 |  |
Charge Offs | (1,113) | (1,511) | (1,836) |  |
Recoveries | 398 | 456 | 494 |  |
Net (charge offs) recoveries | (715) | (1,055) | (1,342) |  |
Provision | 441 | 34 | 1,138 |  |
Ending balance | 2,856 | 3,130 | 4,151 |  |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment |  |  |  | 52 | 0
Collectively evaluated for impairment |  |  |  | 2,804 | 3,130
Allowance for loan losses | $ 3,130 | $ 4,151 | $ 4,151 | 2,856 | 3,130
Loans: |  |  |  |  |
Loans individually evaluated for impairment |  |  |  | 801 | 149
Loans collectively evaluated for impairment |  |  |  | 211,287 | 242,388
Total recorded investment in loans |  |  |  | $ 212,088 | $ 242,537

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