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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk
The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (in thousands):
 20212020
 Fixed RateVariable RateFixed RateVariable Rate
Commitments to make loans$20,772 $46,558 $28,459 $39,056 
Unused lines of credit$4,745 $288,368 $1,300 $268,075 
Standby letters of credit$— $7,974 $— $16,094