<SEC-DOCUMENT>0001171843-21-005031.txt : 20210722
<SEC-HEADER>0001171843-21-005031.hdr.sgml : 20210722
<ACCEPTANCE-DATETIME>20210722170424
ACCESSION NUMBER:		0001171843-21-005031
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20210722
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210722
DATE AS OF CHANGE:		20210722

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHEMUNG FINANCIAL CORP
		CENTRAL INDEX KEY:			0000763563
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				161237038
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35741
		FILM NUMBER:		211108276

	BUSINESS ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLZ
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902
		BUSINESS PHONE:		6077373711

	MAIL ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLZ
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8k_072221.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?><html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:us-roles="http://fasb.org/us-roles/2021-01-31" xmlns:country="http://xbrl.sec.gov/country/2021" xmlns:srt="http://fasb.org/srt/2021-01-31"><head><title>Form 8-K</title></head><body style="font-size: 10pt"><div style="display: none;"><ix:header><ix:hidden><ix:nonNumeric name="dei:EntityCentralIndexKey" contextRef="Form8K">0000763563</ix:nonNumeric> <ix:nonNumeric format="ixt:booleanfalse" name="dei:AmendmentFlag" contextRef="Form8K">False</ix:nonNumeric></ix:hidden><ix:references> <link:schemaRef xlink:href="gnw-20190101.xsd" xlink:type="simple"></link:schemaRef> </ix:references> <ix:resources> <xbrli:context id="Form8K"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000763563</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2021-07-22</xbrli:startDate> <xbrli:endDate>2021-07-22</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:unit id="USD"> <xbrli:measure>iso4217:USD</xbrli:measure> </xbrli:unit> <xbrli:unit id="Shares"> <xbrli:measure>xbrli:shares</xbrli:measure> </xbrli:unit> <xbrli:unit id="USDPShares"> <xbrli:divide> <xbrli:unitNumerator> <xbrli:measure>iso4217:USD</xbrli:measure> </xbrli:unitNumerator> <xbrli:unitDenominator> <xbrli:measure>xbrli:shares</xbrli:measure> </xbrli:unitDenominator> </xbrli:divide> </xbrli:unit> </ix:resources></ix:header></div><div style="margin-top: 3pt; margin-bottom: 12pt;"><div style="font-size: 1pt; border-top: Black 2pt solid; border-bottom: Black 1pt solid; width: 100%;">&#160;</div></div><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 0pt;">UNITED STATES</p><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">SECURITIES AND EXCHANGE COMMISSION</p><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 6pt;">Washington, D.C. 20549</p><p style="text-align: center;">_________________</p><p style="font-size: 14pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">FORM <ix:nonNumeric name="dei:DocumentType" contextRef="Form8K">8-K</ix:nonNumeric></p><p style="text-align: center;">_________________</p><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">CURRENT REPORT</p><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</p><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 6pt; margin-bottom: 6pt;">Date of Report (Date of earliest event reported):&#160; <ix:nonNumeric format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" contextRef="Form8K">July 22, 2021</ix:nonNumeric> (July 22, 2021)</p><p style="text-align: center;">_______________________________</p><p style="font-size: 14pt; text-align: center; margin-top: 6pt; margin-bottom: 0; font-weight: bold; text-transform: uppercase;"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="Form8K">CHEMUNG FINANCIAL CORPORATION</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0; margin-bottom: 6pt;">(Exact name of registrant as specified in its charter)</p><p style="text-align: center;">_______________________________</p><table style="width: 100%; margin-right: auto; margin-left: auto;" border="0" cellspacing="0" cellpadding="0"><tr style="vertical-align: top;"><td style="width: 33%; font-size: 10pt; font-weight: bold; text-align: center;"><ix:nonNumeric format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" contextRef="Form8K">New York</ix:nonNumeric></td><td style="width: 34%; font-size: 10pt; text-align: center; font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="Form8K">0-13888</ix:nonNumeric></td><td style="width: 33%; font-size: 10pt; font-weight: bold; text-align: center;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="Form8K">16-1237038</ix:nonNumeric></td></tr><tr style="vertical-align: top;"><td style="font-size: 10pt; text-align: center;">(State or other jurisdiction of incorporation)</td><td style="font-size: 10pt; text-align: center;">(Commission File Number)</td><td style="font-size: 10pt; text-align: center;">(IRS Employer Identification No.)</td></tr></table><!-- Postal Address Country= --><p style="font-size: 10pt; text-align: center; margin-top: 12pt; margin-bottom: 0pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="Form8K">One Chemung Canal Plaza</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="Form8K">Elmira</ix:nonNumeric>, <ix:nonNumeric format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" contextRef="Form8K">New York</ix:nonNumeric> <ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="Form8K">14901</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 6pt;">(Address of principal executive offices) (Zip Code)</p><!-- Phone Number --><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">(<ix:nonNumeric name="dei:CityAreaCode" contextRef="Form8K">607</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="Form8K">737-3711</ix:nonNumeric></p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 6pt;">(Registrant's telephone number, including area code)</p><!-- Former Name --><p style="font-size: 10pt; font-weight: bold; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">&#160;</p><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt;">(Former name or former address, if changed since last report)</p><p style="text-align: center;">_______________________________</p><!-- Checkboxes --><p style="font-size: 10pt; margin-top: 6pt; margin-bottom: 6pt;">Securities registered pursuant to Section 12(b) of the Act:</p><div><table border="0" cellspacing="0" cellpadding="0" style="width: 100%"><tr style="vertical-align: top"><td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 39%; border-bottom: Black 1pt solid">Title of each class</td><td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 23%; border-bottom: Black 1pt solid">Trading Symbol(s)</td><td style="font-size: 10pt; text-align: center; margin-top: 6pt; margin-bottom: 6pt; width: 38%; border-bottom: Black 1pt solid">Name of each exchange on which registered</td></tr><tr style="vertical-align: top"><td style="font-size: 10pt; text-align: center"><span><ix:nonNumeric contextRef="Form8K" name="dei:Security12bTitle">Common stock, par value $.01 per share</ix:nonNumeric></span></td><td style="font-size: 10pt; text-align: center"><span><ix:nonNumeric contextRef="Form8K" name="dei:TradingSymbol">CHMG</ix:nonNumeric></span></td><td style="font-size: 10pt; text-align: center"><span><ix:nonNumeric contextRef="Form8K" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">Nasdaq Global Select Market</ix:nonNumeric></span></td></tr></table></div><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p><table style="width: 100%; margin-top: 6pt; margin-bottom: 6pt; font-size: 10pt;" cellspacing="0" cellpadding="0"><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" contextRef="Form8K">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</td></tr><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" contextRef="Form8K">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</td></tr><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" contextRef="Form8K">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</td></tr><tr style="vertical-align: top;"><td style="width: 3%; text-align: center; vertical-align: middle;"><ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" contextRef="Form8K">&#9744;</ix:nonNumeric></td><td style="width: 97%; text-align: left;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</td></tr></table><!-- Securities Table --><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">Emerging growth company <ix:nonNumeric format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" contextRef="Form8K">&#9744;</ix:nonNumeric></p><p style="font-size: 10pt; text-align: left; text-indent: 0; margin-top: 6pt; margin-bottom: 6pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</p><div style="margin-top: 0pt; margin-bottom: 0pt; border-bottom: Black 4pt solid;">&#160;</div><div style="page-break-before: always; margin-top: 0pt; margin-bottom: 0pt;">&#160;</div><!-- 8-K Items --><div><div><div style="font-size: 10pt;"><strong>Item 2.02. Results of Operations and Financial Condition.</strong></div><div style="font-size: 10pt;"><p>On July 22, 2021, Chemung Financial Corporation (Nasdaq: CHMG) issued a press release describing its results of operations for the three and six month periods ended June 30, 2021.</p><p>A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the Securities and Exchange Commission and shall not be deemed filed for any purpose.</p></div></div><div><div style="font-size: 10pt;"><strong>Item 9.01. Financial Statements and Exhibits.</strong></div><div style="font-size: 10pt;"><p>(d) Exhibits</p><p style="text-decoration: underline;">Exhibit No.</p><p>&#160; &#160; &#160;&#160;<a href="exh_991.htm">99.1&#160; Press Release of Chemung Financial Corporation dated July 22, 2021.</a></p><p>&#160; &#160; &#160; 104&#160;&#160; Cover Page Interactive Data File (embedded within the Inline XBRL document)</p></div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; border-bottom: Black 4pt solid;">&#160;</div><div style="page-break-before: always; margin-top: 0pt; margin-bottom: 0pt;">&#160;</div><!-- Signatures --><p style="font-size: 10pt; text-align: center; font-weight: bold;">SIGNATURE</p><p style="font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p><table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"><tr style="vertical-align: top;"><td>&#160;</td><td style="font-size: 10pt; font-weight: bold;" colspan="2">CHEMUNG FINANCIAL CORPORATION</td></tr><tr style="vertical-align: top;"><td style="width: 49%;">&#160;</td><td style="width: 2%;">&#160;</td><td style="width: 49%;">&#160;</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;"></td></tr><tr style="vertical-align: top;"><td style="font-size: 10pt;">Date: July 22, 2021</td><td style="font-size: 10pt;">By:&#160;</td><td style="text-decoration: underline; font-size: 10pt;">/s/ Karl F. Krebs&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;">Karl F. Krebs</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;">Chief Financial Officer and Treasurer</td></tr><tr style="vertical-align: top;"><td>&#160;</td><td>&#160;</td><td style="font-size: 10pt;"></td></tr></table><!-- Exhibit Index --><div></div><!-- (607) 737-3711 Form 8-KJuly 22, 2021 --><p>&#160;</p></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exh_991.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"><html lang="en-US"><head><title>EdgarFiling</title><meta content="text/html; charset=windows-1252" ><meta name="GENERATOR" content="MSHTML 8.00.7601.18094" ></head><body bgcolor="#ffffff"><p style="text-align: right;"><strong>EXHIBIT 99.1</strong></p><p style="text-align: center;"><font style="font-size: 14pt;"><strong>Chemung Financial Corporation Reports Second Quarter 2021 Net Income of $6.8 million, or $1.45 per Share</strong></font></p><p style="text-align: center;"><strong></strong></p><p>
   <p align="left">ELMIRA, N.Y., July  22, 2021  (GLOBE NEWSWIRE) -- Chemung Financial Corporation (the &#8220;Corporation&#8221;) (Nasdaq: CHMG), the parent company of Chemung Canal Trust Company (the &#8220;Bank&#8221;), today reported net income of $6.8 million, or $1.45 per share, for the second quarter of 2021, compared to $5.8 million, or $1.20 per share, for the second quarter of 2020.<br ></p>    <p align="justify">&#8220;Chemung Financial Corporation delivered strong financial results in the second quarter, with earnings per share increasing to $1.45, the highest-recorded number in our nearly 188-year-history,&#8221; said Anders M. Tomson, President &amp; CEO. &#8220;The continued strong performance of our Corporation allowed us to reward our shareholders in May with a quarterly dividend increase of $0.05 per share, or 19.2 percent, which represented the Corporation&#8217;s first dividend increase since 2012,&#8221; Tomson added. &#8220;As we move into the second half of 2021, I am excited about the significant growth opportunities that lie ahead of us as we continue to execute on our strategic plan.&#8221;</p>    <p><strong>Second</strong> <strong>Quarter</strong> <strong>Highlights</strong><sup><strong>1</strong></sup><strong>:</strong></p>    <ul type="disc"><li style="margin-top:0.05pt;">Second quarter earnings per share grew to $1.45 per share from the prior quarter, ended March 31, 2021, of $1.39 per share, representing the highest earnings per share recorded in the Corporation's nearly 188-year history.<br ><br ></li><li style="margin-top:0.05pt;">Second quarter dividends per share increased 19.2% to $0.31 per share, from $0.26 per share in the prior quarter.<br ><br ></li><li>The total provision for loan losses was a credit of $0.2 million primarily due to the $1.5 million release of pandemic related provision, offset by the impairment of a commercial real estate loan.<br ><br ></li><li>Non-performing loans decreased from $9.3 million as of March 31, 2021 to $8.6 million as of June 30, 2021, representing 0.55% of total loans.<br ><br ></li><li>Book Value<sup>1</sup> per share increased 4.7% from $41.60 per share as of March 31, 2021, to $43.57 per share as of June 30, 2021.<br ><br ></li><li>Tangible Book Value<sup>2</sup> per share increased 5.4% from $36.91 per share as of March 31, 2021, to $38.90 per share as of June 30, 2021.<br ></li></ul>    <p><sup>1</sup> Balance sheet comparisons are calculated as of June 30, 2021 versus December 31, 2020.<br ><sup>2</sup> See GAAP to Non-GAAP Reconciliations, included within.</p>    <p><strong><u>2nd</u></strong> <strong><u>Quarter</u></strong> <strong><u>2021</u></strong> <strong><u>vs</u></strong> <strong><u>2nd</u></strong> <strong><u>Quarter</u></strong> <strong><u>2020</u></strong></p>    <p><strong>Net</strong> <strong>Interest</strong> <strong>Income:</strong></p>    <p align="justify">Net interest income for the second quarter of 2021 totaled $16.1 million compared to $15.6 million for the same period in the prior year, an increase of $0.5 million, or 3.1%, due primarily to an increase of $0.6 million in interest and dividend income on taxable securities, offset by a decrease of $0.1 million in interest income on interest-earning deposits.</p>    <p align="justify">The increase in interest and dividend income on taxable securities was due primarily to an increase in average invested balances of $372.1 million. The decrease in interest income on interest-earning deposits was due primarily to the drop in interest rates on overnight deposits with the average yield on interest-earning deposits declining from 0.33% in the second quarter of 2020 to 0.15% in the second quarter of 2021, and a decrease in the average balance of interest-earning deposits in the second quarter of 2021 when compared to the same period in the prior year.</p>    <p align="justify">Fully taxable equivalent net interest margin was 2.76% for the second quarter 2021, compared to 3.26% for the same period in the prior year. Average interest-earning assets increased $421.8 million for the three months ended June 30, 2021 compared to the same period in the prior year. The average yield on interest-earning assets decreased 55 basis points for the three months ended June 30, 2021 compared to the same period in the prior year, while the average cost of interest-bearing liabilities decreased six basis points, when compared to the same period in the prior year.</p>    <p><strong>Non-Interest</strong> <strong>Income:</strong></p>    <p align="justify">Non-interest income for the three months ended June 30, 2021 was $6.5 million compared to $5.1 million for the same period in the prior year, an increase of $1.4 million, or 27.8%. The increase in the current quarter was due primarily to increases of $0.5 million in wealth management group fee income, $0.3 million in interchange revenue from debit card transactions, $0.2 million in service charges on deposit accounts and a $0.7 million one-time refund of real estate, sales tax and Mastercard incentives as compared to the same period in the prior year. The increase in wealth management group fee income was primarily attributed to an increase in the market value of total assets under management or administration. The increase in interchange revenue from debit card transactions in the current quarter was primarily attributable to an increase in consumer spending when compared to the same period in the prior year. The increase in service charges on deposit accounts in the current quarter was primarily attributable to an increase in NSF and overdraft fees when compared to the same period in the prior year.</p>    <p><strong>Non-Interest</strong> <strong>Expense:</strong></p>    <p align="justify">Non-interest expense for the second quarter of 2021 was $13.9 million compared to $13.2 million for the same period in the prior year, an increase of $0.6 million, or 4.7%. The increase can be mostly attributed to decreased spending in the prior year due to the worldwide pandemic, resulting in increases in most non-interest expense categories in the current quarter. Increases were offset by a decrease in other components of net periodic pension cost (benefits) and the $0.3 million release of a reserve established at December 31, 2020 related to the settlement with NYS Department of Financial Services as described in the Corporation's Form 8-K filed June 29, 2021. FDIC insurance increased $0.1 million primarily due to an increase in the assessment base due to increased average asset balances.</p>    <p><strong>Income</strong> <strong>Tax</strong> <strong>Expense:</strong></p>    <p align="justify">Income tax expense for the second quarter of 2021 was $2.1 million compared to $1.4 million for the same period in the prior year, an increase of $0.7 million. The effective tax rate for the current quarter increased to 23.4% compared to 18.9% for the same period in the prior year. The increase in income tax expense was primarily due to an increase in pretax income.</p>    <p><strong><u>2nd</u></strong> <strong><u>Quarter</u></strong> <strong><u>2021</u></strong> <strong><u>vs</u></strong> <strong><u>1st</u></strong> <strong><u>Quarter</u></strong> <strong><u>2021</u></strong></p>    <p><strong>Net</strong> <strong>Interest</strong> <strong>Income:</strong></p>    <p align="justify">Net interest income for the second quarter of 2021 totaled $16.1 million compared to $15.8 million for the prior quarter, an increase of $0.3 million, or 1.9%, due primarily to increases of $0.1 million in interest income and fees from loans and $0.1 million in interest and dividend income on taxable securities, and a decrease of $0.1 million in total interest expense on deposits.</p>    <p align="justify">The increase in interest income and fees from loans was primarily due to an increase of $0.1 million in interest income on commercial loans primarily attributable to a $28.2 million increase in average balances on commercial loans and the recognition of PPP loan fees, partially offset by a decrease in commercial loan portfolio average yield due to a decrease in interest rates. The Corporation recorded $1.0 million of PPP fees in the second quarter of 2021, of which $0.5 million represented accelerated recognition of fees related to SBA loan forgiveness of $54.5 million in loan balances. In the first quarter of 2021, $1.1 million of PPP fees were recorded, of which $0.5 million represented accelerated recognition of fees related to SBA loan forgiveness of $34.4 million in loan balances.</p>    <p align="justify">The increase in interest and dividend income on taxable securities can be primarily attributed to an increase in average invested balances of $91.7 million in the second quarter of 2021 as compared to the prior quarter. The decrease in interest expense on deposits was primarily due to decreases in average interest rates paid on interest-bearing checking, savings and money market products.</p>    <p align="justify">Fully taxable equivalent net interest margin was 2.76% in the current quarter compared to 2.86% in the prior quarter. Average interest-earning assets increased $101.6 million in the current quarter compared to the prior quarter, while the average yield on interest-earning assets decreased 13 basis points from 3.03% in the prior quarter to 2.90% in the current quarter.</p>    <p align="justify">The Corporation continues to closely monitor the loan portfolio for effects related to the COVID-19 pandemic. Changes in governmental policies during the pandemic placed stress on certain industries while other industries initially anticipated to be highly impacted by the pandemic demonstrated resilience. As a result, the Corporation continually evaluates various qualitative factors used to calculate the provision. As of June 30, 2021, a $2.5 million pandemic related provision remains as part of the allowance, a decrease of $1.5 million from March 31, 2021.</p>    <p><strong>Non-Interest</strong> <strong>Income:</strong></p>    <p align="justify">Non-interest income for the second quarter of 2021 was $6.5 million compared to $5.6 million for the prior quarter, an increase of $0.9 million, or 15.5%. The increase was mostly attributed to increases of $0.1 million in wealth management group fee income, $0.1 million in interchange revenue from debit card transactions, and a $0.7 million one-time refund of real estate, sales tax and Mastercard incentives. The increase in wealth management group fee income was primarily attributed to increases in the market value of assets under management and tax preparation fee revenue.</p>    <p><strong>Non-Interest</strong> <strong>Expense:</strong></p>    <p align="justify">Non-interest expense for the second quarter of 2021 was $13.9 million compared to $13.4 million for the prior quarter, an increase of $0.5 million, or 3.7%. The increase can be mostly attributed to increases of $0.3 million in salaries and wage expense, and $0.2 million in marketing and advertising expenses, offset by the $0.3 million release of a reserve established at December 31, 2020 related to the settlement with NYS Department of Financial Services as described in the Corporation's Form 8-K filed June 29, 2021. The increase in salaries and wage expense was primarily attributed to seasonal factors in the second quarter of 2021 when compared to the prior quarter. The increase in marketing and advertising expense was primarily due to the timing of various projects.</p>    <p><strong>Income</strong> <strong>Tax</strong> <strong>Expense:</strong></p>    <p align="justify">Income tax expense for the second quarter of 2021 was $2.1 million compared to $1.8 million for the prior quarter, an increase of $0.3 million in income tax expense. The effective tax rate for the current quarter increased to 23.4% compared to 21.4% in the prior period.</p>    <p><strong><u>Asset</u></strong> <strong><u>Quality</u></strong></p>    <p align="justify">Non-performing loans totaled $8.6 million at June 30, 2021, or 0.55% of total loans, compared to $10.0 million or 0.65% of total loans at December 31, 2020. Non-performing assets, which are comprised of non-performing loans and other real estate owned, were $8.8 million, or 0.37% of total assets, at June 30, 2021, compared to $10.2 million, or 0.45% of total assets, at December 31, 2020. The decrease in non-performing loans can mostly be attributed to payments received on non-performing residential mortgages and home equity lines and loans. The decrease in non-performing assets can be primarily attributed to the decrease in non-performing loans.</p>    <p align="justify">Management performs an ongoing assessment of the adequacy of the allowance for loan losses based upon a number of factors including an analysis of historical loss factors, collateral evaluations, recent charge-off experience, credit quality of the loan portfolio, current economic conditions and loan growth. Management continues to evaluate the potential impact of the COVID-19 pandemic as it relates to the loan portfolio. As part of this analysis, management identified what it believes to be higher risk loans through a detailed analysis of industry codes. During 2020, management increased certain allowance qualitative factors based on its assessment of the impact of the current pandemic on local, national, and global economic conditions as well as the perceived risks inherent in specific industries and credit characteristics. Based on this approach, the Corporation adjusted the COVID-19 pandemic specific provision for the second quarter of 2021. The total provision for loan losses was a credit of $0.2 million primarily due to favorable recovery experience during the second quarter of 2021. Net charge-offs for the second quarter of 2021 were $0.1 million, compared to net recoveries of $0.2 million for the first quarter of 2021.</p>    <p align="justify">The allowance for loan losses was $20.7 million at June 30, 2021 and $20.9 million at December 31, 2020. The allowance for loan losses was 240.89% of non-performing loans at June 30, 2021 compared to 210.25% at December 31, 2020. The ratio of the allowance for loan losses to total loans was 1.33% at June 30, 2021 compared to 1.36% at December 31, 2020. The ratio of the allowance for loan losses to total loans excluding PPP loans was 1.46% at June 30, 2021. The Corporation continues to closely monitor the loan portfolio for effects related to the COVID-19 pandemic. Changes in governmental policies during the pandemic placed stress on certain industries while other industries initially anticipated to be highly impacted by the pandemic demonstrated resilience. Based upon management review of these factors, the pandemic-related portion of the allowance decreased $1.5 million during the second quarter of 2021 to $2.5 million as of June 30, 2021.</p>    <p>Under Section 4013 of the Coronavirus Aid, Relief, and Economic Security Act (the "CARES Act"), "Temporary Relief from Troubled Debt Restructurings" loans less than 30 days past due as of December 31, 2019 will be considered current for COVID-19 related modifications and therefore will not be treated as TDRs. The Consolidated Appropriations Act (CAA) signed in December, 2020 extended the provisions of Section 4013 to January 1, 2022.</p>    <p align="justify">On June 17, 2020 the New York legislature passed, and Governor Cuomo signed, legislation which allows certain borrowers to extend the period of forbearance on a primary residence if financial hardship is demonstrated as a result of COVID-19. At its highest point as of May 31, 2020, total loan forbearances represented 15.77% of the Corporation's total loan portfolio. As of June 30, 2021, total loan forbearances represent 1.32% of the total loan portfolio.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td colspan="11" style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong><strong>COVID-19</strong> <strong>Loan</strong> <strong>Modifications</strong> <strong>Outstanding</strong> <strong>As</strong> <strong>Of</strong></strong><strong><br ></strong></td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong> <strong>2020</strong></td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>September</strong> <strong>30,</strong> <strong>2020</strong></td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>December</strong> <strong>31,</strong> <strong>2020</strong></td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong> <strong>2021</strong></td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong> <strong>2021</strong></td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">#<br >Clients</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; vertical-align: top ; ">Total Loan <br >Balance</td><td style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">#<br >Clients</td><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; border-bottom: solid black 1pt ; vertical-align: top ; ">Total Loan <br >Balance</td><td style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">#<br >Clients</td><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; border-bottom: solid black 1pt ; vertical-align: top ; ">Total Loan <br >Balance</td><td style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">#<br >Clients</td><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; border-bottom: solid black 1pt ; vertical-align: top ; ">Total Loan <br >Balance</td><td style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">#<br >Clients</td><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; border-bottom: solid black 1pt ; vertical-align: top ; ">Total Loan <br >Balance</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Commercial</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">172</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$167.7 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">31</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$43.3 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">13</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$19.8 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">22</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$25.2 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">19</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$20.3 million</td></tr><tr><td style="vertical-align: top ; ">Retail and Residential</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">457</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$18.0 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">43</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$2.5 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">18</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$1.0 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">16</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$1.1 million</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">5</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">$0.2 million</td></tr></table>  <p align="justify">The above reflects the uncertain economic situation whereby the initial response by customers prompted a quick reaction to the unknown potential impact of COVID-19 on their business. Subsequently, customers may have reassessed their financial position prior to finalization of a modification, either modifying deferral requests or withdrawing the request altogether. In some cases, customers continued to make payments on modified loans.</p>    <p><strong><u>Balance</u></strong> <strong><u>Sheet</u></strong> <strong><u>Activity</u></strong></p>    <p align="justify">Total assets were $2.381 billion at June 30, 2021 compared to $2.279 billion at December 31, 2020, an increase of $101.3 million, or 4.4%. The increase can be mostly attributed to increases of $133.0 million in securities available for sale, at estimated fair value, and $21.5 million in loans, net of deferred fees, offset by a decrease of $51.7 million in total cash and cash equivalents. The increase in securities available for sale can be mostly attributed to purchases of $215.5 million, offset by a decrease of $71.8 million in paydowns, and a decrease in the value of the portfolio of $8.4 million due to increases in interest rates. The increase in loans, net of deferred loan fees, was due primarily to the growth of $19.9 million in commercial loans and $7.3 million in residential mortgages, offset by a decrease of $5.7 million in consumer loans. PPP loans resulted in a net decrease of $11.2 million to the total loan portfolio as of June 30, 2021 due to a total of&#160;$88.9 million of paydowns received from the SBA. The PPP loan program ended May 31, 2021 precluding further originations. The decrease in cash and cash equivalents was primarily due to changes in deposits, securities, and loans.</p>    <p align="justify">Total liabilities were $2.177 billion at June 30, 2021 compared to $2.080 billion at December 31, 2020, an increase of&#160;$97.0 million, or 4.7%. The increase in total liabilities can primarily be attributed to an increase of $100.4 million, or 4.9% in deposits, offset by a decrease of $3.7 million in other liabilities. The increase in deposits was due primarily to increases of $57.3 million in consumer deposits, $34.8 million in commercial deposits, and $8.2 million in public deposits. The increase in deposits was partially attributed to the collection of stimulus checks and PPP loan disbursements. The decrease in other liabilities was due primarily to a decrease of $4.0 million in interest rate swap liabilities.</p>    <p align="justify">Total shareholders&#8217; equity was $204.0 million at June 30, 2021 compared to $199.7 million at December 31, 2020, an increase of $4.3 million, or 2.1%, primarily due to a $10.7 million increase in retained earnings, offset by a decrease in accumulated other income (loss). The increase in retained earnings of $10.7 million was due primarily to net income of&#160;$13.3 million offset by $1.5 million in dividends declared. The $6.3 million decrease in accumulated other comprehensive income (loss) can mostly be attributed to a decrease in the fair market value of the securities portfolio. Treasury stock increased $0.4 million primarily due to the Corporation's common stock repurchase program, offset by the impact of the issuance of shares related to the Corporation's employee benefit plans and directors' stock plans. As of June 30, 2021, a total of 26,456 shares have been repurchased at an average cost of $36.52 per share.</p>    <p align="justify">The total equity to total assets ratio was 8.57% at June 30, 2021 compared to 8.76% at December 31, 2020. The tangible equity to tangible assets ratio was 7.72% at June 30, 2021 compared to 7.87% at December 31, 2020. Book value per share increased to $43.57 at June 30, 2021 from $42.53 at December 31, 2020. As of June 30, 2021, the Bank&#8217;s capital ratios were in excess of those required to be considered well-capitalized under the regulatory framework for prompt corrective action.</p>    <p align="justify"><strong><u>Other</u></strong> <strong><u>Items</u></strong></p>    <p align="justify">The market value of total assets under management or administration in our Wealth Management Group was $2.246 billion at June 30, 2021, including $328.5 million of assets under management or administration for the Corporation, compared to $2.091 billion at December 31, 2020, including $305.5 million of assets under management or administration for the Corporation, an increase of $155.6 million, or 7.44%. The increase in total assets under management or administration for the Corporation can be mostly attributed to an increase in the market value of the assets under management.</p>    <p align="justify">As previously announced on January 8, 2021, the Corporation announced that the Board of Directors approved a new stock repurchase program. Under the new repurchase program, the Corporation may repurchase up to 250,000 shares of its common stock, or approximately 5% of its then outstanding shares. The repurchase program permits shares to be repurchased in open market or privately negotiated transactions, through block trades, and pursuant to any trading plan that may be adopted in accordance with Rule 10b5-1 of the Securities and Exchange Commission. As of June 30, 2021, a total of 26,456 shares of common stock at a total cost of $1.0 million were repurchased by the Corporation under its share repurchase program. The weighted average cost was $36.52 per share repurchased. Remaining buyback authority under the share repurchase program was 223,544 shares at June 30, 2021.</p>    <p><strong><u>Chemung</u></strong> <strong><u>Financial's</u></strong> <strong><u>COVID-19</u></strong> <strong><u>Pandemic</u></strong> <strong><u>Update</u></strong></p>    <p align="justify">The Corporation continues to monitor the COVID-19 pandemic while following guidance from the Centers for Disease Control (CDC) and the Department of Health (DOH). At this time, our offices remain fully open and facemasks are optional for employees and customers who are fully vaccinated. Efforts to assist our customer base through the Forgiveness phase of the Small Business Administration's (SBA's) Paycheck Protection Program (PPP) continue.</p>    <p align="justify">Management believes that the Corporation's liquidity position is strong. The Corporation uses a variety of resources to meet its liquidity needs. These include short term investments, cash flow from lending and investing activities, core- deposit growth and non-core funding sources, such as time deposits of $100,000 or more, FHLB advances, securities sold under agreements to repurchase, and other borrowings. As of June 30, 2021, the Corporation's cash and cash equivalents balance was $56.8 million. The Corporation also maintains an investment portfolio of securities available for sale, comprised primarily of mortgage-backed securities and municipal bonds. Although this portfolio generates interest income for the Corporation, it also serves as an available source of liquidity and capital if the need should arise. As of June 30, 2021, the Corporation's investment in securities available for sale was $687.6 million, $467.6 million of which was not pledged as collateral. Additionally, the Bank's unused borrowing capacity at the Federal Home Loan Bank of New York was $78.6 million, as of June 30, 2021. The Corporation did not experience excessive draws on available working capital lines of credit and home equity lines of credit during the second quarter 2021 due to the COVID-19 crisis, nor has the Corporation experienced any significant or unusual activity related to customer reaction to the COVID-19 crisis that would create stress on the Corporation's liquidity position.</p>    <p align="justify">With respect to the Corporation's credit risk and lending activities, management has taken actions to identify and assess additional possible credit exposure due to the changing environment caused by the COVID-19 crisis based upon the industry types within our current loan portfolio. Lending risks, as mentioned, are being monitored by industry, based upon NAICS code, with specific attention being paid to those industries that may experience greater stress during this time.</p>    <p align="justify">The COVID-19 crisis is expected to continue to impact the Corporation's financial results, as well as demand for its services and products during 2021. The short and long-term implications of the COVID-19 crisis, and related monetary and fiscal stimulus measures on the Corporation's future revenues, earnings results, allowance for loan losses, capital reserves, and liquidity are uncertain at this time.</p>    <p align="justify"><strong><u>About</u></strong> <strong><u>Chemung</u></strong> <strong><u>Financial</u></strong> <strong><u>Corporation</u></strong></p>    <p align="justify">Chemung Financial Corporation is a $2.4 billion financial services holding company headquartered in Elmira, New York and operates 31 retail offices through its principal subsidiary, Chemung Canal Trust Company, a full service community bank with trust powers. Established in 1833, Chemung Canal Trust Company is the oldest locally-owned and managed community bank in New York State. Chemung Financial Corporation is also the parent of CFS Group, Inc., a financial services subsidiary offering non-traditional services including mutual funds, annuities, brokerage services, tax preparation services and insurance, and Chemung Risk Management, Inc., a captive insurance company based in the State of Nevada.</p>    <p align="justify">This press release may be found at: <em>www.chemungcanal.com</em> under Investor Relations.</p>    <p><strong><u>Forward-Looking</u></strong> <strong><u>Statements</u></strong></p>    <p align="justify">This press release may contain forward-looking statements within the meaning of Section 27A of the Securities Act and Section 21E of the Securities Exchange Act, and the Private Securities Litigation Reform Act of 1995. The Corporation intends its forward-looking statements to be covered by the safe harbor provisions for forward-looking statements in this press release. All statements regarding the Corporation's expected financial position and operating results, the Corporation's business strategy, the Corporation's financial plans, forecasted demographic and economic trends relating to the Corporation's industry and similar matters are forward-looking statements. These statements can sometimes be identified by the Corporation's use of forward-looking words such as "may," "will," "anticipate," "estimate," "expect," or "intend." The Corporation cannot promise that its expectations in such forward-looking statements will turn out to be correct. The Corporation's actual results could be materially different from expectations because of various factors, including changes in economic conditions or interest rates, credit risk, difficulties in managing the Corporation&#8217;s growth, competition, changes in law or the regulatory environment, including the Dodd-Frank Act, and changes in general business and economic trends.</p>    <p align="justify">As the result of the COVID-19 pandemic and the related adverse local and national economic consequences, the Company could be subject to any of the following additional risks, any of which could have a material, adverse effect on our business, financial condition, liquidity, and results of operations:</p>    <ul type="disc"><li>demand for our products and services may decline, making it difficult to grow assets and income;<br ><br ></li><li style="margin-top:0.05pt; text-align:justify;">if the economy is unable to substantially reopen, and high levels of unemployment continue for an extended period of time, loan delinquencies, problem assets, and foreclosures may increase, resulting in increased charges and reduced income;<br ><br ></li><li>collateral for loans, especially real estate, may decline in value, which could cause loan losses to increase;<br ><br ></li><li style="text-align:justify;">our allowance for loan losses may have to be increased if borrowers experience financial difficulties beyond forbearance periods, which will adversely affect our net income;<br ><br ></li><li>the net worth and liquidity of loan guarantors may decline, impairing their ability to honor commitments to us;<br ><br ></li><li style="margin-top:0.05pt; text-align:justify;">as the result of the decline in the Federal Reserve Board&#8217;s target federal funds rate to near 0%, the yield on our assets may decline to a greater extent than the decline in our cost of interest-bearing liabilities, reducing our net interest margin and spread and reducing net income;<br ><br ></li><li style="text-align:justify;">a material decrease in net income over several quarters could result in a decrease in the rate of our quarterly cash dividend;<br ><br ></li><li>our cyber security risks are increased as the result of an increase in the number of employees working remotely;<br ><br ></li><li style="margin-top:0.05pt; text-align:justify;">we rely on third party vendors for certain services and the unavailability of a critical service due to the COVID-19 outbreak could have an adverse effect on us; and<br ><br ></li><li style="margin-top:0.05pt;">FDIC premiums may increase if the agency experiences additional resolution costs.<br ></li></ul>    <p align="justify">Information concerning these and other factors can be found in the Corporation&#8217;s periodic filings with the Securities and Exchange Commission (&#8220;SEC&#8221;), including the 2020 Annual Report on Form 10-K. These filings are available publicly on the SEC's website at <em>http://www.sec.gov</em>, on the Corporation's website at <em>http://www.chemungcanal.com </em>or upon request from the Corporate Secretary at (607) 737-3746. Except as otherwise required by law, the Corporation undertakes no obligation to publicly update or revise its forward-looking statements, whether as a result of new information, future events, or otherwise.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: top ; "><strong>Chemung</strong> <strong>Financial</strong> <strong>Corporation</strong><br >Consolidated Balance Sheets (Unaudited)</td><td colspan="16" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong></td><td colspan="3" style="text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Dec.</strong> <strong>31,</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Sept.</strong> <strong>30,</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: top ; ">(in thousands)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>2021</strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>2021</strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>2020</strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>2020</strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>2020</strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="border-top: solid black 1pt ; vertical-align: top ; "><strong>ASSETS</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Cash and due from financial institutions</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;27,439</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;30,602</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;29,467</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;35,327</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;28,689</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Interest-earning deposits in other financial institutions</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">29,358</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">126,397</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">79,071</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">114,575</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">126,473</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total cash and cash equivalents</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">56,797</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">156,999</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">108,538</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">149,902</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">155,162</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Equity investments</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,856</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,718</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,542</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,291</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,169</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Securities available for sale</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">687,594</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">626,195</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">554,611</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">396,300</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">317,061</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Securities held to maturity</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,981</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,453</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,469</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,047</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,597</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">FHLB and FRB stocks, at cost</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,562</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,164</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,150</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,150</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,150</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total investment securities</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">694,137</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">631,812</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">560,230</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">402,497</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">323,808</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Commercial</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,105,520</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,128,241</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,085,554</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,095,170</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,065,901</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Mortgage</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">246,667</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">245,231</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">239,401</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">227,372</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">207,999</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Consumer</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">205,812</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">207,477</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">211,508</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">215,951</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">224,098</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Loans, net of deferred loan fees</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,557,999</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,580,949</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,536,463</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,538,493</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,497,998</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Allowance for loan losses</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(20,676</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(20,909</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(20,924</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(24,590</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(24,130</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Loans, net</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,537,323</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,560,040</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,515,539</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,513,903</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,473,868</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Loans held for sale</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">295</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">170</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,059</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,491</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Premises and equipment, net</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">19,094</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">19,541</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">20,119</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">20,891</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,395</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Operating lease right-of-use assets</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,274</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,335</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,145</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,474</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,650</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Goodwill</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,824</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,824</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,824</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,824</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,824</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Other intangible assets, net</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">68</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">157</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">258</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">371</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">491</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Accrued interest receivable and other assets</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">41,339</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">41,774</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">43,086</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">43,802</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">43,063</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total assets</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,380,712</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,442,495</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,279,451</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,165,014</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,050,921</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br ><br ><strong>LIABILITIES</strong> <strong>AND</strong> <strong>SHAREHOLDERS'</strong> <strong>EQUITY</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Deposits:</td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Non-interest-bearing demand deposits</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">674,205</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">693,785</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">620,423</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">619,412</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">616,736</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Interest-bearing demand deposits</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">276,250</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">285,934</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">282,172</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">270,949</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">246,470</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Money market accounts</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">669,953</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">661,132</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">603,583</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">579,574</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">538,006</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Savings deposits</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">276,496</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">270,778</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">245,865</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">248,751</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">239,334</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Time deposits</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">241,283</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">298,752</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">285,731</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">205,503</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">170,710</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total deposits</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,138,187</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,210,381</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,037,774</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,924,189</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,811,256</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Advances and other debt</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,724</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,788</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,849</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,155</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,969</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Operating lease liabilities</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,409</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,462</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,264</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,584</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,752</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Accrued interest payable and other liabilities</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">27,415</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">26,080</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">30,865</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">32,081</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">33,355</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total liabilities</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,176,735</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,247,711</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,079,752</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,968,009</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,856,332</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><strong>Shareholders'</strong> <strong>equity</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Common stock</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Additional-paid-in capital</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">47,081</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">47,025</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">46,764</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">46,892</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">46,758</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Retained earnings</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">178,673</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">173,325</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">168,006</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">163,987</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">159,505</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Treasury stock, at cost</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(17,972</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(17,867</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(17,525</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(15,569</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(13,869</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Accumulated other comprehensive income (loss)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(3,858</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(7,752</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,401</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,642</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,142</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total shareholders' equity</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">203,977</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">194,784</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">199,699</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">197,005</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">194,589</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; vertical-align: top ; ">Total liabilities and shareholders' equity</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,380,712</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,442,495</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,279,451</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,165,014</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,050,921</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Period-end shares outstanding</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,681</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,682</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,695</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,746</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,804</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr></table>  <p><strong>Chemung</strong> <strong>Financial</strong> <strong>Corporation<br ></strong>Consolidated Statements of Income (Unaudited)</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong><strong>Three</strong> <strong>Months</strong> <strong>Ended</strong><br ><strong>June</strong> <strong>30,</strong></strong><strong><br ></strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="border-bottom: solid black 1pt ; vertical-align: bottom ; "><strong>Percent</strong></td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong><br ><strong>June</strong> <strong>30,</strong>&#160;</strong><strong><br ></strong></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Percent</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: top ; ">(in thousands, except per share data)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>2021</strong></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>2020</strong></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Change</strong></td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>2021</strong></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>2020</strong></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Change</strong></td></tr><tr><td style="border-top: solid black 1pt ; vertical-align: top ; "><strong>Interest</strong> <strong>and</strong> <strong>dividend</strong> <strong>income:</strong><br >Loans, including fees</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >&#160; &#160; &#160; &#160; 14,692</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;14,666</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >0.2</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 29,309</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >28,894</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >1.4</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Taxable securities</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,951</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,397</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">39.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,753</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,884</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">30.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Tax exempt securities</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">266</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">265</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">527</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">536</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(1.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Interest-earning deposits</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">36</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">144</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(75.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">96</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">542</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(82.3</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total interest and dividend income</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">16,945</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">16,472</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">33,685</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">32,856</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><strong>Interest</strong> <strong>expense:</strong><br >Deposits</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >832</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >827</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >0.6</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >1,753</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >2,113</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >(17.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >)</td></tr><tr><td style="vertical-align: top ; ">Borrowed funds</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">34</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">54</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(37.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">67</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">90</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(25.6</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total interest expense</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">866</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">881</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(1.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,820</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,203</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(17.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; "><br >Net interest income</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >16,079</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >15,591</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >3.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >31,865</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >30,653</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >4.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Provision for loan losses</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(150</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">260</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(157.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(409</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,310</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(112.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Net interest income after provision for loan losses</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">16,229</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15,331</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">32,274</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">27,343</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">18.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><strong>Non-interest</strong> <strong>income:</strong><br >Wealth management group fee income</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >2,803</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >2,323</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >20.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >5,481</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >4,552</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >20.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Service charges on deposit accounts</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">732</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">564</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">29.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,449</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,554</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(6.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Interchange revenue from debit card transactions</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,262</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">982</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">28.5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,385</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,907</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">25.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Change in fair value of equity investments</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">102</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">156</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(34.6</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">188</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(308.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Net gains on sales of loans held for sale</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">342</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">288</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">18.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">642</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">363</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">76.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net gains (losses) on sales of other real estate owned</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(48</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td colspan="2" style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">N/M</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(18</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(77</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(76.6</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Income from bank owned life insurance</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">14</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(14.3</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">27</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">133</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(79.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Other</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,239</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">801</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">54.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,959</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,468</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">33.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total non-interest income</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">6,492</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5,080</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">27.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">12,113</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">9,810</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">23.5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><strong>Non-interest</strong> <strong>expense:</strong><br >Salaries and wages</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >6,037</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >5,822</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >3.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >11,799</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >11,590</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >1.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Pension and other employee benefits</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,480</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,334</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">10.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,939</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,850</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Other components of net periodic pension and postretirement benefits</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(391</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(243</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">60.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(782</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(508</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">53.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net occupancy</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,491</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,430</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4.3</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,014</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,952</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Furniture and equipment</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">410</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">560</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(26.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">776</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,035</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(25.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Data processing</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,048</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,939</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5.6</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,051</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,853</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Professional services</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">535</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">531</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">989</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">860</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Amortization of intangible assets</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">89</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">119</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(25.2</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">190</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">251</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(24.3</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Marketing and advertising</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">284</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">82</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">246.3</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">410</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">406</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Other real estate owned expense</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">17</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">34</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(50.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">FDIC insurance</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">329</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">229</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">43.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">719</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">479</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">50.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Loan expense</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">290</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">187</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">55.1</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">524</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">497</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Other</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,244</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,232</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.0</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,558</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,677</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(4.4</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Total non-interest expense</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13,851</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13,227</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4.7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">27,204</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">26,976</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Income before income tax expense</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">8,870</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7,184</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">23.5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">17,183</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">10,177</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">68.8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Income tax expense</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,075</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,357</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">52.9</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,858</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,859</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">107.5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 15.0px; vertical-align: top ; ">Net income</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<u>6,795</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<u>5,827</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">16.6</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>13,325</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<u>8,318</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">60.2</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Basic and diluted earnings per share</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.45</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.20</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2.84</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.71</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Cash dividends declared per share</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.31</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.52</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Average basic and diluted shares outstanding</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,683</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,850</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,688</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,868</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br >N/M - Not Meaningful</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td></tr></table>  <p><br > <br ></p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td colspan="10" style="vertical-align: bottom ; "><strong>Chemung Financial Corporation&#160;</strong><strong><br ></strong></td><td style="vertical-align: bottom ; ">&#160;</td><td style="vertical-align: bottom ; ">&#160;</td><td style="vertical-align: bottom ; ">&#160;</td><td colspan="46" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>As of or for the Three Months Ended</strong><strong><br ></strong></td><td colspan="19" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><br ></strong><strong><br ></strong><strong>As of or for the Six Months Ended</strong><strong><br ></strong></td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td></tr><tr><td colspan="10" style="border-bottom: solid black 1pt ; "><strong>Consolidated Financial Highlights (Unaudited) <br ></strong>(in thousands, except per share data)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>June 30, </strong><strong>2021</strong></td><td colspan="10" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>March 31, </strong><strong>2021</strong></td><td colspan="11" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Dec. 31, </strong><strong>2020</strong></td><td colspan="10" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Sept. 30, </strong><strong>2020</strong></td><td colspan="9" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>June 30, </strong><strong>2020</strong></td><td colspan="8" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>June 30, </strong><strong>2021</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>June 30, </strong><strong>2020</strong></td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td colspan="10" style="border-top: solid black 1pt ; "><strong>RESULTS OF OPERATIONS <br ></strong>Interest income</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="4" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">16,945</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">16,740</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; vertical-align: bottom ; ">$</td><td colspan="9" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">17,337</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">16,714</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="7" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">16,472</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">33,685</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; vertical-align: bottom ; ">$</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">32,856</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Interest expense</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">866</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">954</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">940</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">845</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">881</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,820</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,203</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Net interest income</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,079</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,786</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="9" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,397</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,869</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,591</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">31,865</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">30,653</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Provision (credit) for loan losses</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(150</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(259</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">250</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">679</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">260</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(409</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3,310</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Net interest income after provision for loan losses</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,229</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,045</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="9" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,147</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,190</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,331</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">32,274</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">27,343</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-interest income</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">6,492</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">5,621</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">5,975</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">5,339</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">5,080</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">12,113</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9,810</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-interest expense</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13,851</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13,353</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="9" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,597</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13,362</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13,227</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">27,204</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">26,976</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Income before income tax expense</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,870</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,313</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">6,525</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7,167</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7,184</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">17,183</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">10,177</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Income tax expense</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,075</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,783</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,292</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,456</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,357</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3,858</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,859</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="13">Net income</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">6,795</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">6,530</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; "><u>$</u></td><td colspan="9" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: right ;  vertical-align: middle; "><u>5,233</u></td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; ">$</td><td colspan="8" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: right ;  vertical-align: middle; "><u>5,711</u></td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; "><u>$</u></td><td colspan="7" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: right ;  vertical-align: middle; "><u>5,827</u></td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="9" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: right ;  vertical-align: middle; ">&#160;<u>13,325</u></td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: center ;  vertical-align: middle; ">$</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,318</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Basic and diluted earnings per share</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.45</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.39</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.20</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.84</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">$</td><td colspan="6" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.71</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Average basic and diluted shares outstanding</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,683</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,691</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,702</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,773</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,850</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,688</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4,868</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10"><strong>PERFORMANCE RATIOS</strong></td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="11" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="11" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Return on average assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.93</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.08</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.15</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Return on average equity</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">10.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">11.56</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">12.22</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13.41</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Return on average tangible equity (a)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">14.88</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">11.84</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13.03</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">13.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15.07</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9.98</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Efficiency ratio (unadjusted) (f)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">61.37</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">62.38</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">69.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">63.00</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">63.99</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">61.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">66.67</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Efficiency ratio (adjusted) (a) (b)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">60.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">61.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">68.94</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">62.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">63.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">61.17</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">65.77</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-interest expense to average assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.27</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.30</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.54</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.62</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.28</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Loans to deposits</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">72.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">71.52</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">75.40</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">79.96</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">82.70</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">72.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">82.70</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10"><strong>YIELDS / RATES - Fully Taxable Equivalent</strong></td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="11" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="11" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Yield on loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.81</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.96</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.91</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4.06</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.77</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4.21</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Yield on investments</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.21</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.28</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.37</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.61</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Yield on interest-earning assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.03</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.23</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.37</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.45</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.97</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Cost of interest-bearing deposits</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.22</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.28</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.37</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Cost of borrowings</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.52</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.54</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.82</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.18</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Cost of interest-bearing liabilities</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.23</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.27</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.27</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.29</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.38</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Interest rate spread</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.67</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.77</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.96</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.10</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Net interest margin, fully taxable equivalent</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.06</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.20</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.81</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.40</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10"><strong>CAPITAL</strong></td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="11" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="11" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Total equity to total assets at end of period</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7.97</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9.10</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9.49</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9.49</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Tangible equity to tangible assets at end of period (a)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7.14</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.49</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">7.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8.49</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Book value per share</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">43.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">41.60</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">42.53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">41.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">40.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">43.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">$</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">40.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Tangible book value per share (a)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">38.90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">36.91</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">37.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">36.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">35.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">38.90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">35.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Period-end market value per share</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">44.31</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">41.82</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">33.95</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">28.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">27.30</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">44.31</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">27.30</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Dividends declared per share</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.31</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.52</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10"><strong>AVERAGE BALANCES <br ></strong>Loans and loans held for sale (c)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,585,902</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,557,368</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,540,618</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,515,762</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,456,080</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,571,714</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; vertical-align: bottom ; ">$</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">1,383,211</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Interest earning assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,352,908</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,251,334</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,144,891</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,986,043</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,931,107</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,302,402</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,823,335</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Total assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,447,587</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,357,646</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,249,949</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,094,114</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,032,729</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,402,823</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,920,163</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Deposits</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,210,413</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,117,963</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,009,211</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,853,557</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,776,275</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,164,445</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,682,210</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Total equity</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">200,627</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">200,035</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">198,036</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">196,569</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">191,853</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">200,332</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">190,140</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Tangible equity (a)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">178,681</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">177,992</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">175,894</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">174,302</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">169,464</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">178,337</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">167,688</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10"><strong>ASSET QUALITY <br ></strong>Net charge-offs</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">($</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">244</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">3,915</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">219</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">2,363</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">($</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">161</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">)</td><td style="padding-right: 0 ; vertical-align: bottom ; ">$</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: bottom ; ">2,657</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-performing loans (d)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,583</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9,327</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9,952</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,726</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">17,280</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,583</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">17,280</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-performing assets (e)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,761</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">9,418</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">10,189</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,311</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">17,573</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8,761</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">17,573</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Allowance for loan losses</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">20,676</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">20,909</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">20,924</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">24,590</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">24,130</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">20,676</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">24,130</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Annualized net charge-offs to average loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.02</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(0.06</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.01</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.06</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.65</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(0.02</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.39</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-performing loans to total loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.55</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.59</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.65</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.02</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.15</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.55</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.15</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Non-performing assets to total assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.37</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.39</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.45</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.75</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.37</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Allowance for loan losses to total loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.33</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.32</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.36</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.60</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.61</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.33</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.61</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="10">Allowance for loan losses to non-performing loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">240.89</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">224.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">210.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">156.36</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">139.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="9" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">240.89</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; ">&#160;</td><td colspan="6" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">139.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr></table>  <p>&#160;<br ></p>    <p>(a)&#160;&#160;See the GAAP to Non-GAAP reconciliations.<br >(b)&#160;&#160;Efficiency ratio (adjusted) is non-interest expense less amortization of intangible assets less legal reserve divided by the total of fully taxable equivalent net interest income plus non- interest income less net gains or losses on securities transactions.<br >(c)&#160;&#160;Loans and loans held for sale do not reflect the allowance for loan losses.<br >(d)&#160;&#160;Non-performing loans include non-accrual loans only.<br >(e)&#160;&#160;Non-performing assets include non-performing loans plus other real estate owned.<br >(f)&#160;&#160;Efficiency ratio (unadjusted) is non-interest expense divided by the total of net interest income plus non-interest income.</p>    <p><strong>Chemung</strong> <strong>Financial</strong> <strong>Corporation<br ></strong>Average Consolidated Balance Sheets &amp; Net Interest Income Analysis and Rate/Volume Analysis of Net Interest Income (Unaudited)</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="17" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Three Months Ended</strong><br ><strong>June 30, 2021</strong><br ></td><td colspan="2" style="text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="2" style="text-align: left ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="22" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Three Months Ended</strong><br ><strong>June 30, 2020</strong><br ></td><td colspan="3" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="20" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Three Months Ended</strong><br ><strong>&#160;June 30, 2021 vs. 2020</strong><br ></td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Average Balance</strong></td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Interest</strong></td><td colspan="5" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Yield / Rate</strong></td><td colspan="2" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="2" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Average Balance</strong></td><td colspan="2" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="9" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Interest</strong></td><td colspan="4" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Yield / Rate</strong></td><td colspan="3" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Total Change</strong></td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Due to Volume</strong></td><td style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="2" style="text-align: center ;  vertical-align: middle; vertical-align: bottom ; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Due to Rate</strong></td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">(in thousands) Interest earning assets:</td><td colspan="68" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Commercial loans</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,132,348</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">10,613</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,030,364</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">10,479</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4.09</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">134</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,009</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">($</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">875</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Mortgage loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">246,470</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,160</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.52</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">198,692</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,859</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">301</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">426</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(125</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Consumer loans</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">207,084</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,948</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.77</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">227,024</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,350</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">4.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(402</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(194</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(208</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Taxable securities</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">629,789</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,953</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">257,720</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,397</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.18</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">556</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,358</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(802</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Tax-exempt securities</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">41,571</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">327</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">41,669</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">327</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; padding-right: 0 ; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Interest-earning deposits</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">95,646</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">36</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.15</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">175,638</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">144</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.33</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(108</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(49</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(59</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Total interest earning assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,352,908</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">17,037</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,931,107</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,556</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.45</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">481</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,550</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(2,069</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Non- interest earnings assets:</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Cash and due from banks</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">25,317</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">24,100</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Other assets</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">90,444</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">103,786</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Allowance for loan losses</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(21,082</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(26,264</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td colspan="6" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; ">Total assets</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,447,587</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,032,729</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Interest-bearing liabilities:</td><td colspan="7" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Interest-bearing checking</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">282,420</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">55</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.08</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">229,706</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">47</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.08</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">8</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#8212;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Savings and money market</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">958,629</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">233</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.10</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">782,121</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">228</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">5</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">48</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(43</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Time deposits</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">273,131</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">544</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">170,659</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">551</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1.30</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(7</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">255</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="4" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(262</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Long-term advances and other debt</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3,746</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">34</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">27,090</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">55</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.82</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(21</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(81</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 25.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">60</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Total int.-bearing liabilities</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,517,926</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">866</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.23</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,209,576</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">881</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">0.29</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(15</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">230</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="4" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(245</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Non-interest-bearing liabilities:</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Demand deposits</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="5" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">696,233</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; padding-right: 0 ; ">&#160;</td><td colspan="8" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">593,789</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Other liabilities</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">32,801</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">37,511</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Total liabilities</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,246,960</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,840,876</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Shareholders' equity</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">200,627</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 20.0px; border-bottom: solid black 1pt ; padding-right: 0 ; ">&#160;</td><td colspan="8" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">191,853</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td colspan="6" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; ">Total liabilities and shareholders' equity</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,447,587</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="8" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,032,729</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Fully taxable equivalent net interest income</td><td colspan="7" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,171</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,675</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="5" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">496</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2,320</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">($</td><td colspan="4" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">1,824</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Net interest rate spread (1)</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.67</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td colspan="7" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="border-top: solid black 1pt ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Net interest margin, fully taxable equivalent (2)</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="5" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">2.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="9" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; ">3.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; ">%</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Taxable equivalent adjustment</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(92</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">(84</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">)</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr><tr><td class="hugin" colspan="6">Net interest income</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">16,079</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="10" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">$</td><td colspan="7" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; ">15,591</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="7" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="6" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td colspan="3" style="text-align: left ;  vertical-align: middle; ">&#160;</td><td style="text-align: left ;  vertical-align: middle; ">&#160;</td></tr></table>  <p align="left">&#160;<br ></p>    <p>(1)&#160;&#160;Net interest rate spread is the difference in the average yield on interest-earning assets less the average rate on interest-bearing liabilities.<br ></p>    <p>(2)&#160;&#160;Net interest margin is the ratio of fully taxable equivalent net interest income divided by average interest-earning assets.</p>    <p><strong>Chemung</strong> <strong>Financial</strong> <strong>Corporation<br ></strong>Average Consolidated Balance Sheets &amp; Net Interest Income Analysis and Rate/Volume Analysis of Net Interest Income (Unaudited)</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; vertical-align: top ; ">&#160;</td><td colspan="11" style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></strong><strong><br ></strong><strong><strong>June</strong> <strong>30,</strong> <strong>2021</strong>&#160;&#160;&#160;&#160;&#160;&#160;</strong><strong><br ></strong></td><td colspan="11" style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></strong><strong><br ></strong><strong><strong>June</strong> <strong>30,</strong> <strong>2020</strong></strong><strong><br ></strong></td><td colspan="9" style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></strong><strong><br ></strong><strong><strong>June</strong> <strong>30,</strong> <strong>2021</strong> <strong>vs.</strong> <strong>2020</strong></strong><strong><br ></strong></td></tr><tr><td style="vertical-align: top ; "><br >(in thousands)</td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Average <br >Balance</strong></td><td colspan="5" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Interest</strong></td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Yield</strong> <strong>/ Rate</strong></td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Average <br >Balance</strong></td><td colspan="5" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Interest</strong></td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Yield / Rate</strong></td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Total <br >Change</strong></td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Due to <br >Volume</strong></td><td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong>Due to <br >Rate</strong></td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Interest earning assets:</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Commercial loans</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,118,307</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; vertical-align: top ; ">$</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">21,085</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">956,257</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; padding-right: 0 ; vertical-align: top ; ">$</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">20,352</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4.28</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">733</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,180</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(2,447</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Mortgage loans</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">244,414</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,256</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">195,274</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,695</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.81</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">561</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">870</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(309</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Consumer loans</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">208,993</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,026</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.88</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">231,680</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,894</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(868</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(459</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(409</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Taxable securities</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">584,180</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,757</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.30</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">254,694</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,885</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.28</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">872</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,513</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(1,641</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Tax-exempt securities</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">41,272</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">649</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.17</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">41,945</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">659</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(10</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Interest-earning deposits</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">105,236</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">96</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.18</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">143,485</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">542</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(446</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(115</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(331</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Total interest earning assets</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,302,402</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">33,869</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.97</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,823,335</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">33,027</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">842</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5,977</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(5,135</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; "><br ><br >Non-interest earnings assets:</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Cash and due from banks</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">26,469</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">24,897</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Other assets</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">95,139</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">96,923</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Allowance for loan losses</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,187</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(24,992</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; vertical-align: top ; ">Total assets</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,402,823</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>1,920,163</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="5" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br ><br ><br ><br >Interest-bearing liabilities:</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Interest-bearing checking</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">288,426</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">122</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.09</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">219,866</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">207</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(85</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">50</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(135</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Savings and money market</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">920,076</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">508</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">766,467</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">770</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.20</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(262</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">130</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(392</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Time deposits</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">283,442</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,123</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">165,805</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,136</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.38</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(13</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">591</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(604</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Long-term advances and other debt</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3,777</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">67</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15,569</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">91</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.18</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(24</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(107</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">83</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Total int.-bearing liabilities</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,495,721</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,820</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,167,707</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,204</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.38</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(384</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">664</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(1,048</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; "><br ><br >Non-interest-bearing liabilities:</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Demand deposits</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">672,501</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">530,072</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Other liabilities</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">34,269</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">32,244</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Total liabilities</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2,202,491</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1,730,023</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Shareholders' equity</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">200,332</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">190,140</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; vertical-align: top ; ">Total liabilities and shareholders' equity</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,402,823</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>1,920,163</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br ><br >Fully taxable equivalent net interest</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">income</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">32,049</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">30,823</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>1,226</u></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,313</u></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>(4,087</u></td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><u>)</u></td></tr><tr><td style="vertical-align: top ; ">Net interest rate spread (1)</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net interest margin, fully taxable</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">equivalent (2)</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.81</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">3.40</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Taxable equivalent adjustment</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(184</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(170</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net interest income</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>31,865</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="2" style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>30,653</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr></table>  <p>(1)&#160;&#160;<em>Net</em> <em>interest</em> <em>rate</em> <em>spread</em> <em>is</em> <em>the</em> <em>difference</em> <em>in</em> <em>the</em> <em>average</em> <em>yield</em> <em>on</em> <em>interest-earning</em> <em>assets</em> <em>less</em> <em>the</em> <em>average</em> <em>rate</em> <em>on</em> <em>interest-bearing</em> <em>liabilities.</em>&#160; &#160;<br >(2)&#160;&#160;<em>Net</em> <em>interest</em> <em>margin</em> <em>is</em> <em>the</em> <em>ratio</em> <em>of</em> <em>fully</em> <em>taxable</em> <em>equivalent</em> <em>net</em> <em>interest</em> <em>income</em> <em>divided</em> <em>by</em> <em>average</em> <em>interest-earning</em> <em>assets.</em></p>    <p><strong>Chemung</strong> <strong>Financial</strong> <strong>Corporation</strong></p>    <p>GAAP to Non-GAAP Reconciliations (Unaudited)</p>    <p align="justify">The Corporation prepares its Consolidated Financial Statements in accordance with GAAP. See the Corporation&#8217;s unaudited consolidated balance sheets and statements of income contained within this press release. That presentation provides the reader with an understanding of the Corporation&#8217;s results that can be tracked consistently from period-to-period and enables a comparison of the Corporation&#8217;s performance with other companies&#8217; GAAP financial statements.</p>    <p align="justify">In addition to analyzing the Corporation&#8217;s results on a reported basis, management uses certain non-GAAP financial measures, because it believes these non-GAAP financial measures provide information to investors about the underlying operational performance and trends of the Corporation and, therefore, facilitate a comparison of the Corporation with the performance of its competitors. Non-GAAP financial measures used by the Corporation may not be comparable to similarly named non-GAAP financial measures used by other companies.</p>    <p align="justify">The SEC has adopted Regulation G, which applies to all public disclosures, including earnings releases, made by registered companies that contain &#8220;non-GAAP financial measures.&#8221; Under Regulation G, companies making public disclosures containing non-GAAP financial measures must also disclose, along with each non-GAAP financial measure, certain additional information, including a reconciliation of the non-GAAP financial measure to the closest comparable GAAP financial measure and a statement of the Corporation&#8217;s reasons for utilizing the non-GAAP financial measure as part of its financial disclosures. The SEC has exempted from the definition of &#8220;non-GAAP financial measures&#8221; certain commonly used financial measures that are not based on GAAP. When these exempted measures are included in public disclosures, supplemental information is not required. The following measures used in this Report, which are commonly utilized by financial institutions, have not been specifically exempted by the SEC and may constitute "non-GAAP financial measures" within the meaning of the SEC's rules, although we are unable to state with certainty that the SEC would so regard them.</p>    <p><em>Fully</em> <em>Taxable</em> <em>Equivalent</em> <em>Net</em> <em>Interest</em> <em>Income</em> <em>and</em> <em>Net</em> <em>Interest</em> <em>Margin</em></p>    <p align="justify">Net interest income is commonly presented on a tax-equivalent basis. That is, to the extent that some component of the institution's net interest income, which is presented on a before-tax basis, is exempt from taxation (e.g., is received by the institution as a result of its holdings of state or municipal obligations), an amount equal to the tax benefit derived from that component is added to the actual before-tax net interest income total. This adjustment is considered helpful in comparing one financial institution's net interest income to that of other institutions or in analyzing any institution&#8217;s net interest income trend line over time, to correct any analytical distortion that might otherwise arise from the fact that financial institutions vary widely in the proportions of their portfolios that are invested in tax-exempt securities, and that even a single institution may significantly alter over time the proportion of its own portfolio that is invested in tax-exempt obligations. Moreover, net interest income is itself a component of a second financial measure commonly used by financial institutions, net interest margin, which is the ratio of net interest income to average interest-earning assets. For purposes of this measure as well, fully taxable equivalent net interest income is generally used by financial institutions, as opposed to actual net interest income, again to provide a better basis of comparison from institution to institution and to better demonstrate a single institution&#8217;s performance over time. The Corporation follows these practices.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; vertical-align: top ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; vertical-align: top ; ">&#160;</td><td colspan="14" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong> <strong>Three</strong> <strong>Months</strong> <strong>Ended</strong></strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong><br ><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: bottom ; ">(in thousands, except ratio data)</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; vertical-align: top ; ">&#160;</td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><strong>June&#160;</strong><strong>30,&#160;<br >2021</strong></strong></td><td style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong><br ><strong>2021</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Dec.</strong> <strong>31,</strong><br ><strong>2020</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Sept.</strong> <strong>30,</strong><br ><strong>2020</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td></tr><tr><td style="vertical-align: top ; "><strong>NET</strong> <strong>INTEREST</strong> <strong>MARGIN</strong> <strong>-</strong> <strong>FULLY</strong> <strong>TAXABLE</strong> <strong>EQUIVALENT</strong></td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net interest income (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">16,079</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15,786</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">16,397</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15,869</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15,591</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">31,865</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">30,653</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Fully taxable equivalent adjustment</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">92</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">91</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">89</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">85</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">84</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">184</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">170</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Fully taxable equivalent net interest income (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>16,171</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,877</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>16,486</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,954</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,675</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>32,049</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>30,823</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br ><br >Average interest-earning assets (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,352,908</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,251,334</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,144,891</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >1,986,043</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >1,931,107</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,302,402</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >1,823,335</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br >Net interest margin - fully taxable equivalent (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2.76</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >3.06</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >3.20</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >3.26</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2.81</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >3.40</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td></tr></table>  <p align="justify"><em>Efficiency</em> <em>Ratio</em></p>    <p align="justify">The unadjusted efficiency ratio is calculated as non-interest expense divided by total revenue (net interest income and non-interest income). The adjusted efficiency ratio is a non-GAAP financial measure which represents the Corporation&#8217;s ability to turn resources into revenue and is calculated as non-interest expense divided by total revenue (fully taxable equivalent net interest income and non- interest income), adjusted for one-time occurrences and amortization. This measure is meaningful to the Corporation, as well as investors and analysts, in assessing the Corporation&#8217;s productivity measured by the amount of revenue generated for each dollar spent.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: top ; ">&#160;</td><td colspan="19" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong> <strong>Three</strong> <strong>Months</strong> <strong>Ended</strong></strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong><br ><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: top ; "><br >(in thousands, except ratio data)</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong><br ><strong>2021</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Dec.</strong> <strong>31,</strong><br ><strong>2020</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Sept.</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td></tr><tr><td style="border-top: solid black 1pt ; vertical-align: top ; "><strong>EFFICIENCY</strong> <strong>RATIO</strong><br >Net interest income (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 16,079</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >15,786</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >16,397</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 15,869</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 15,591</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >31,865</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >30,653</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Fully taxable equivalent adjustment</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">92</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">91</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">89</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">85</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">84</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">184</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">170</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Fully taxable equivalent net interest income (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>16,171</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,877</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>16,486</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,954</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,675</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>32,049</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>30,823</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Non-interest income (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">6,492</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5,621</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5,975</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5,339</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">5,080</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">12,113</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">9,810</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Less: net (gains) losses on security transactions</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Adjusted non-interest income (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>6,492</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,621</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,975</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,339</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,080</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>12,113</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>9,810</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Non-interest expense (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13,851</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13,353</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15,597</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13,362</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13,227</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">27,204</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">26,976</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Less: amortization of intangible assets</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(89</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(101</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(113</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(120</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(119</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(190</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(251</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Adjusted non-interest expense (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>13,762</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>13,252</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>15,484</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>13,242</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>13,108</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>27,014</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>26,725</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Efficiency ratio (unadjusted)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">61.37</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">62.38</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">69.72</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">63.00</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">63.99</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">61.86</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">66.67</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr><tr><td style="vertical-align: top ; ">Efficiency ratio (adjusted)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">60.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">61.64</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">68.94</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">62.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">63.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">61.17</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">65.77</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr></table>  <p align="justify"><em>Tangible</em> <em>Equity</em> <em>and</em> <em>Tangible</em> <em>Assets</em> <em>(Period-End)</em></p>    <p align="justify">Tangible equity, tangible assets, and tangible book value per share are each non-GAAP financial measures. Tangible equity represents the Corporation&#8217;s stockholders&#8217; equity, less goodwill and intangible assets. Tangible assets represents the Corporation&#8217;s total assets, less goodwill and other intangible assets. Tangible book value per share represents the Corporation&#8217;s tangible equity divided by common shares at period-end. These measures are meaningful to the Corporation, as well as investors and analysts, in assessing the Corporation&#8217;s use of equity.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: top ; ">&#160;</td><td colspan="15" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong> <strong>Three</strong> <strong>Months</strong> <strong>Ended</strong></strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="6" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong><br ><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: top ; "><br >(in thousands, except per share and ratio data)</td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong><br ><strong>2021</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Dec.</strong> <strong>31,</strong><br ><strong>2020</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Sept.</strong> <strong>30,</strong><br ><strong>2020</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td></tr><tr><td style="border-top: solid black 1pt ; vertical-align: top ; "><strong>TANGIBLE</strong> <strong>EQUITY</strong> <strong>AND</strong> <strong>TANGIBLE</strong> <strong>ASSETS</strong></td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><strong>(PERIOD</strong> <strong>END)</strong><br >Total shareholders' equity (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 203,977</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 194,784</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 199,699</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >197,005</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 194,589</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >203,977</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >194,589</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Less: intangible assets</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,892</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,981</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,082</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,195</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,315</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,892</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,315</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Tangible equity (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>182,085</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>172,803</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>177,617</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>174,810</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>172,274</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>182,085</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>172,274</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br ><br >Total assets (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,380,712</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,442,495</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,279,451</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,165,014</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,050,921</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,380,712</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >2,050,921</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Less: intangible assets</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,892</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,981</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,082</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,195</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,315</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,892</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,315</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Tangible assets (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,358,820</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,420,514</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,257,369</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,142,819</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,028,606</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,358,820</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>2,028,606</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br ><br >Total equity to total assets at end of period (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >8.57</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >7.97</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >8.76</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >9.10</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >9.49</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >8.57</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br ><br >9.49</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br ><br >%</td></tr><tr><td style="vertical-align: top ; ">Book value per share (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;43.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;41.60</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;42.53</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;41.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;43.57</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;40.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="text-align: left ;  vertical-align: middle; vertical-align: top ; ">Tangible equity to tangible assets at end of period (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7.14</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">8.16</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">8.49</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">7.72</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">8.49</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr><tr><td style="vertical-align: top ; ">Tangible book value per share (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;38.90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;36.91</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;37.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;36.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;35.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;38.90</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;35.86</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr></table>  <p align="justify"><em>Tangible</em> <em>Equity</em> <em>(Average)</em></p>    <p align="justify">Average tangible equity and return on average tangible equity are each non-GAAP financial measures. Average tangible equity represents the Corporation&#8217;s average stockholders&#8217; equity, less average goodwill and intangible assets for the period. Return on average tangible equity measures the Corporation&#8217;s earnings as a percentage of average tangible equity. These measures are meaningful to the Corporation, as well as investors and analysts, in assessing the Corporation&#8217;s use of equity.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: top ; ">&#160;</td><td colspan="15" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong> <strong>Three</strong> <strong>Months</strong> <strong>Ended</strong></strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="6" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong><br ><strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: top ; "><br >(in thousands, except ratio data)</td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong><br ><strong>2021</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Dec.</strong> <strong>31,</strong><br ><strong>2020</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Sept.</strong> <strong>30,</strong><br ><strong>2020</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 10.0px; border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td></tr><tr><td style="border-top: solid black 1pt ; vertical-align: top ; "><strong>TANGIBLE</strong> <strong>EQUITY</strong> <strong>(AVERAGE)</strong><br >Total average shareholders' equity (GAAP)</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >200,627</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >200,035</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >198,036</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >196,569</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >191,853</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >200,332</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >190,140</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Less: average intangible assets</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,946</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,043</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,142</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,267</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,389</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(21,995</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">(22,452</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">)</td></tr><tr><td style="vertical-align: top ; ">Average tangible equity (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>178,681</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>177,992</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>175,894</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>174,302</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>169,464</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>178,337</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>167,688</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; "><br >Return on average equity (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >13.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >13.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >10.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >11.56</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >12.22</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td><td colspan="3" style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >13.41</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >8.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; "><br >%</td></tr><tr><td style="vertical-align: top ; ">Return on average tangible equity (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">15.25</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">14.88</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">11.84</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.03</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.83</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td colspan="3" style="vertical-align: middle;   text-align: left;   padding-left: 30.0px; padding-right: 0 ; vertical-align: top ; ">15.07</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">9.98</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr></table>  <p><em>Adjustments</em> <em>for</em> <em>Certain</em> <em>Items</em> <em>of</em> <em>Income</em> <em>or</em> <em>Expense</em></p>    <p align="justify">In addition to disclosures of certain GAAP financial measures, including net income, EPS, ROA, and ROE, we may also provide comparative disclosures that adjust these GAAP financial measures for a particular period by removing from the calculation thereof the impact of certain transactions or other material items of income or expense occurring during the period, including certain nonrecurring items. The Corporation believes that the resulting non-GAAP financial measures may improve an understanding of its results of operations by separating out any such transactions or items that may have had a disproportionate positive or negative impact on the Corporation&#8217;s financial results during the particular period in question. In the Corporation&#8217;s presentation of any such non-GAAP (adjusted) financial measures not specifically discussed in the preceding paragraphs, the Corporation supplies the supplemental financial information and explanations required under Regulation G.</p>  <table style="width:100%; border-collapse:collapse !important;;border-collapse: collapse; "><tr><td style="vertical-align: top ; ">&#160;</td><td colspan="19" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: bottom ; "><strong><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong> <strong>Three</strong> <strong>Months</strong> <strong>Ended</strong></strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="6" style="border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>As</strong> <strong>of</strong> <strong>or</strong> <strong>for</strong> <strong>the</strong><br >&#160; &#160; &#160; &#160;&#160;<strong>Six</strong> <strong>Months</strong> <strong>Ended</strong></td></tr><tr><td style="border-bottom: solid black 1pt ; vertical-align: top ; "><br >(in thousands, except per share and ratio data)</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>March</strong> <strong>31,</strong><br ><strong>2021</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Dec.</strong> <strong>31,</strong><br ><strong>2020</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>Sept.</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="border-top: solid black 1pt ; vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td><td style="vertical-align: top ; ">&#160;</td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2021</strong></td><td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ;  vertical-align: middle; vertical-align: top ; "><strong>June</strong> <strong>30,</strong><br ><strong>2020</strong></td></tr><tr><td style="max-width:33%; width:33%; min-width:33%;;border-top: solid black 1pt ; vertical-align: top ; "><strong>NON-GAAP</strong> <strong>NET</strong> <strong>INCOME</strong><br >Reported net income (GAAP)</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >6,795</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 6,530</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 5,233</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br > 5,711</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >5,827</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:5%; width:5%; min-width:5%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >13,325</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >$</td><td style="max-width:7%; width:7%; min-width:7%;;border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><br >8,318</td><td style="max-width:2%; width:2%; min-width:2%;;border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net (gains) losses on security transactions (net of tax)</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#8212;</td><td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Net income (non-GAAP)</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>6,795</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>6,530</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,233</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,711</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>5,827</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>13,325</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>$</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; "><u>8,318</u></td><td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Average basic and diluted shares outstanding</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,683</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,691</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,702</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,773</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,850</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,688</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">4,868</td><td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Reported basic and diluted earnings per share (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.45</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.39</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.20</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.84</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.71</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Reported return on average assets (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.93</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.08</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.15</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr><tr><td style="vertical-align: top ; ">Reported return on average equity (GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">10.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">11.56</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">12.22</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.41</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">8.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr><tr><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Basic and diluted earnings per share (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.45</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.39</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.19</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.20</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">2.84</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">$</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.71</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">&#160;</td></tr><tr><td style="vertical-align: top ; ">Return on average assets (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.11</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.93</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.08</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.15</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">1.12</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">0.87</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr><tr><td style="vertical-align: top ; ">Return on average equity (non-GAAP)</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.58</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.24</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">10.51</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">11.56</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">12.22</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="vertical-align: top ; ">&#160;</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">13.41</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td><td style="padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">&#160;</td><td style="padding-left: 0 ; padding-right: 0 ; text-align: right ;  vertical-align: middle; vertical-align: top ; ">8.80</td><td style="padding-left: 0 ; text-align: left ;  vertical-align: middle; vertical-align: top ; ">%</td></tr></table>  <p>Category: Financial</p>    <p>Source: Chemung Financial Corp</p>    <p><strong><u>For</u></strong> <strong><u>further</u></strong> <strong><u>information</u></strong> <strong><u>contact:</u></strong></p>    <p align="justify">Karl F. Krebs, EVP and CFO <br >kkrebs@chemungcanal.com <br >Phone: 607-737-3714</p>    <p>&#160;<br ></p> </p><p ></p></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>gnw-20190101.xsd
<DESCRIPTION>XBRL SCHEMA FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:srt-types="http://fasb.org/srt-types/2021-01-31" xmlns:gnw="http://globenewswire.com/20190101" elementFormDefault="qualified" targetNamespace="http://globenewswire.com/20190101">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://globenewswire.com/role/Cover" id="Cover">
	  <link:definition>00000001 - Document - Cover</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="gnw-20190101_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="gnw-20190101_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="gnw-20190101_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2021" schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd" />
    <import namespace="http://fasb.org/us-gaap/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd" />
    <import namespace="http://fasb.org/us-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2021" schemaLocation="https://xbrl.sec.gov/country/2021/country-2021.xsd" />
    <import namespace="http://fasb.org/srt/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd" />
    <import namespace="http://fasb.org/srt-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>4
<FILENAME>gnw-20190101_def.xml
<DESCRIPTION>XBRL DEFINITION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="gnw-20190101.xsd#Cover" xlink:type="simple" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#notAll" arcroleURI="http://xbrl.org/int/dim/arcrole/notAll" />
    <link:arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
    <link:definitionLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaapStatementLineItems" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaapStatementTable" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_us-gaapStatementTable" xlink:type="arc" order="10" xbrldt:closed="true" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaapStatementClassOfStockAxis" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaapStatementTable" xlink:to="loc_us-gaapStatementClassOfStockAxis" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaapClassOfStockDomain_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xbrldt:contextElement="segment" xlink:from="loc_us-gaapStatementClassOfStockAxis" xlink:to="loc_us-gaapClassOfStockDomain_10" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_CommonClassAMember" xlink:label="loc_us-gaapCommonClassAMember_10" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapCommonClassAMember_10" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd#us-gaap_PreferredClassAMember" xlink:label="loc_us-gaapPreferredClassAMember_20" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapClassOfStockDomain" xlink:to="loc_us-gaapPreferredClassAMember_20" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentType_40" xlink:type="arc" order="0" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentFlag_40" xlink:type="arc" order="1" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAmendmentDescription_40" xlink:type="arc" order="2" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentRegistrationStatement_40" xlink:type="arc" order="3" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAnnualReport_40" xlink:type="arc" order="4" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentQuarterlyReport_40" xlink:type="arc" order="5" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentTransitionReport_40" xlink:type="arc" order="6" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyReport_40" xlink:type="arc" order="7" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentShellCompanyEventDate_40" xlink:type="arc" order="8" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodStartDate_40" xlink:type="arc" order="9" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentPeriodEndDate_40" xlink:type="arc" order="10" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCurrentFiscalYearEndDate_40" xlink:type="arc" order="11" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFileNumber_40" xlink:type="arc" order="12" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityRegistrantName_40" xlink:type="arc" order="13" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCentralIndexKey_40" xlink:type="arc" order="14" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPrimarySicNumber_40" xlink:type="arc" order="15" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityTaxIdentificationNumber_40" xlink:type="arc" order="16" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityIncorporationStateCountryCode_40" xlink:type="arc" order="17" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine1_40" xlink:type="arc" order="18" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine2_40" xlink:type="arc" order="19" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressAddressLine3_40" xlink:type="arc" order="20" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCityOrTown_40" xlink:type="arc" order="21" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressStateOrProvince_40" xlink:type="arc" order="22" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressCountry_40" xlink:type="arc" order="23" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityAddressPostalZipCode_40" xlink:type="arc" order="24" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCountryRegion_40" xlink:type="arc" order="25" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiCityAreaCode_40" xlink:type="arc" order="26" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiLocalPhoneNumber_40" xlink:type="arc" order="27" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Extension" xlink:label="loc_deiExtension_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiExtension_40" xlink:type="arc" order="28" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiWrittenCommunications_40" xlink:type="arc" order="29" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSolicitingMaterial_40" xlink:type="arc" order="30" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementTenderOffer_40" xlink:type="arc" order="31" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiPreCommencementIssuerTenderOffer_40" xlink:type="arc" order="32" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12bTitle_40" xlink:type="arc" order="33" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiNoTradingSymbolFlag_40" xlink:type="arc" order="34" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiTradingSymbol_40" xlink:type="arc" order="35" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityExchangeName_40" xlink:type="arc" order="36" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurity12gTitle_40" xlink:type="arc" order="37" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiSecurityReportingObligation_40" xlink:type="arc" order="38" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAnnualInformationForm_40" xlink:type="arc" order="39" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiAuditedAnnualFinancialStatements_40" xlink:type="arc" order="40" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityWellKnownSeasonedIssuer_40" xlink:type="arc" order="41" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityVoluntaryFilers_40" xlink:type="arc" order="42" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCurrentReportingStatus_40" xlink:type="arc" order="43" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityInteractiveDataCurrent_40" xlink:type="arc" order="44" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityFilerCategory_40" xlink:type="arc" order="45" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntitySmallBusiness_40" xlink:type="arc" order="46" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityEmergingGrowthCompany_40" xlink:type="arc" order="47" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityExTransitionPeriod_40" xlink:type="arc" order="48" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentAccountingStandard_40" xlink:type="arc" order="49" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiOtherReportingStandardItemNumber_40" xlink:type="arc" order="50" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityShellCompany_40" xlink:type="arc" order="51" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityPublicFloat_40" xlink:type="arc" order="52" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent_40" xlink:type="arc" order="53" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiEntityCommonStockSharesOutstanding_40" xlink:type="arc" order="54" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock_40" />
      <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaapStatementLineItems" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock_40" xlink:type="arc" order="55" />
    </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>gnw-20190101_lab.xml
<DESCRIPTION>XBRL LABEL FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>gnw-20190101_pre.xml
<DESCRIPTION>XBRL PRESENTATION FILE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://globenewswire.com/role/Cover" xlink:href="gnw-20190101.xsd#Cover" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://globenewswire.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>7
<FILENAME>f8k_072221_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="gnw-20190101.xsd" xlink:type="simple"/>
    <context id="Form8K">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000763563</identifier>
        </entity>
        <period>
            <startDate>2021-07-22</startDate>
            <endDate>2021-07-22</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:EntityCentralIndexKey contextRef="Form8K">0000763563</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="Form8K">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="Form8K">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="Form8K">2021-07-22</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="Form8K">CHEMUNG FINANCIAL CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="Form8K">NY</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="Form8K">0-13888</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="Form8K">16-1237038</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="Form8K">One Chemung Canal Plaza</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="Form8K">Elmira</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="Form8K">NY</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="Form8K">14901</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="Form8K">607</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="Form8K">737-3711</dei:LocalPhoneNumber>
    <dei:Security12bTitle contextRef="Form8K">Common stock, par value $.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="Form8K">CHMG</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="Form8K">NASDAQ</dei:SecurityExchangeName>
    <dei:WrittenCommunications contextRef="Form8K">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="Form8K">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="Form8K">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="Form8K">false</dei:PreCommencementIssuerTenderOffer>
    <dei:EntityEmergingGrowthCompany contextRef="Form8K">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.2</span><table class="report" border="0" cellspacing="2" id="idm139872201680248">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Jul. 22, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Jul. 22,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">0-13888<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">CHEMUNG FINANCIAL CORPORATION<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000763563<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">16-1237038<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">One Chemung Canal Plaza<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Elmira<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">14901<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">607<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">737-3711<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, par value $.01 per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">CHMG<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M> \^>Q\ETWLJ.?]74_P$4$L#!!0    ( (J(]E*7BKL<P    !,"   +
M7W)E;',O+G)E;'.=DKENPS ,0'_%T)XP!] AB#-E\18$^0%6H@_8$@6*19V_
MK]JE<9 +&7D]/!+<'FE [3BDMHNI&/T04FE:U;@!2+8ECVG.D4*NU"P>-8?2
M0$3;8T.P6BP^0"X99K>]9!:G<Z17B%S7G:4]VR]/06^ KSI,<4)I2$LS#O#-
MTG\R]_,,-47E2B.56QIXT^7^=N!)T:$B6!::1<G3HAVE?QW']I#3Z:]C(K1Z
M6^CY<6A4"H[<8R6,<6*T_C6"R0_L?@!02P,$%     @ BHCV4JK$(A8S 0
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M6N=6RKV'5[+E&''\GN4/4$L#!!0    ( (J(]E(D'INBK0   /@!   :
M>&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'.UD3T.@S ,A:\2Y0 U4*E#!4Q=
M6"LN$ 7S(Q(2Q:X*MR^% 9 Z=&&RGBU_[\E.GV@4=VZ@MO,D1FL&RF3+[.\
MI%NTBB[.XS!/:A>LXEF&!KS2O6H0DBBZ0=@S9)[NF:*<//Y#='7=:7PX_;(X
M\ \PO%WHJ45D*4H5&N1,PFBV-L%2XLM,EJ*H,AF**I9P6B#BR2!M:59]L$].
MM.=Y%S?W1:[-XPFNWPQP>'3^ 5!+ P04    " "*B/9299!YDAD!  #/ P
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M<' N>&UL4$L! A0#%     @ BHCV4NK[>5[O    *P(  !$
M ( !KP   &1O8U!R;W!S+V-O<F4N>&UL4$L! A0#%     @ BHCV4IE<G",0
M!@  G"<  !,              ( !S0$  'AL+W1H96UE+W1H96UE,2YX;6Q0
M2P$"% ,4    " "*B/92L2X71#H$   W$   &               @($."
M>&PO=V]R:W-H965T<R]S:&5E=#$N>&UL4$L! A0#%     @ BHCV4I^@&_"Q
M @  X@P   T              ( !?@P  'AL+W-T>6QE<RYX;6Q02P$"% ,4
M    " "*B/92EXJ[',     3 @  "P              @ %:#P  7W)E;',O
M+G)E;'-02P$"% ,4    " "*B/92JL0B%C,!   B @  #P
M@ %#$   >&PO=V]R:V)O;VLN>&UL4$L! A0#%     @ BHCV4B0>FZ*M
M^ $  !H              ( !HQ$  'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR
M96QS4$L! A0#%     @ BHCV4F60>9(9 0  SP,  !,              ( !
MB!(  %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&      D "0 ^ @  TA,

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="f8k_072221.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://globenewswire.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="f8k_072221.htm">f8k_072221.htm</File>
    <File>exh_991.htm</File>
    <File>gnw-20190101.xsd</File>
    <File>gnw-20190101_def.xml</File>
    <File>gnw-20190101_lab.xml</File>
    <File>gnw-20190101_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2021</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "f8k_072221.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "definitionLink": {
     "local": [
      "gnw-20190101_def.xml"
     ]
    },
    "inline": {
     "local": [
      "f8k_072221.htm"
     ]
    },
    "labelLink": {
     "local": [
      "gnw-20190101_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "gnw-20190101_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "gnw-20190101.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd",
      "https://xbrl.sec.gov/country/2021/country-2021.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021_ref.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021_doc.xsd"
     ]
    }
   },
   "elementCount": 59,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "gnw",
   "nsuri": "http://globenewswire.com/20190101",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "baseRef": "f8k_072221.htm",
      "contextRef": "Form8K",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00000001 - Document - Cover",
     "role": "http://globenewswire.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "p",
       "body",
       "html"
      ],
      "baseRef": "f8k_072221.htm",
      "contextRef": "Form8K",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AnnualInformationForm": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.",
        "label": "Annual Information Form"
       }
      }
     },
     "localname": "AnnualInformationForm",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AuditedAnnualFinancialStatements": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.",
        "label": "Audited Annual Financial Statements"
       }
      }
     },
     "localname": "AuditedAnnualFinancialStatements",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentAccountingStandard": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.",
        "label": "Document Accounting Standard"
       }
      }
     },
     "localname": "DocumentAccountingStandard",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "accountingStandardItemType"
    },
    "dei_DocumentAnnualReport": {
     "auth_ref": [
      "r9",
      "r11",
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an annual report.",
        "label": "Document Annual Report"
       }
      }
     },
     "localname": "DocumentAnnualReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentPeriodStartDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.",
        "label": "Document Period Start Date"
       }
      }
     },
     "localname": "DocumentPeriodStartDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentRegistrationStatement": {
     "auth_ref": [
      "r18"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a registration statement.",
        "label": "Document Registration Statement"
       }
      }
     },
     "localname": "DocumentRegistrationStatement",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentShellCompanyEventDate": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Date of event requiring a shell company report.",
        "label": "Document Shell Company Event Date"
       }
      }
     },
     "localname": "DocumentShellCompanyEventDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentShellCompanyReport": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.",
        "label": "Document Shell Company Report"
       }
      }
     },
     "localname": "DocumentShellCompanyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Documents incorporated by reference.",
        "label": "Documents Incorporated by Reference [Text Block]"
       }
      }
     },
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "textBlockItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not.  Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.",
        "label": "Entity Bankruptcy Proceedings, Reporting Current"
       }
      }
     },
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r17"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Elected Not To Use the Extended Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPrimarySicNumber": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.",
        "label": "Entity Primary SIC Number"
       }
      }
     },
     "localname": "EntityPrimarySicNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "sicNumberItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Entity Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Entity Voluntary Filers"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Entity Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_Extension": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Extension number for local phone number.",
        "label": "Extension"
       }
      }
     },
     "localname": "Extension",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_OtherReportingStandardItemNumber": {
     "auth_ref": [
      "r11"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.",
        "label": "Other Reporting Standard Item Number"
       }
      }
     },
     "localname": "OtherReportingStandardItemNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "otherReportingStandardItemNumberItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_Security12gTitle": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(g) registered security.",
        "label": "Title of 12(g) Security"
       }
      }
     },
     "localname": "Security12gTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SecurityReportingObligation": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.",
        "label": "Security Reporting Obligation"
       }
      }
     },
     "localname": "SecurityReportingObligation",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "securityReportingObligationItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://globenewswire.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 3
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r10": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "308",
   "Subsection": "a"
  },
  "r11": {
   "Name": "Form 20-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "220",
   "Subsection": "f"
  },
  "r12": {
   "Name": "Form 40-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "240",
   "Subsection": "f"
  },
  "r13": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r14": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r15": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r16": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r17": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  },
  "r18": {
   "Name": "Securities Act",
   "Number": "Section",
   "Publisher": "SEC",
   "Section": "12"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "g"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12, 13, 15d"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r6": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r7": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d"
  },
  "r8": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r9": {
   "Name": "Form 10-K",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "310"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0001171843-21-005031-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001171843-21-005031-xbrl.zip
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M9*3G9C)TZ82WKG\>!ZO7%-=,RE]O<VT%I]P"=>4\4OA^'@;+1*J%+I!*SG&
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MBN.2NAZTAT)S^] .W4?=RKXQVX5J5L36F-9([ZZQ[W "PU#"2<))PFE0<#I
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MOWGN?YWLF-'9.O3"B+CLL)1]^9"TYYF3,&3;AD5$M' \9!FML]"YSPX?T]\
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M&KBD!@;,52]@\=K;M9N09Q[:N&1Y'DE=V7LW8I+O$EX0!AXZNWQ_N>D!NMW
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M:V(!GP-FL^*$&YBIFV-N>^H&DTQ@[CFS#?<P#VD?EO=2\$8*;_=[+22RW=&
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M2F.;:=*!6$K%1MLM93OV0L9HBH+'S0\_%20[DK.M!+!3VHJ\M@X[OM)9G=@
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MK)T\, .X,N *I?/J!@[">A#6@^C0L<KP >:C$.T#S$<A\0>8(0@(F#<V$(*
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MR,F=X_GLE$P#D8U)[%\SL8\OHEX?;9&?B)<G(L[ N8?HRQ8&VH9N[,-"R4[
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M:/[=/75"G]O)UM3.JTW6F]-=J0XY7>U4E"Q.YI&I5@#,/@"H%8"\K!X J!8
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MC.D-2;XD^O-YA$. K@;H+Z''2+UJ)(P"4/L&$!HDS4>6/T9;I:#W1]DPTLU
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M9I.#W@S23,Q.?YJLX.^7X"^;J+G;_B]02P,$%     @ BHCV4L^.9KBY @
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M.&M?,#<R,C(Q+FAT;5!+ 0(4 Q0    ( (J(]E+/CF:XN0(  !<,   0
M          "  9B-  !G;G<M,C Q.3 Q,#$N>'-D4$L! A0#%     @ BHCV
M4H<=$*57"   L60  !0              ( !?Y   &=N=RTR,#$Y,#$P,5]D
M968N>&UL4$L! A0#%     @ BHCV4GR0K4F6"@  F(4  !0
M ( !")D  &=N=RTR,#$Y,#$P,5]L86(N>&UL4$L! A0#%     @ BHCV4GND
M8FWY!@  ]E8  !0              ( !T*,  &=N=RTR,#$Y,#$P,5]P<F4N
9>&UL4$L%!@     &  8 >0$  /NJ      $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
