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v3.21.2

LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowances (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2021 | Jun. 30, 2020 | Jun. 30, 2021 | Jun. 30, 2020 | Dec. 31, 2020
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance | $ 20,909 | $ 26,233 | $ 20,924 | $ 23,478 |
Charge-offs | (227) | (2,489) | (416) | (2,921) |
Recoveries | 144 | 126 | 577 | 263 |
Net recoveries (charge-offs) | (83) | (2,363) | 161 | (2,658) |
Provision | (150) | 260 | (409) | 3,310 |
Ending balance | 20,676 | 24,130 | 20,676 | 24,130 |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment | 3,244 |  | 3,244 |  | $ 1,527
Collectively evaluated for impairment | 17,432 |  | 17,432 |  | 19,397
Total ending allowance balance | 20,676 | 24,130 | 20,676 | 24,130 | 20,924
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 13,128 |  | 13,128 |  | 10,589
Loans collectively evaluated for impairment | 1,549,694 |  | 1,549,694 |  | 1,530,909
Total ending loans balance | 1,562,822 |  | 1,562,822 |  | 1,541,498
Commercial and Agricultural |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance | 4,337 | 11,191 | 4,493 | 10,227 |
Charge-offs | (25) | (36) | (25) | (65) |
Recoveries | 10 | 5 | 275 | 8 |
Net recoveries (charge-offs) | (15) | (31) | 250 | (57) |
Provision | (694) | (2,833) | (1,115) | (1,843) |
Ending balance | 3,628 | 8,327 | 3,628 | 8,327 |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment | 1,389 |  | 1,389 |  | 1,401
Collectively evaluated for impairment | 2,239 |  | 2,239 |  | 3,092
Total ending allowance balance | 3,628 | 8,327 | 3,628 | 8,327 | 4,493
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 3,263 |  | 3,263 |  | 3,400
Loans collectively evaluated for impairment | 338,731 |  | 338,731 |  | 366,852
Total ending loans balance | 341,994 |  | 341,994 |  | 370,252
Commercial mortgages: |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance | 11,787 | 10,472 | 11,496 | 8,869 |
Charge-offs | 0 | (2,143) | 0 | (2,143) |
Recoveries | 1 | 0 | 1 | 0 |
Net recoveries (charge-offs) | 1 | (2,143) | 1 | (2,143) |
Provision | 1,175 | 2,220 | 1,466 | 3,823 |
Ending balance | 12,963 | 10,549 | 12,963 | 10,549 |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment | 1,781 |  | 1,781 |  | 74
Collectively evaluated for impairment | 11,182 |  | 11,182 |  | 11,422
Total ending allowance balance | 12,963 | 10,549 | 12,963 | 10,549 | 11,496
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 8,565 |  | 8,565 |  | 5,117
Loans collectively evaluated for impairment | 758,635 |  | 758,635 |  | 714,028
Total ending loans balance | 767,200 |  | 767,200 |  | 719,145
Residential mortgages |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance | 2,115 | 1,421 | 2,079 | 1,252 |
Charge-offs | (46) | (13) | (71) | (13) |
Recoveries | 10 | 49 | 10 | 48 |
Net recoveries (charge-offs) | (36) | 36 | (61) | 35 |
Provision | (288) | 434 | (227) | 604 |
Ending balance | 1,791 | 1,891 | 1,791 | 1,891 |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment | 0 |  | 0 |  | 0
Collectively evaluated for impairment | 1,791 |  | 1,791 |  | 2,079
Total ending allowance balance | 1,791 | 1,891 | 1,791 | 1,891 | 2,079
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 954 |  | 954 |  | 1,271
Loans collectively evaluated for impairment | 246,355 |  | 246,355 |  | 238,742
Total ending loans balance | 247,309 |  | 247,309 |  | 240,013
Consumer loans: |  |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |  |
Beginning balance | 2,670 | 3,149 | 2,856 | 3,130 |
Charge-offs | (156) | (297) | (320) | (700) |
Recoveries | 123 | 72 | 291 | 207 |
Net recoveries (charge-offs) | (33) | (225) | (29) | (493) |
Provision | (343) | 439 | (533) | 726 |
Ending balance | 2,294 | 3,363 | 2,294 | 3,363 |
Ending allowance balance attributable to loans: |  |  |  |  |
Individually evaluated for impairment | 74 |  | 74 |  | 52
Collectively evaluated for impairment | 2,220 |  | 2,220 |  | 2,804
Total ending allowance balance | 2,294 | $ 3,363 | 2,294 | $ 3,363 | 2,856
Loans: |  |  |  |  |
Loans individually evaluated for impairment | 346 |  | 346 |  | 801
Loans collectively evaluated for impairment | 205,973 |  | 205,973 |  | 211,287
Total ending loans balance | $ 206,319 |  | $ 206,319 |  | $ 212,088

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