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COMMITMENTS AND CONTINGENCIES - Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands | Dec. 31, 2022 | Dec. 31, 2021
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Fixed Rate | Commitments to make loans |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | $ 44,481 | $ 20,772
Fixed Rate | Unused lines of credit |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 2,887 | 4,745
Fixed Rate | Standby letters of credit |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 0 | 0
Variable Rate | Commitments to make loans |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 75,028 | 46,558
Variable Rate | Unused lines of credit |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | 326,188 | 288,368
Variable Rate | Standby letters of credit |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |
Contractual amounts of financial instruments with off-balance sheet risk | $ 17,211 | $ 7,974

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- Definition The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI https://asc.fasb.org/extlink&oid=123594938&loc=d3e13433-108611 + Details
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