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LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowances For Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2023 | Mar. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 19,659 | [1] | $ 21,025
Charge-offs | (383) |  | (198)
Recoveries | 114 |  | 246
Net recoveries (charge-offs) | (269) |  | 48
Provision | 311 |  | (1,145)
Ending balance | 20,075 | [1] | 19,928
Credit provision related to off-balance sheet exposure | 34 |  |
Cumulative effect adjustment for the adoption of ASC 326 |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 374 |  |
Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 20,033 |  |
Commercial and Agricultural |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,373 |  | 3,591
Charge-offs | (190) |  | (4)
Recoveries | 6 |  | 6
Net recoveries (charge-offs) | (184) |  | 2
Provision | (45) |  | (110)
Ending balance | 4,053 |  | 3,483
Commercial and Agricultural | Cumulative effect adjustment for the adoption of ASC 326 |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 909 |  |
Commercial and Agricultural | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 4,282 |  |
Commercial Mortgages |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 11,576 |  | 13,556
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 1
Net recoveries (charge-offs) | 0 |  | 1
Provision | 102 |  | (593)
Ending balance | 10,983 |  | 12,964
Commercial Mortgages | Cumulative effect adjustment for the adoption of ASC 326 |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | (695) |  |
Commercial Mortgages | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 10,881 |  |
Residential Mortgages |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,845 |  | 1,803
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Net recoveries (charge-offs) | 0 |  | 0
Provision | 63 |  | (197)
Ending balance | 1,892 |  | 1,606
Residential Mortgages | Cumulative effect adjustment for the adoption of ASC 326 |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | (16) |  |
Residential Mortgages | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,829 |  |
Consumer Loans |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 2,865 |  | 2,075
Charge-offs | (193) |  | (194)
Recoveries | 108 |  | 239
Net recoveries (charge-offs) | (85) |  | 45
Provision | 191 |  | (245)
Ending balance | 3,147 |  | 1,875
Consumer Loans | Cumulative effect adjustment for the adoption of ASC 326 |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 176 |  |
Consumer Loans | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,041 |  |
Unfunded Loan Commitment |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 0 |  | 0
Provision | (34) |  | 0
Ending balance | 1,048 |  | 0
Unfunded Loan Commitment | Cumulative effect adjustment for the adoption of ASC 326 |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 1,082 |  | $ 0
[1] | Effective January 1, 2023, the allowance calculation is based upon Current Expected Credit loss methodology. Prior to January 1, 2023, the allowance calculation was based upon incurred loss methodology. Refer to Note 1 for further discussion.

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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