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v3.22.2.2

LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowances (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |
Beginning balance | $ 17,485 | $ 20,676 | $ 21,025 | $ 20,924
Charge-offs | (277) | (234) | (1,306) | (650)
Recoveries | 168 | 142 | 546 | 719
Net recoveries (charge-offs) | (109) | (92) | (760) | 69
Provision | 1,255 | 356 | (1,634) | (53)
Ending balance | 18,631 | 20,940 | 18,631 | 20,940
Commercial and Agricultural |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |
Beginning balance | 3,564 | 3,628 | 3,591 | 4,493
Charge-offs | 0 | 0 | (20) | (25)
Recoveries | 6 | 8 | 37 | 283
Net recoveries (charge-offs) | 6 | 8 | 17 | 258
Provision | (55) | (15) | (93) | (1,130)
Ending balance | 3,515 | 3,621 | 3,515 | 3,621
Commercial Mortgages |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |
Beginning balance | 10,314 | 12,963 | 13,556 | 11,496
Charge-offs | 0 | (44) | (687) | (44)
Recoveries | 1 | 1 | 3 | 2
Net recoveries (charge-offs) | 1 | (43) | (684) | (42)
Provision | 671 | 361 | (1,886) | 1,827
Ending balance | 10,986 | 13,281 | 10,986 | 13,281
Residential Mortgages |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |
Beginning balance | 1,714 | 1,791 | 1,803 | 2,079
Charge-offs | 0 | 0 | 0 | (71)
Recoveries | 40 | 0 | 40 | 10
Net recoveries (charge-offs) | 40 | 0 | 40 | (61)
Provision | 42 | 80 | (47) | (147)
Ending balance | 1,796 | 1,871 | 1,796 | 1,871
Consumer Loans |  |  |  |
Allowance for loan losses, by portfolio segment [Roll Forward] |  |  |  |
Beginning balance | 1,893 | 2,294 | 2,075 | 2,856
Charge-offs | (277) | (190) | (599) | (510)
Recoveries | 121 | 133 | 466 | 424
Net recoveries (charge-offs) | (156) | (57) | (133) | (86)
Provision | 597 | (70) | 392 | (603)
Ending balance | $ 2,334 | $ 2,167 | $ 2,334 | $ 2,167

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