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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowances For Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | $ 20,075 |  | $ 19,928 | $ 19,659 | [1] | $ 21,025
Charge-offs | (251) |  | (831) | (636) |  | (1,029)
Recoveries | 105 |  | 132 | 221 |  | 378
Net recoveries (charge-offs) | (146) |  | (699) | (415) |  | (651)
Provision | 243 |  | (1,744) | 554 |  | (2,889)
Ending balance | 20,172 | [1] | 17,485 | 20,172 | [1] | 17,485
Credit provision related to off-balance sheet exposure | 7 |  |  | 41 |  |
Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 374 |  |
Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 20,033 |  |
Commercial and Agricultural |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | 4,053 |  | 3,485 | 3,373 |  | 3,591
Charge-offs | (9) |  | (16) | (199) |  | (20)
Recoveries | 3 |  | 23 | 8 |  | 30
Net recoveries (charge-offs) | (6) |  | 7 | (191) |  | 10
Provision | 74 |  | 72 | 30 |  | (37)
Ending balance | 4,121 |  | 3,564 | 4,121 |  | 3,564
Commercial and Agricultural | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 909 |  |
Commercial and Agricultural | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 4,282 |  |
Commercial Mortgages |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | 10,983 |  | 12,963 | 11,576 |  | 13,556
Charge-offs | 0 |  | (687) | 0 |  | (687)
Recoveries | 1 |  | 1 | 1 |  | 2
Net recoveries (charge-offs) | 1 |  | (686) | 1 |  | (685)
Provision | 10 |  | (1,963) | 112 |  | (2,557)
Ending balance | 10,994 |  | 10,314 | 10,994 |  | 10,314
Commercial Mortgages | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | (695) |  |
Commercial Mortgages | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 10,881 |  |
Residential Mortgages |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | 1,892 |  | 1,606 | 1,845 |  | 1,803
Charge-offs | 0 |  | 0 | 0 |  | 0
Recoveries | 0 |  | 0 | 0 |  | 0
Net recoveries (charge-offs) | 0 |  | 0 | 0 |  | 0
Provision | 13 |  | 108 | 76 |  | (89)
Ending balance | 1,905 |  | 1,714 | 1,905 |  | 1,714
Residential Mortgages | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | (16) |  |
Residential Mortgages | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 1,829 |  |
Consumer Loans |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | 3,147 |  | 1,874 | 2,865 |  | 2,075
Charge-offs | (242) |  | (128) | (437) |  | (322)
Recoveries | 101 |  | 108 | 212 |  | 346
Net recoveries (charge-offs) | (141) |  | (20) | (225) |  | 24
Provision | 146 |  | 39 | 336 |  | (206)
Ending balance | 3,152 |  | 1,893 | 3,152 |  | 1,893
Consumer Loans | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 176 |  |
Consumer Loans | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance |  |  |  | 3,041 |  |
Unfunded Loan Commitment |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | 1,048 |  | 0 | 0 |  | 0
Provision | (7) |  | 0 | (41) |  | 0
Ending balance | 1,041 |  | 0 | 1,041 |  | 0
Unfunded Loan Commitment | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |
Beginning balance | $ 0 |  | $ 0 | $ 1,082 |  | $ 0
[1] | Effective January 1, 2023, the allowance calculation is based upon Current Expected Credit loss methodology. Prior to January 1, 2023, the allowance calculation was based upon incurred loss methodology. Refer to Note 1 for further discussion.

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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