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DEPOSITS
12 Months Ended
Dec. 31, 2021
Deposits [Abstract]  
DEPOSITS DEPOSITS
A summary of deposits at December 31, 2021 and 2020 is as follows (in thousands):
 20212020
Non-interest-bearing demand deposits$739,607 $620,423 
Interest-bearing demand deposits284,721 282,172 
Insured money market accounts654,553 603,583 
Savings deposits280,195 245,865 
Time deposits196,357 285,731 
Total$2,155,433 $2,037,774 

Scheduled maturities of time deposits at December 31, 2021, are summarized as follows (in thousands):
YearMaturities
2022$165,290 
202316,067 
202410,695 
2025876 
2026226 
20273,203 
Total$196,357 

Time deposits that meet or exceed the FDIC Insurance limit of $250 thousand at December 31, 2021 and 2020 were $28.8 million and $31.2 million, respectively.