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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowances by Impairment (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance for loan losses      
Individually evaluated for impairment $ 1,955 $ 1,147  
Collectively evaluated for impairment 20,562 18,512  
Total ending allowance balance 22,517 [1] 19,659 [1] $ 21,025
Loans:      
Loans individually analyzed 8,035 7,482  
Loans collectively analyzed 1,964,629 1,821,966  
Total loans, net of deferred loan fees and costs 1,972,664 1,829,448  
Collateral Pledged      
Allowance for loan losses      
Total ending allowance balance 267    
Loans:      
Loans individually analyzed 6,347    
Commercial and Agricultural      
Allowance for loan losses      
Individually evaluated for impairment 1,928 1,078  
Collectively evaluated for impairment 3,127 2,295  
Total ending allowance balance 5,055 3,373 3,591
Loans:      
Loans individually analyzed 2,067 2,112  
Loans collectively analyzed 262,329 250,181  
Total loans, net of deferred loan fees and costs 264,396 252,293  
Commercial Mortgages      
Allowance for loan losses      
Individually evaluated for impairment 27 38  
Collectively evaluated for impairment 11,999 11,538  
Total ending allowance balance 12,026 11,576 13,556
Loans:      
Loans individually analyzed 5,968 4,383  
Loans collectively analyzed 1,116,957 992,530  
Total loans, net of deferred loan fees and costs 1,122,925 996,913  
Residential Mortgages      
Allowance for loan losses      
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 2,194 1,845  
Total ending allowance balance 2,194 1,845 1,803
Loans:      
Loans individually analyzed 0 723  
Loans collectively analyzed 277,992 284,949  
Total loans, net of deferred loan fees and costs 277,992 285,672  
Consumer Loans      
Allowance for loan losses      
Individually evaluated for impairment 0 31  
Collectively evaluated for impairment 3,242 2,834  
Total ending allowance balance 3,242 2,865 $ 2,075
Loans:      
Loans individually analyzed 0 264  
Loans collectively analyzed 307,351 294,306  
Total loans, net of deferred loan fees and costs $ 307,351 $ 294,570  
[1] Effective January 1, 2023, the allowance calculation is based upon Current Expected Credit loss methodology. Prior to January 1, 2023, the allowance calculation was based upon incurred loss methodology. Refer to Note 1 for further discussion.