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COMMITMENTS AND CONTINGENCIES - Contractual Amounts of Financial Instruments (Details) - USD ($) $ in Thousands | Sep. 30, 2022 | Dec. 31, 2021
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Commitments to make loans | Fixed Rate |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | $ 44,335 | $ 20,772
Commitments to make loans | Variable Rate |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 87,929 | 46,558
Unused lines of credit | Fixed Rate |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 4,631 | 4,745
Unused lines of credit | Variable Rate |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 331,477 | 288,368
Standby letters of credit | Fixed Rate |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 0 | 0
Standby letters of credit | Variable Rate |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | $ 17,407 | $ 7,974

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- Definition The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI https://asc.fasb.org/extlink&oid=123594938&loc=d3e13433-108611 + Details
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