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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2021
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Actual Capital Amounts and Ratios of Corporation and Bank
The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (in thousands):
 ActualMinimal Capital AdequacyMinimal Capital Adequacy with Capital BufferTo Be Well
Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2021AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to Risk Weighted Assets):
Consolidated$215,091 14.21 %N/AN/AN/AN/A N/AN/A
Bank$206,988 13.69 %$120,950 8.00 %$158,746 10.50 %$151,187 10.00 %
Tier 1 Capital (to Risk Weighted Assets):
Consolidated$196,147 12.96 %N/AN/AN/AN/A N/AN/A
Bank$188,063 12.44 %$90,712 6.00 %$128,509 8.50 %$120,950 8.00 %
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated$196,147 12.96 %N/AN/AN/AN/A N/AN/A
Bank$188,063 12.44 %$68,034 4.50 %$105,831 7.00 %$98,272 6.50 %
Tier 1 Capital (to Average Assets):
Consolidated$196,147 8.06 %N/AN/AN/AN/A N/AN/A
Bank$188,063 7.74 %$97,151 4.00 %N/AN/A$121,439 5.00 %
ActualMinimum Capital AdequacyMinimal Capital Adequacy with Capital BufferTo Be Well Capitalized Under Prompt Corrective Action Provisions
As of December 31, 2020AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to Risk Weighted Assets):
Consolidated$192,960 13.62 %N/AN/AN/AN/A N/AN/A
Bank$185,606 13.12 %$113,182 8.00 %$148,551 10.50 %$141,478 10.00 %
Tier 1 Capital (to Risk Weighted Assets):
Consolidated$175,216 12.37 %N/AN/AN/AN/A N/AN/A
Bank$167,881 11.87 %$84,887 6.00 %$120,256 8.50 %$113,182 8.00 %
Common Equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated$175,216 12.37 %N/AN/AN/AN/A N/AN/A
Bank$167,881 11.87 %$63,665 4.50 %$99,034 7.00 %$91,960 6.50 %
Tier 1 Capital (to Average Assets):
Consolidated$175,216 7.90 %N/AN/AN/AN/A N/AN/A
Bank$167,881 7.59 %$88,474 4.00 %N/AN/A$110,592 5.00 %