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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk
The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (in thousands):
 20232022
 Fixed RateVariable RateFixed RateVariable Rate
Commitments to make loans$23,809 $78,790 $44,481 $75,028 
Unused lines of credit$3,387 $332,439 $2,887 $326,188 
Standby letters of credit$— $11,317 $— $17,211