<SEC-DOCUMENT>0001171843-21-004599.txt : 20210629
<SEC-HEADER>0001171843-21-004599.hdr.sgml : 20210629
<ACCEPTANCE-DATETIME>20210629161530
ACCESSION NUMBER:		0001171843-21-004599
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20210624
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210629
DATE AS OF CHANGE:		20210629

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHEMUNG FINANCIAL CORP
		CENTRAL INDEX KEY:			0000763563
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				161237038
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35741
		FILM NUMBER:		211058279

	BUSINESS ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLZ
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902
		BUSINESS PHONE:		6077373711

	MAIL ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLZ
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8k_062921.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:us-roles="http://fasb.org/us-roles/2021-01-31" xmlns:country="http://xbrl.sec.gov/country/2021" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:chmg="http://globenewswire.com/20210624">
<head>
     <title></title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
<!-- Field: Set; Name: xdx; ID: xdx_02A_US%2DGAAP%2D2021 -->
<!-- Field: Set; Name: xdx; ID: xdx_03A_chmg_globenewswire.com_20210624 -->
<!-- Field: Set; Name: xdx; ID: xdx_044_20210624_20210624 -->
<!-- Field: Set; Name: xdx; ID: xdx_05F_edei%2D%2DEntityCentralIndexKey_0000763563 -->
<!-- Field: Set; Name: xdx; ID: xdx_059_edei%2D%2DAmendmentFlag_false -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<body style="font: 10pt Times New Roman, Times, Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityCentralIndexKey">0000763563</ix:nonNumeric>
  <ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:booleanfalse" name="dei:AmendmentFlag">false</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="chmg-20210624.xsd" xlink:type="simple" />
  </ix:references>
 <ix:resources>
    <xbrli:context id="From2021-06-24to2021-06-24">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000763563</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2021-06-24</xbrli:startDate>
        <xbrli:endDate>2021-06-24</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="border-bottom: Black 0.5pt solid; font-size: 10pt; margin: 0pt 0; text-indent: 6.5in">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">UNITED STATES OF AMERICA</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">SECURITIES AND EXCHANGE COMMISSION</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">Washington, D.C. 20549</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">FORM <span id="xdx_909_edei--DocumentType_c20210624__20210624_zQbdSZR4EvF5"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:DocumentType">8-K</ix:nonNumeric></span></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">CURRENT REPORT</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">Date of Report (Date of earliest event reported): June 29, 2021 (<span id="xdx_902_edei--DocumentPeriodEndDate_c20210624__20210624_zOwoewUBCWtl"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">June 24, 2021</ix:nonNumeric></span>)</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><span id="xdx_909_edei--EntityRegistrantName_c20210624__20210624_zecDc5Vzxa3b"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityRegistrantName">CHEMUNG FINANCIAL CORPORATION</ix:nonNumeric></span></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">(Exact name of registrant as specified in its charter)</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; width: 33%; font-size: 10pt; text-align: center"><span id="xdx_90A_edei--EntityIncorporationStateCountryCode_c20210624__20210624_zSrY9k3cpSY4"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode">New York</ix:nonNumeric></span></td>
    <td style="padding-bottom: 1pt; text-align: center; width: 1%; font-size: 10pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: center; width: 33%; font-size: 10pt"><span id="xdx_90F_edei--EntityFileNumber_c20210624__20210624_zjNfAXrt5Ul5"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityFileNumber">0-13888</ix:nonNumeric></span></td>
    <td style="padding-bottom: 1pt; text-align: center; width: 1%; font-size: 10pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; text-align: center; width: 32%; font-size: 10pt"><span id="xdx_90F_edei--EntityTaxIdentificationNumber_c20210624__20210624_zspN0HM1hgVl"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityTaxIdentificationNumber">16-1237038</ix:nonNumeric></span></td></tr>
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt; text-align: center">(State or other jurisdiction</td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: center">(Commission File Number)</td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: center">(IRS Employer</td></tr>
  <tr style="vertical-align: bottom">
    <td style="text-align: center; font-size: 10pt">of incorporation)</td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: center">Identification No.)</td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><span style="text-decoration: underline"><span id="xdx_909_edei--EntityAddressAddressLine1_c20210624__20210624_zoCoPls96EI1"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityAddressAddressLine1">One Chemung Canal Plaza</ix:nonNumeric></span>, <span id="xdx_90C_edei--EntityAddressCityOrTown_c20210624__20210624_zjkhJgaPDLk9"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityAddressCityOrTown">Elmira</ix:nonNumeric></span>, <span id="xdx_90F_edei--EntityAddressStateOrProvince_c20210624__20210624_zoxQV4PQZOt1"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityAddressStateOrProvince">NY</ix:nonNumeric></span> <span id="xdx_90A_edei--EntityAddressPostalZipCode_c20210624__20210624_zHOfDK1vOoc9"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:EntityAddressPostalZipCode">14901</ix:nonNumeric></span></span></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">(Address of principal executive offices) (Zip Code)</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><span style="text-decoration: underline"><span id="xdx_904_edei--CityAreaCode_c20210624__20210624_zZEm64Wa5jPa"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:CityAreaCode">(607)</ix:nonNumeric></span> <span id="xdx_90A_edei--LocalPhoneNumber_c20210624__20210624_zUpKHZdl5pTh"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:LocalPhoneNumber">737-3711</ix:nonNumeric></span></span></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center">(Registrant&#8217;s telephone number, including area code)</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify">Check the appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in"><span id="xdx_90C_edei--WrittenCommunications_c20210624__20210624_zDKL4fpbgWI8"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:booleanfalse" name="dei:WrittenCommunications">&#9744;</ix:nonNumeric></span> Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)</p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in"><span id="xdx_905_edei--SolicitingMaterial_c20210624__20210624_z9yFmahiU78c"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:booleanfalse" name="dei:SolicitingMaterial">&#9744;</ix:nonNumeric></span> Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)</p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in"><span id="xdx_909_edei--PreCommencementTenderOffer_c20210624__20210624_zMZmFNSqrMpe"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:booleanfalse" name="dei:PreCommencementTenderOffer">&#9744;</ix:nonNumeric></span> Pre-commencement communications pursuant to Rule 14d-2(b) under
the Exchange Act (17 CFR 240.14d-2(b))</p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in"><span id="xdx_90B_edei--PreCommencementIssuerTenderOffer_c20210624__20210624_zixm4ARLlLyj"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:booleanfalse" name="dei:PreCommencementIssuerTenderOffer">&#9744;</ix:nonNumeric></span> Pre-commencement communications pursuant to Rule 13e-4(c) under
the Exchange Act (17 CFR 240.16e-4(c))</p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt">Securities registered pursuant to Section 12(b) of the Exchange Act:</p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%">
  <tr style="vertical-align: bottom">
    <td style="border-bottom: Black 1pt solid; width: 33%; font-size: 10pt; text-align: center">Title of each class</td>
    <td style="padding-bottom: 1pt; text-align: center; width: 1%; font-size: 10pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; width: 33%; font-size: 10pt; text-align: center">Trading symbol</td>
    <td style="padding-bottom: 1pt; text-align: center; width: 1%; font-size: 10pt">&#160;</td>
    <td style="border-bottom: Black 1pt solid; width: 32%; font-size: 10pt; text-align: center">Name of exchange on which registered</td></tr>
  <tr style="vertical-align: bottom">
    <td style="text-align: center; font-size: 10pt"><span id="xdx_907_edei--Security12bTitle_c20210624__20210624_zhskgoFoGoKc"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:Security12bTitle">Common stock, par value $0.01 per share</ix:nonNumeric></span></td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="text-align: center; font-size: 10pt"><span id="xdx_90B_edei--TradingSymbol_c20210624__20210624_zaOJwGSUQ2Ij"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" name="dei:TradingSymbol">CHMG</ix:nonNumeric></span></td>
    <td style="text-align: center; font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: center"><span id="xdx_902_edei--SecurityExchangeName_c20210624__20210624_zQeeJSySydz6"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">Nasdaq Global Select Market</ix:nonNumeric></span></td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify">Indicate by check mark whether the registrant is an emerging growth company
as defined in Rule 405 of the Securities Act of 1933 (17 CFR &#167;230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR
&#167;240.12b-2).</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: right">Emerging growth company <span id="xdx_90A_edei--EntityEmergingGrowthCompany_c20210624__20210624_zq7gYgUcfxsa"><ix:nonNumeric contextRef="From2021-06-24to2021-06-24" format="ixt:booleanfalse" name="dei:EntityEmergingGrowthCompany">&#9744;</ix:nonNumeric></span></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify">If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
to Section 13(a) of the Exchange Act. &#9744;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify">&#160;</p>

<!-- Field: Page; Sequence: 1 -->
    <div style="border-bottom: Black 4pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"></p>

<table cellspacing="0" cellpadding="0" style="font-size: 10pt; width: 100%; background-color: white; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td style="width: 12%; font-size: 12pt"><span style="font-size: 10pt"><b>Item&#160;1.01.</b></span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt"><b>Entry into a Material Definitive Agreement.</b></span></td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><span style="background-color: white">Chemung Canal Trust Company (the
&#8220;Bank&#8221;), the wholly-owned subsidiary of Chemung Financial Corporation, and the New York State Department of Financial Services
(the &#8220;Department&#8221;) have agreed to the settlement provisions set forth in the attached consent order (the &#8220;Consent Order&#8221;)
dated June 24, 2021. The Consent Order pertains to alleged violations of </span>New York&#8217;s Fair Lending Law and the federal Equal
Credit Opportunity Act relating to the Bank&#8217;s indirect automobile lending program. The Bank consented to the settlement provisions
as described below, but did not consent to the Department&#8217;s findings described in the Consent Order. In agreeing to enter into the
Consent Order, the Bank will avoid an administrative proceeding with the Department and will be able to continue to focus <span style="background-color: white">its
resources to serving the communities in which it operates, including helping meet the credit needs of all borrowers in those communities.</span></p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt"><b><span style="text-decoration: underline">Background</span></b></p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify">The Bank has historically worked with multiple automobile dealerships to
provide financing to those automobile purchasers that are presented to the Bank by the automobile dealers. Automobile dealerships collect
certain information from prospective borrowers and decide which applications to submit to the Bank on behalf of those borrowers. The Bank
provides automobile dealerships with the terms by which it agrees to purchase loans from the dealership (the &#8220;Buy Rate&#8221;) and
the dealerships have the discretion to mark-up a prospective borrower&#8217;s interest rate above the Bank&#8217;s Buy Rate (the &#8220;Dealer
Markup&#8221;) up to specified limits. The Bank did not share in any automobile dealers&#8217; Dealer Markup. The Bank fully cooperated
with the Department in reviewing the Bank&#8217;s underwriting and pricing of its indirect automobile lending program during the time
period of January 1, 2016 through August 31, 2020 (the &#8220;Relevant Period&#8221;). The Department determined that the Dealer Markups
were higher for Hispanic borrowers than similarly situated non-Hispanic white borrowers during the Relevant Period. The Department did
not find evidence of any intentional discrimination against Hispanic borrowers on the part of the Bank or its employees during the Relevant
Period.</p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt"><b><span style="text-decoration: underline">Settlement</span></b></p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt">The Bank has agreed to take the following actions to resolve the alleged violations of law:</p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 31.5pt">Pay restitution calculated according to the formulae that the Bank provided to the
        Department and which the Department approved on an individualized basis to all eligible impacted borrowers between January 1, 2016 and
        December 31, 2020 (estimated to be approximately 100 borrowers) within 30 days from the execution of the Consent Order. The Bank currently
        estimates the restitution to eligible impacted borrowers to be approximately $53,000.</td></tr>
  </table>

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 31.5pt">Pay a total civil monetary penalty to the Department in the amount of three hundred
        and fifty thousand dollars ($350,000).</td></tr>
  </table>

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-align: justify; text-indent: -0.25in"><b>&#160;</b></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 31.5pt">As soon as practicable, but no later than forty-five (45) days from the execution of
        the Consent Order, the Bank shall post for public access on its website the Consent Order, a set of agreed-upon Frequently Asked Questions
        and Answers concerning the restitution process and refund opportunity relating to this settlement. The website containing information
        relating to this settlement will include instructions for submitting claims and will remain open and accessible through a period of one
        year from the date of the first publication. To the extent the Bank receives a request for a restitution claim by claimants who were not
        previously identified as eligible impacted borrowers pursuant to the Consent Order, the Bank will make a determination as to whether the
        claimant is eligible for restitution, and if so, will provide restitution on an individualized basis pursuant to the methodology established
        in the Consent Order. A borrower must submit a restitution claim within one year of the publication date of the website containing information
        relating to the settlement to be eligible for any restitution.</td></tr>
  </table>

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-indent: -0.25in">&#160;</p>

<!-- Field: Page; Sequence: 2 -->
    <div style="border-bottom: Black 4pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt"></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 31.5pt">Send annual notices to all automobile dealers participating in the Bank&#8217;s indirect
        automobile lending program which will: (1) outline the Bank&#8217;s expectations with respect to compliance with federal and state fair
        lending law; and (2) articulate the dealer&#8217;s obligation to price retail installment contracts in a non-discriminatory manner.</td></tr>
  </table>

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 0.5in">Move to a flat-fee business model in connection with indirect automobile lending and
        provide the Department with notice when the flat-fee business model is fully implemented.</td></tr>
  </table>

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 0.5in">Conduct periodic, at least quarterly, portfolio-level assessments of the Bank&#8217;s
        indirect automobile lending program designed to identify disparities in Dealer Markups or loan denials on a prohibited basis, and take
        appropriate corrective action, including providing restitution to any individual member of a protected class who paid more in Dealer Markup
        than the average non-Hispanic white borrower, and restricting or terminating the Bank&#8217;s relationship with a dealer. The Bank may
        cease conducting the periodic assessments to identify disparities in Dealer Markups when the flat-fee business model is fully implemented.</td></tr>
  </table>

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-indent: -0.25in">&#160;</p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 0.25in"></td>
    <td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td>
    <td style="text-align: justify; padding-right: 0.5in">Submit an annual report to the Department detailing the results of the periodic assessments
        contemplated in the Consent Order, as well as any restitution paid or modification of a relationship with a dealer until such time as
        the periodic assessments cease in connection with the change to the flat-fee business model discussed above.</td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><span style="background-color: white">The foregoing description of the
Consent Order does not purport to be complete and is qualified in its entirety by reference to the full text of the Consent Order, a copy
of which is attached as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated herein by this reference.</span></p>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font-size: 10pt; width: 100%; background-color: white; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td style="width: 12%; font-size: 12pt"><span style="font-size: 10pt"><b>Item&#160;9.01.</b></span></td>
    <td style="font-size: 12pt"><span style="font-size: 10pt"><b>Financial Statements and Exhibits.</b></span></td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt; background-color: white">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font-size: 10pt; width: 100%; background-color: white; border-collapse: collapse">
  <tr>
    <td style="width: 4%; font-size: 12pt">&#160;</td>
    <td style="vertical-align: top; width: 4%; font-size: 12pt"><span style="font-size: 10pt">(d)</span></td>
    <td style="vertical-align: top; font-size: 12pt"><span style="font-size: 10pt"><i>Exhibits.</i></span></td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt; background-color: white">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font-size: 10pt; width: 100%; background-color: white; border-collapse: collapse">
  <tr>
    <td>&#160;</td>
    <td style="vertical-align: bottom; width: 3%">&#160;</td>
    <td style="width: 88%">&#160;</td></tr>
  <tr>
    <td style="white-space: nowrap; vertical-align: top"><a href="exh_101.htm"><span style="font-size: 10pt">Exhibit&#160;10.1</span></a></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top"><a href="exh_101.htm"><span style="font-size: 10pt">Consent Order</span></a></td></tr>
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td style="text-align: justify">&#160;</td>
    <td style="text-align: justify">&#160;</td></tr>
  <tr style="vertical-align: top">
    <td><span style="font-size: 10pt">Exhibit 104</span></td>
    <td style="text-align: justify; width: 3%">&#160;</td>
    <td style="text-align: justify; width: 88%"><span style="font-size: 10pt">Cover Page Interactive Data File (embedded within the Inline XBRL
        document)</span></td></tr>
  </table>

<p style="margin: 0pt 0; font-size: 10pt">&#160;</p>

<p style="margin: 0pt 13.5pt 0pt 2in; font-size: 10pt; text-align: justify; text-indent: -0.75in"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"></p>

<!-- Field: Page; Sequence: 3 -->
    <div style="border-bottom: Black 4pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt">SIGNATURES</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify">Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><b>&#160;</b></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%">
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: left">CHEMUNG FINANCIAL CORPORATION</td></tr>
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt; font-weight: bold">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt; font-weight: bold">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td style="width: 50%; font-size: 10pt; padding-bottom: 1pt">June 29, 2021</td>
    <td style="width: 1%; font-size: 10pt; padding-bottom: 1pt">&#160;</td>
    <td style="width: 49%; font-size: 10pt; text-align: left; padding-bottom: 1pt">By: <span style="text-decoration: underline">/s/ Karl F. Krebs&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></td></tr>
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt; font-weight: bold">&#160;</td>
    <td>&#160;</td>
    <td style="text-align: left">&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: left">Karl F. Krebs</td></tr>
  <tr style="vertical-align: bottom">
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt">&#160;</td>
    <td style="font-size: 10pt; text-align: left">Chief Financial Officer and Treasurer</td></tr>
  </table>

<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><b>&#160;</b></p>

<p style="font-size: 10pt; text-align: left; margin-top: 0pt; margin-bottom: 0pt"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><b>&#160;</b></p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify"><b>&#160;</b></p>

</body>
</html>
<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJxFjdEKwjAMRb9g/xD6LHMtKrhHh4o4RYaIr8VlUtyakdapn+RfWjfEEAjJvSdXiJFY08rUyHBeFDkcsWlr7REKrJDRXjA4ss02hTALvBrnWVvfrz8wo8BgYKbxXId77+yMwzKFZDZW87GSIFU6kXDYieirZ2QrU6L1RtegbQkHppYNes2v4cNRP8lS8+qTTsjOkE1Bxskgv0ElUsGeOv0gvjnI80xEo74isWa6t9+Yu/PUwLLGJmS5Af139AHi6Ukh -->
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>exh_101.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
<html>
<head>
     <title></title>
</head>
<body style="font: 10pt Times New Roman, Times, Serif">

<p style="text-align: right; margin: 0"><b>Exhibit 10.1</b></p>

<p style="margin: 0">&nbsp;</p>

<p style="margin: 0">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0">NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES</p>

<p style="font-size: 10pt; margin: 0pt 0">________________________________________________________</p>

<p style="font-size: 10pt; margin: 0pt 0"><b>In the Matter of </b></p>

<p style="font-size: 10pt; margin: 0pt 0 0pt 4in"><b>&nbsp;</b></p>

<p style="font-size: 10pt; margin: 0pt 0"><b>CHEMUNG CANAL TRUST COMPANY</b></p>

<p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0; text-indent: 3in"><b>Respondent.</b></p>

<p style="font-size: 10pt; margin: 0pt 0">_______________________________________________________</p>

<p style="font-size: 10pt; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: center; margin: 0pt 0"><b>CONSENT ORDER UNDER</b></p>

<p style="font-size: 10pt; text-align: center; margin: 0pt 0"><b><u>NEW YORK BANKING LAW &sect;&sect; 9-D and 39</u></b></p>

<p style="font-size: 10pt; text-align: center; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">The New York State Department of Financial Services
(the &ldquo;Department&rdquo;) and Chemung Canal Trust Company (&ldquo;Chemung&rdquo; or the &ldquo;Bank&rdquo;) are willing to resolve
the matters described herein without further proceedings.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b>WHEREAS</b>, Chemung is a New York State chartered
banking institution that maintains twenty-nine branch locations in twelve counties throughout upstate New York, as well as two branch
locations in Bradford County, Pennsylvania, and is supervised by the Department;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b>WHEREAS</b>, Chemung has approximately $2.3 billion
in assets and $2.1 billion in deposits as of December 31, 2020;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b>WHEREAS,</b> the Department conducted an investigation
into Chemung&rsquo;s underwriting and pricing of retail installment contracts that the Bank purchased from automobile dealers (known as
&ldquo;indirect automobile loans&rdquo;) during the time period of January 1, 2016 through August 31, 2020 (the &ldquo;Relevant Time Period&rdquo;);</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b>WHEREAS,</b> the Department&rsquo;s investigation
determined that during the Relevant Time Period, the indirect automobile loans purchased from automobile dealerships by Chemung included
a Dealer Markup that resulted in certain Hispanic borrowers having a higher interest rate than the average non-Hispanic white borrowers;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b></b></p>

<!-- Field: Page; Sequence: 1 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"><b>WHEREAS</b>, the Department and Chemung are willing
to resolve the matters cited herein in lieu of proceeding by notice and a hearing;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b>NOW THEREFORE,</b> to resolve this matter without
further proceedings, the Department finds as follows:</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: center; text-indent: 0.5in; margin: 0pt 0"><b><u>THE DEPARTMENT&rsquo;S FINDINGS</u></b></p>

<p style="font-size: 10pt; text-align: center; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Background</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">1.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Consumers finance the purchase of an automobile either directly from a bank, credit union, or other lending company, or through
indirect lending, where financing is provided through an automobile dealer partnered with one or multiple lenders.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">2.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Chemung engages in indirect automobile lending, working in conjunction with multiple automobile dealers to provide financing to
automobile purchasers that are presented to Chemung by the automobile dealers.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">3.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>In connection with indirect automobile lending, automobile dealers collect certain information of prospective borrowers and decide
which applications to submit to Chemung on behalf of those borrowers.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">4.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Chemung typically provides automobile dealers with the terms, including a specified minimum interest rate (the &ldquo;Buy Rate&rdquo;),
by which Chemung agrees to immediately purchase loans from the automobile dealers.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">5.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Chemung participates in the decision to extend credit by: taking responsibility for underwriting; determining the Buy Rate using
an underwriting and risk-based pricing model; and communicating those terms to the automobile dealers. Chemung&rsquo;s Buy Rate reflects
the minimum interest rate at which the Bank will finance or purchase the loan from automobile dealers.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"></p>

<!-- Field: Page; Sequence: 2 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">6.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Chemung maintains a policy or practice provides automobile dealers with the discretion to mark-up prospective borrowers&rsquo;
interest rates above the Bank&rsquo;s Buy Rate. The difference between a consumer&rsquo;s interest rate on the retail installment contract
and the risk-based Buy Rate is known as the &ldquo;Dealer Markup&rdquo;.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">7.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>In each case, an automobile dealer&rsquo;s compensation is based on the difference in projected interest revenue between the Buy
Rate and the actual interest rate assigned to the consumer. The difference between the Buy Rate and a consumer&rsquo;s interest rate on
the retail installment contract is known as the &ldquo;Dealer Markup.&rdquo; The Bank does not share in any automobile dealers&rsquo;
Dealer Markup.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">8.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>During the Relevant Time Period, Chemung maintained a policy that permitted an increase in the Dealer Markup by up to 2.5% for
loans terms up to 69 months and 2.0% for loan terms over 69 months at the dealer&rsquo;s sole discretion.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">9.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Chemung&rsquo;s Dealer Markups are based on dealer discretion and not controlled by the adjustments for creditworthiness and other
objective criteria already reflected in the Bank&rsquo;s Buy Rate.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">10.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank influences the credit decision by indicating to automobile dealers whether or not the Bank will purchase loans on the
terms specified.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Applicable Law</u></b></p>

<p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">11.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>New York&rsquo;s Fair Lending Law and the federal Equal Credit Opportunity Act (&ldquo;ECOA&rdquo;) prohibit discrimination against
protected class membership for the granting, withholding, extending, renewing of credit or in the fixing of interest rates, terms or conditions
of any form of credit. N.Y. Exec. L. &sect; 296-a(1)(b); 15 U.S.C. &sect; 1691 <i>et seq.</i> Creditors are permitted to price loans differently
based on objective differences in borrowers&rsquo; creditworthiness, such as &ldquo;current income, assets and prior credit history .
.. . as well as reference to any other relevant factually supportable data.&rdquo; N.Y. Exec. L. &sect; 296-a(3). Chemung is a &ldquo;creditor&rdquo;
as the term is defined by the New York Executive Law. <i>Id</i>. &sect; 292(22).</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 3 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">12.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Superintendent is authorized to enforce state and federal fair lending laws. <i>Id. </i>&sect; 296-a(3), N.Y. Banking L. 9-d,
N.Y. Fin. Servs. L. &sect;&nbsp;408(a)(1)(B).</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Findings of Fact</u></b></p>

<p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">13.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Department analyzed the Dealer Markups of the loans that Chemung purchased from automobile dealers during the Relevant Time
Period.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">14.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The loans analyzed by the Department did not contain information on the race or ethnicity of borrowers. Rather, to evaluate any
differences in the Dealer Markup, the Department assigned race and ethnicity probabilities to applicants, and utilized a proxy methodology
that combines geography-based and name-based probabilities, based on public data published by the United States Census Bureau, to form
a joint probability using the Bayesian Improved Surname Geocoding (&ldquo;BISG&rdquo;) method. The BISG proxy probability is a commonly
accepted proxy probability method in the scientific or academic community and is used across multiple disciplines. It is known for being
more accurate than other statistical methods for approximating the overall reported distribution of race and ethnicity. The race and ethnicity
probabilities obtained through the BISG method were used by the Department to estimate any disparities in Dealer Markup on the basis of
race or ethnicity.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0 0pt 0.5in"><b><i>Dealer Markup Disparity as to Minority Borrowers</i></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">15.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Department&rsquo;s analysis determined that, between January 1, 2016 and December 31, 2018, the Bank charged Hispanic borrowers
approximately 27 basis points (.27%) more in discretionary Dealer Markups than similarly situated non-Hispanic white borrowers. These
disparities are statistically significant and not based on creditworthiness or other objective criteria related to borrower risk.<font style="font-size: 10pt"><sup>1</sup></font></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; text-align: left">_____________________________</p>

<p style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; text-align: left"><font style="font-size: 10pt"><sup>1</sup></font> The
Dealer Markup disparities identified by the Department were statistically significant at the 95% confidence rate.</p>

<p style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</p>


<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"></p>

<!-- Field: Page; Sequence: 4 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">16.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Moreover, the Department determined, that between January 1, 2019 and August 31, 2020, the Bank charged Hispanic borrowers approximately
20 basis points (.20%) more in discretionary Dealer Markups than similarly situated non-Hispanic white borrowers. These disparities are
also significant and not based on creditworthiness or other objective criteria related to borrower risk.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">17.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>These disparities mean that, throughout the Relevant Time Period, Hispanic borrowers paid higher markups than the average non-Hispanic
white borrower and were obligated to pay more in interest than similarly situated non-Hispanic white borrowers over the life of their
loans.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">18.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Although the Department did not find evidence of any intentional discrimination against Hispanic borrowers on the part of the Bank
or its employees, the Bank&rsquo;s policy or practice of permitting the automobile dealers to impose a Dealer Markup without any justification
on the basis of objective credit related factors above the Bank&rsquo;s established Buy Rate resulted in a disparate impact on the basis
of race and ethnicity. These policies or practices were not justified by a legitimate business need.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0 0pt 0.5in"><b><i>The Bank&rsquo;s Cooperation</i></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">19.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Department recognizes Chemung&rsquo;s substantial cooperation with its investigation, through timely and appropriate responses
to request for information and the production of documents and data to the Department.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; text-align: left">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"></p>

<!-- Field: Page; Sequence: 5 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">20.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>In its interactions with the Department concerning the violations at issue herein, Chemung has demonstrated a continuing interest
and commitment to addressing systemic racism in the communities it serves.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">21.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Department has given appropriate weight to the cooperation and remediation efforts set forth herein in agreeing to the terms
and remedies of this Consent Order.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">22.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>While the Department&rsquo;s investigation covered the period of January 1, 2016, to August 31, 2020, the Bank agrees to remediate
any additional statistically significant differences in pricing for Hispanic borrowers that may be identified using the BISG proxy methodology
for the period of September 1, 2020 to December 31, 2020.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0 0pt 0.5in"><b><i>Violations of Laws and Regulations</i></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">23.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank, in violation of New York Executive Law &sect; 296-a, instituted discretionary Dealer Markup policies that resulted in
disparate impacts that negatively affected members of racial and ethnic minority groups, without any justification.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">24.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank&rsquo;s specific policies and practices were not justified by legitimate business need and constituted discrimination
against applicants with respect to credit transactions on the basis of race and national origin in violation of New York Executive Law
&sect; 296-a.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><b>NOW THEREFORE,</b> to resolve this matter without
further proceedings, the Department and the Bank stipulate and agree to the following terms and conditions:</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: center; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 6 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: center"><b><u>SETTLEMENT PROVISIONS</u></b></p>

<p style="font-size: 10pt; text-align: center; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Restitution</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">25.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank shall provide restitution calculated according to the formulae previously provided to the Department on an individualized
basis to all Eligible Impacted Borrowers<font style="font-size: 10pt"><sup>2</sup></font> between January 1, 2016 and December 31, 2020,
meaning each protected class borrower who paid more than the average markup for non-Hispanic white borrowers and whom the Department has
identified as having a BISG probability of being Hispanic. The Bank shall distribute restitution according to formulas approved by the
Department. All Eligible Impacted Borrowers shall also receive from the Bank a statement accompanying the check to the effect that: (1)
as a result of the settlement with the Department concerning the Bank&rsquo;s indirect lending program, the Bank is paying restitution
to the Eligible Impacted Borrower; (2) unless the Eligible Impacted Borrower&rsquo;s loans have been completely paid off, the Eligible
Impacted Borrower should continue to make payments as before; and (3) the Eligible Impacted Borrower may seek further information on the
settlement from DFS, including at the website https://www.dfs.ny.gov.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">26.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>As soon as practicable, but no later than thirty (30) days from the execution of this Consent Order, the Bank will provide the
Department with a list of Eligible Impacted Borrowers fitting the description of those entitled to restitution in Paragraph 25 above.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">27.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank shall use all reasonable efforts, including use of Lexis or a similar service, to determine the Eligible Impacted Borrower&rsquo;s
last known address, to mail a check satisfying the amount of restitution determined by DFS and the Bank to each Eligible Impacted Borrower
within 30 days of the effective date of this Consent Order.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; text-align: left">___________________________</p>

<p style="margin-top: 0pt; margin-bottom: 0pt; font-size: 10pt; text-align: left"><font style="font-size: 10pt"><sup>2</sup></font>
The term Eligible Impacted Borrowers does not include any borrowers who defaulted on their loans or any non-New York borrowers.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"></p>

<!-- Field: Page; Sequence: 7 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">28.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>For any payment to an Eligible Impacted Borrower that is returned as undeliverable or not deposited within six months, the Bank
shall conduct a reasonable search for a current address. Should the search show a more current address, the Bank shall re-issue a check
valid for six months in the amount of the returned or undeposited check.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">29.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>If an Eligible Impacted Borrower did not cash his or her check before the expiration date of the check or the check was returned
after the Bank re-sent it as described in Paragraph 28, the Bank shall follow all applicable provisions of the New York State Abandoned
Property Law, including all reporting, mailing, and remittance requirements.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">30.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>As soon as practicable, but no later than forty-five (45) days from the execution of this Consent Order, the Bank shall post for
public access on its website the Consent Order, a set of agreed-upon Frequently Asked Questions (&ldquo;FAQs&rdquo;) and answers concerning
the restitution process and refund opportunity relating to this settlement. Those materials shall be printable and downloadable. The website
containing information relating to this settlement will include instructions for submitting claims, either by phone, fax (if original
documentation is required, with such documents to be mailed or submitted by electronic mail to the Bank at a specified address), or by
mail or electronic mail, at the election of the borrower. The website must be directly accessible from the Bank&rsquo;s home page, and
the Bank is prohibited from engaging in a practice that would cause the website containing information relating to this settlement to
be excluding from organic internet searches. The website shall remain open and accessible through a period of one year from the date of
the first publication.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"></p>

<!-- Field: Page; Sequence: 8 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">31.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>To the extent the Bank receives a request for a restitution claim resulting from the publication notices set forth in Paragraph
36 by claimants who were not previously identified as Eligible Impacted Borrowers pursuant to this Consent Order, the Bank shall make
a determination as to whether the claimant is eligible for restitution on the basis of being a potential member of a protected class who
paid more in Dealer Markup between January 1, 2016 and December 31, 2020 than the average paid by non-Hispanic white borrowers, subject
to the Department&rsquo;s review. If the Bank determines that any such claimant is eligible for restitution in accordance with this Paragraph,
the Bank shall provide restitution on an individualized basis pursuant to the methodology established in accordance with Paragraph 32
of this Consent Order. A borrower must submit a restitution claim pursuant to this Paragraph within one year of the publication date of
the website containing information relating to this settlement to be eligible for any restitution.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">32.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Following a period of one year from the date of the first publication date of the website as set forth in Paragraph 36, the Bank
shall submit to the Department a list of claims it has received, paid, or denied in connection with Paragraphs 37, along with a justification
for its determinations thereof.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Monetary Penalty</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">33.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank shall pay a total civil monetary penalty pursuant to Banking Law &sect; 9-d to the Department in the amount of three hundred
and fifty thousand dollars ($350,000) to the Department. The Bank shall pay the entire amount within ten (10) days of executing this Consent
Order. The payment shall be in the form of a wire transfer in accordance with instructions provided by the Department.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">34.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank agrees that it will not claim, assert, or apply for a tax deduction or tax credit with regard to any federal, state, or
local tax, directly or indirectly, for any portion of the civil monetary penalty paid pursuant to this Consent Order.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">35.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank further agrees that it shall neither seek nor accept, directly or indirectly, reimbursement or indemnification with respect
to payment of the penalty amount, including but not limited to payment made pursuant to any insurance policy.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 9 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt"><b><u>Remediation</u></b></p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in">36.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank shall implement effective compliance monitoring and develop and enhance policies and procedures pertaining to fair lending.
The Bank agrees to maintain general compliance management systems reasonably designed to assure compliance with all relevant federal and
state fair lending laws, including but not limited to, New York Executive Law &sect; 296-a.</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0">37.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>In addition to continuing the remedial measures previously instituted by the Bank, and to ensure the Bank&rsquo;s indirect automobile
lending program is in compliance with federal and state fair lending laws, the Bank shall:</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">a.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Send annual notices to all automobile dealers participating in the Bank&rsquo;s indirect automobile lending program which shall:
(1) outline the Bank&rsquo;s expectations with respect to compliance with federal and state fair lending law; and (2) articulate the dealer&rsquo;s
obligation to price retail installment contracts in a non-discriminatory manner;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">b.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Move to a flat-fee business model in connection with indirect auto lending and provide the Department with notice when the flat-fee
business model is fully implemented;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in"></p>

<!-- Field: Page; Sequence: 10 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0 0pt 0.5in; font-size: 10pt; text-indent: 0.5in">c.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Conduct periodic, at least quarterly, portfolio-level assessments of the Bank&rsquo;s indirect automobile lending program designed
to identify disparities in Dealer Markups or loan denials on a prohibited basis, and take appropriate corrective action, including providing
restitution to any individuals member of a protected class who paid more in Dealer Markup than the average non-Hispanic white borrower,
and restricting or terminating the Bank&rsquo;s relationship with a dealer. The Bank may cease conducting the periodic assessments to
identify disparities in Dealer Markups when the flat-fee business model is fully implemented;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">d.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Submit an annual report to the Department detailing the results of the periodic assessments contemplated herein, as well as any
restitution paid or modification of a relationship with a dealer as a result of the same.</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 23.15pt 0pt 0"><b><u>Full and Complete Cooperation</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 40.5pt; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 40.5pt">38.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The Bank commits and agrees that it will fully cooperate with the Department regarding all terms of this Consent Order.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 40.5pt">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Waiver of Rights</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 31.5pt; margin: 0pt 0 0pt 4.5pt">&nbsp;</p>

<p style="margin: 0pt 0 0pt 4.5pt; font-size: 10pt; text-align: justify; text-indent: 31.5pt">39.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>The parties understand and agree that no provision of this Consent Order is subject to review in any court or tribunal outside
the Department.</p>

<p style="margin: 0pt 0 0pt 4.5pt; font-size: 10pt; text-align: justify; text-indent: 31.5pt">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Parties Bound by the Consent Order</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">40.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>This Consent Order is binding on the Department and the Bank, as well as any successors and assigns. This Consent Order does not
bind any federal or other state agency or any law enforcement authority.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in"></p>

<!-- Field: Page; Sequence: 11 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">41.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>No further action will be taken by the Department against the Bank for the conduct set forth in this Consent Order, provided that
the Bank fully complies with the terms of the Consent Order.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">42.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Notwithstanding any other provision in this Consent Order, however, the Department may undertake additional action against the
Bank for transactions or conduct that was not disclosed in the written materials submitted to the Department in connection with this matter.</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Breach of Consent Order</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">43.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>In the event that the Department believes any party to this Consent Order to be in material breach of the Consent Order, the Department
will provide written notice to the party, and the party must, within ten (10) business days of receiving such notice, or on a later date
if so determined in the Department&rsquo;s sole discretion, appear before the Department to demonstrate that no material breach has occurred
or, to the extent pertinent, that the breach is not material or has been cured.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0">The parties understand and agree that any party&rsquo;s failure to make the required showing
within the designated time period shall be presumptive evidence of that party&rsquo;s breach. Upon a finding that a breach of this Consent
Order has occurred, the Department has all the remedies available to it under New York Banking and Financial Services Law and may use
any evidence available to the Department in any ensuing hearings, notices, or orders.</p>

<p style="margin: 0pt 0; font-size: 10pt">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Notices</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">44.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>All notices or communications regarding this Consent Order shall be sent to:</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><u>For the Department</u>:</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Laura E. Meehan&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Senior Assistant Deputy Superintendent&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">New York State Department of Financial Services&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">One State Street&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">New York, New York 10004</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in"></p>

<!-- Field: Page; Sequence: 12 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0 0pt 0.75in; font-size: 10pt; text-align: justify">Madeline W. Murphy&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Assistant Deputy Superintendent for Enforcement&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">New York State Department of Financial Services&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">One Commerce Plaza&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Albany, NY 12257</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Serwat Farooq&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Deputy Superintendent&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">New York State Department of Financial Services&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">One State Street&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">New York, New York 10004</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0"><u>For Chemung Canal Trust Company</u>:</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Anders M. Tomson&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">President &amp; CEO&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Chemung Canal Trust Company&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">One Chemung Canal Plaza&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">Elmira, NY 14901</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; text-align: justify; margin: 0pt 0 0pt 0.75in">&nbsp;</p>

<p style="font-size: 10pt; margin: 0pt 0"><b><u>Miscellaneous</u></b></p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">45.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>Each provision of this Consent Order shall remain effective and enforceable against the Bank, its successors and assigns until
stayed, modified, suspended, or terminated by the Department.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-align: justify; text-indent: 0.5in">46.<font style="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font>No promise, assurance, representation, or understanding other than those contained in this Consent Order has been made to induce
any party to agree to the provisions of the Consent Order.</p>

<p style="font-size: 10pt; text-align: justify; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<p style="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">[<i>remainder of this page intentionally left blank</i>]</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0 0pt 1in">&nbsp;</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0"><b></b></p>

<!-- Field: Page; Sequence: 13 -->
    <div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 4pt solid"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.5in"><b>WHEREFORE</b>, the signatures evidencing assent to this Consent Order
have been affixed hereto on the dates set forth below.</p>

<p style="font-size: 10pt; text-indent: 0.5in; margin: 0pt 0">&nbsp;</p>

<table cellspacing="0" cellpadding="0" style="width: 100%; font-size: 10pt; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td style="width: 50%">
    <p style="font-size: 10pt; margin: 0pt 0"><b>CHEMUNG CANAL TRUST COMPANY<br>
    <br>
    </b></p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">By: <u>_/s/ Anders M. Tomson&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></p>
    <p style="font-size: 10pt; margin: 0pt 0">ANDERS M. TOMSON</p>
    <p style="font-size: 10pt; margin: 0pt 0">President &amp; CEO</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">June 21, 2021</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0"><br>
    <br>
    </p></td>
    <td style="width: 50%">
    <p style="font-size: 10pt; margin: 0pt 0"><b>NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES</b></p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">By: <u>/s/ Madeline W. Murphy</u><br>
    MADELINE W. MURPHY</p>
    <p style="font-size: 10pt; margin: 0pt 0">Assistant Deputy Superintendent</p>
    <p style="font-size: 10pt; margin: 0pt 0">Consumer Protection and Financial Enforcement</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">June 21, 2021</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">By: <u>/s/ Katherine A. Lemire</u>___<br>
    KATHERINE A. LEMIRE<br>
    Executive Deputy Superintendent for Consumer Protection and Financial Enforcement</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">June 21, 2021</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0"><b>THE FOREGOING IS HEREBY APPROVED.</b></p>
    <p style="font-size: 10pt; margin: 0pt 0"><b>IT IS SO ORDERED.</b></p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">By: <u>/s/ Linda A. Lacewell&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></p>
    <p style="font-size: 10pt; margin: 0pt 0">LINDA A. LACEWELL<br>
    Superintendent of Financial Services</p>
    <p style="font-size: 10pt; margin: 0pt 0">&nbsp;</p>
    <p style="font-size: 10pt; margin: 0pt 0">June 24, 2021</p></td></tr>
  <tr style="vertical-align: top">
    <td style="font-size: 10pt">&nbsp;</td>
    <td style="font-size: 10pt">&nbsp;</td></tr>
  </table>
<p style="font-size: 10pt; margin: 0pt 0"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

<p style="margin: 0pt 0; font-size: 10pt"><b>&nbsp;</b></p>

</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>chmg-20210624.xsd
<DESCRIPTION>XBRL SCHEMA FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.9a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
    <!-- Field: Doc-Info; Name: Misc; Value: 96Qpo7xRiXgen8uDb35cSaaCCaPtx5NyWZkxsWd9balKLyAje56z8ifAZWY2cSQC -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:srt-types="http://fasb.org/srt-types/2021-01-31" xmlns:chmg="http://globenewswire.com/20210624" elementFormDefault="qualified" targetNamespace="http://globenewswire.com/20210624">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://globenewswire.com/role/Cover" id="Cover">
	  <link:definition>00000001 - Document - Cover</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="chmg-20210624_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="chmg-20210624_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2021" schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd" />
    <import namespace="http://fasb.org/us-gaap/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd" />
    <import namespace="http://fasb.org/us-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2021" schemaLocation="https://xbrl.sec.gov/country/2021/country-2021.xsd" />
    <import namespace="http://fasb.org/srt/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd" />
    <import namespace="http://fasb.org/srt-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>chmg-20210624_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.9a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>chmg-20210624_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.9a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="chmg-20210624.xsd#Cover" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>6
<FILENAME>f8k_062921_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="chmg-20210624.xsd" xlink:type="simple"/>
    <context id="From2021-06-24to2021-06-24">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000763563</identifier>
        </entity>
        <period>
            <startDate>2021-06-24</startDate>
            <endDate>2021-06-24</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:EntityCentralIndexKey contextRef="From2021-06-24to2021-06-24">0000763563</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="From2021-06-24to2021-06-24">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="From2021-06-24to2021-06-24">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="From2021-06-24to2021-06-24">2021-06-24</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="From2021-06-24to2021-06-24">CHEMUNG FINANCIAL CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="From2021-06-24to2021-06-24">NY</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="From2021-06-24to2021-06-24">0-13888</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="From2021-06-24to2021-06-24">16-1237038</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="From2021-06-24to2021-06-24">One Chemung Canal Plaza</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="From2021-06-24to2021-06-24">Elmira</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="From2021-06-24to2021-06-24">NY</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="From2021-06-24to2021-06-24">14901</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="From2021-06-24to2021-06-24">(607)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="From2021-06-24to2021-06-24">737-3711</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="From2021-06-24to2021-06-24">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="From2021-06-24to2021-06-24">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="From2021-06-24to2021-06-24">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="From2021-06-24to2021-06-24">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="From2021-06-24to2021-06-24">Common stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2021-06-24to2021-06-24">CHMG</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2021-06-24to2021-06-24">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="From2021-06-24to2021-06-24">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.2</span><table class="report" border="0" cellspacing="2" id="idm140521193285528">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Jun. 24, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jun. 24,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-13888<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">CHEMUNG FINANCIAL CORPORATION<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000763563<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">16-1237038<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">One Chemung Canal Plaza<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Elmira<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">14901<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(607)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">737-3711<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CHMG<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>8
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M='@//GL?)=-[*CG_5U/\!%!+ P04    " #G@=U2EXJ[',     3 @  "P
M %]R96QS+RYR96QSG9*Y;L,P#$!_Q=">, ?0(8@S9?$6!/D!5J(/V!(%BD6=
MOZ_:I7&0"QEY/3P2W!YI0.TXI+:+J1C]$%)I6M6X 4BV)8]ISI%"KM0L'C6'
MTD!$VV-#L%HL/D N&6:WO606IW.D5XA<UYVE/=LO3T%O@*\Z3'%":4A+,P[P
MS=)_,O?S##5%Y4HCE5L:>-/E_G;@2=&A(E@6FD7)TZ(=I7\=Q_:0T^FO8R*T
M>EOH^7%H5 J.W&,EC'%BM/XU@LD/['X 4$L#!!0    ( .>!W5*JQ"(6,P$
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M'EKG5LJ]AU>RY1AQ_)[E#U!+ P04    " #G@=U2)!Z;HJT   #X 0  &@
M 'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QSM9$]#H,P#(6O$N4 -5"I0P5,
M75@K+A %\R,2$L6N"K<OA0&0.G1ALIXM?^_)3I]H%'=NH+;S)$9K!LIDR^SO
M *1;M(HNSN,P3VH7K.)9A@:\TKUJ$)(HND'8,V2>[IFBG#S^0W1UW6E\./VR
M./ /,+Q=Z*E%9"E*%1KD3,)HMC;!4N++3):BJ#(9BBJ6<%H@XLD@;6E6?;!/
M3K3G>1<W]T6NS>,)KM\,<'AT_@%02P,$%     @ YX'=4F60>9(9 0  SP,
M !,   !;0V]N=&5N=%]4>7!E<UTN>&ULK9--3L,P$(6O$F5;)2XL6*"F&V +
M77 !8T\:J_Z39UK2VS-.VDJ@$A6%3:QXWKS/GI>LWH\1L.B=]=B4'5%\% )5
M!TYB'2)XKK0A.4G\FK8B2K636Q#WR^6#4,$3>*HH>Y3KU3.T<F^I>.EY&TWP
M39G 8ED\C<+,:DH9HS5*$M?%P>L?E.I$J+EST&!G(BY84(JKA%SY'7#J>SM
M2D9#L9&)7J5CE>BM0#I:P'K:XLH90]L:!3JHO>.6&F,"J;$#(&?KT70Q32:>
M,(S/N]G\P68*R,I-"A$YL01_QYTCR=U59"-(9*:O>"&R]>S[04Y;@[Z1S>/]
M#&DWY(%B6.;/^'O&%_\;SO$1PNZ_/[&\UDX:?^:+X3]>?P%02P$"% ,4
M" #G@=U2!T%-8H$   "Q    $               @ $     9&]C4')O<',O
M87!P+GAM;%!+ 0(4 Q0    ( .>!W5*W/4,@[@   "L"   1
M  "  :\   !D;V-0<F]P<R]C;W)E+GAM;%!+ 0(4 Q0    ( .>!W5*97)PC
M$ 8  )PG   3              "  <P!  !X;"]T:&5M92]T:&5M93$N>&UL
M4$L! A0#%     @ YX'=4LCM0%T\!   .A   !@              ("!#0@
M 'AL+W=O<FMS:&5E=',O<VAE970Q+GAM;%!+ 0(4 Q0    ( .>!W5*?H!OP
ML0(  .(,   -              "  7\,  !X;"]S='EL97,N>&UL4$L! A0#
M%     @ YX'=4I>*NQS     $P(   L              ( !6P\  %]R96QS
M+RYR96QS4$L! A0#%     @ YX'=4JK$(A8S 0  (@(   \
M ( !1!   'AL+W=O<FMB;V]K+GAM;%!+ 0(4 Q0    ( .>!W5(D'INBK0
M /@!   :              "  :01  !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN
M<F5L<U!+ 0(4 Q0    ( .>!W5)ED'F2&0$  ,\#   3              "
M 8D2  !;0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@     )  D /@(  -,3
!  $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="f8k_062921.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://globenewswire.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="f8k_062921.htm">f8k_062921.htm</File>
    <File>chmg-20210624.xsd</File>
    <File>chmg-20210624_lab.xml</File>
    <File>chmg-20210624_pre.xml</File>
    <File>exh_101.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2021</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>13
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "f8k_062921.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "f8k_062921.htm"
     ]
    },
    "labelLink": {
     "local": [
      "chmg-20210624_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "chmg-20210624_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "chmg-20210624.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd",
      "https://xbrl.sec.gov/country/2021/country-2021.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021_ref.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021_doc.xsd"
     ]
    }
   },
   "elementCount": 59,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "chmg",
   "nsuri": "http://globenewswire.com/20210624",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "f8k_062921.htm",
      "contextRef": "From2021-06-24to2021-06-24",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00000001 - Document - Cover",
     "role": "http://globenewswire.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "p",
       "body",
       "html"
      ],
      "baseRef": "f8k_062921.htm",
      "contextRef": "From2021-06-24to2021-06-24",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AnnualInformationForm": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.",
        "label": "Annual Information Form"
       }
      }
     },
     "localname": "AnnualInformationForm",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AuditedAnnualFinancialStatements": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.",
        "label": "Audited Annual Financial Statements"
       }
      }
     },
     "localname": "AuditedAnnualFinancialStatements",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentAccountingStandard": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.",
        "label": "Document Accounting Standard"
       }
      }
     },
     "localname": "DocumentAccountingStandard",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "accountingStandardItemType"
    },
    "dei_DocumentAnnualReport": {
     "auth_ref": [
      "r9",
      "r11",
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an annual report.",
        "label": "Document Annual Report"
       }
      }
     },
     "localname": "DocumentAnnualReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentPeriodStartDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.",
        "label": "Document Period Start Date"
       }
      }
     },
     "localname": "DocumentPeriodStartDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentRegistrationStatement": {
     "auth_ref": [
      "r18"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a registration statement.",
        "label": "Document Registration Statement"
       }
      }
     },
     "localname": "DocumentRegistrationStatement",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentShellCompanyEventDate": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Date of event requiring a shell company report.",
        "label": "Document Shell Company Event Date"
       }
      }
     },
     "localname": "DocumentShellCompanyEventDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentShellCompanyReport": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.",
        "label": "Document Shell Company Report"
       }
      }
     },
     "localname": "DocumentShellCompanyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Documents incorporated by reference.",
        "label": "Documents Incorporated by Reference [Text Block]"
       }
      }
     },
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "textBlockItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not.  Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.",
        "label": "Entity Bankruptcy Proceedings, Reporting Current"
       }
      }
     },
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r17"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Elected Not To Use the Extended Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPrimarySicNumber": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.",
        "label": "Entity Primary SIC Number"
       }
      }
     },
     "localname": "EntityPrimarySicNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "sicNumberItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Entity Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Entity Voluntary Filers"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Entity Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_Extension": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Extension number for local phone number.",
        "label": "Extension"
       }
      }
     },
     "localname": "Extension",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_OtherReportingStandardItemNumber": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.",
        "label": "Other Reporting Standard Item Number"
       }
      }
     },
     "localname": "OtherReportingStandardItemNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "otherReportingStandardItemNumberItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_Security12gTitle": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(g) registered security.",
        "label": "Title of 12(g) Security"
       }
      }
     },
     "localname": "Security12gTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SecurityReportingObligation": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.",
        "label": "Security Reporting Obligation"
       }
      }
     },
     "localname": "SecurityReportingObligation",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityReportingObligationItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 3
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r10": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "308",
   "Subsection": "a"
  },
  "r11": {
   "Name": "Form 20-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "220",
   "Subsection": "f"
  },
  "r12": {
   "Name": "Form 40-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "240",
   "Subsection": "f"
  },
  "r13": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r14": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r15": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r16": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r17": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  },
  "r18": {
   "Name": "Securities Act",
   "Number": "Section",
   "Publisher": "SEC",
   "Section": "12"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "g"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12, 13, 15d"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r6": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r7": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d"
  },
  "r8": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r9": {
   "Name": "Form 10-K",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "310"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>14
<FILENAME>0001171843-21-004599-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001171843-21-004599-xbrl.zip
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M +O)-@5M34 D6(T!-!RTQ3.E7HB8B9&)XW1.8[+[F>S!=ADZMTP -MM0:**
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M7-F&GL(W18#BT/B@OE$(C*$B3.>= UTW]H![4VWQC?OEWL9JC_P/4$L#!!0
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M04 V/$M]X^HY)Q (BC$EZW5%M0;<4%$,&@B-[%#VEBH./NM3T$9T_EV,X4'
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MNS#%E/-NQC>;JD3+4!R-,"R/PV4Q+DS\IB(O(IEMK?#W1[W?G!7.[\IA2?S
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MDC$H2"IS%+:'A]');=%C]X(=+WH0'(X)/$E><.7Q@MW($\9JDW/_1J4W&U=
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M-3Q->)AFP_[$W&Y[/W8^=(^/3KKT^:?SL]^_W(CQ%X?\;S(D*IAL! ;9&=<
MVDOF\V!D(8?P'W-""I3]0Z+ACZ3MM,6Q&NE8(6GQ2AE'W3\Z>%\MDA>?Z7X\
M CWO/LQ[>LS/TSQ188[T@'T5:#;]=GH$&OFH)]".>O]%=,[P7M7NA_9-Y06,
M?72! _9.Q>DYZ),?&.M6^.P8K"])_",]A741=Z]'02!]Z-"4G8/NY^[Q<<ZT
M%1ZMS4ZL@@]?YGQ(V@K^B&]F),Z%=M7IP$4/YTMX03;Q_C6C>7:HNOC=]^!H
M3U]_5%]_T8_\*?+/BV$Z"O;_'U!+ P04    " #G@=U2:Q&J/W\9  #3?
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MI!:"WS=[[L.CZ^SF*Z5PG2GFI'>*CSM41A0WV02Y0YCP &:4HW4%Z\Y<=KL
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M<9?1@K&]B:@B9U$N4D_0>EOBIB,=459!P0^)1BP7(G*]%9P3+Y0R\\?^F+1
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MP!GK$QTHL! Z*.GEZO(M2C#M88CB9>'L:O>+,,+\4JNR4$QC^M PR\1S=25
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MJO_]=.5X'>?G;G2_AO5<9+@^KC1(]"@FSB 1TP6#@KW9@2]"^>DP'9PS/ R
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M,#(Q,#8R-%]L86(N>&UL4$L! A0#%     @ YX'=4FB<6D-:!P  WE<  !4
M             ( !DPX  &-H;6<M,C R,3 V,C1?<')E+GAM;%!+ 0(4 Q0
M   ( .>!W5+TH*YGS",  /?;   +              "  2 6  !E>&A?,3 Q
M+FAT;5!+ 0(4 Q0    ( .>!W5)K$:H_?QD  --\   .              "
I 14Z  !F.&M?,#8R.3(Q+FAT;5!+!08     !0 % #H!  # 4P     !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
