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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowances For Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | $ 20,471 | $ 20,075 | $ 22,517 | $ 19,659 | $ 19,659
Charge-offs | (449) | (251) | (816) | (636) | (1,383)
Recoveries | 143 | 105 | 328 | 221 |
Net recoveries (charge-offs) | (306) | (146) | (488) | (415) |
Provision (credit) | 866 | 243 | (998) | 554 |
Ending balance | 21,031 | 20,172 | 21,031 | 20,172 | 22,517
Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 374 | 374
Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 20,033 | 20,033
Commercial and Industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 4,516 | 4,053 | 5,055 | 3,373 | 3,373
Charge-offs | 0 | (9) | 0 | (199) |
Recoveries | 13 | 3 | 50 | 8 |
Net recoveries (charge-offs) | 13 | (6) | 50 | (191) |
Provision (credit) | 365 | 74 | (211) | 30 |
Ending balance | 4,894 | 4,121 | 4,894 | 4,121 | 5,055
Commercial and Industrial | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 909 | 909
Commercial and Industrial | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 4,282 | 4,282
Commercial Mortgages |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 10,367 | 10,983 | 12,026 | 11,576 | 11,576
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 1 | 1 | 2 | 1 |
Net recoveries (charge-offs) | 1 | 1 | 2 | 1 |
Provision (credit) | 162 | 10 | (1,498) | 112 |
Ending balance | 10,530 | 10,994 | 10,530 | 10,994 | 12,026
Commercial Mortgages | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | (695) | (695)
Commercial Mortgages | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 10,881 | 10,881
Residential Mortgages |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 2,062 | 1,892 | 2,194 | 1,845 | 1,845
Charge-offs | (3) | 0 | (19) | 0 | (32)
Recoveries | 26 | 0 | 49 | 0 |
Net recoveries (charge-offs) | 23 | 0 | 30 | 0 |
Provision (credit) | 21 | 13 | (118) | 76 |
Ending balance | 2,106 | 1,905 | 2,106 | 1,905 | 2,194
Residential Mortgages | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | (16) | (16)
Residential Mortgages | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 1,829 | 1,829
Consumer Loans |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 3,526 | 3,147 | 3,242 | 2,865 | 2,865
Charge-offs | (446) | (242) | (797) | (437) |
Recoveries | 103 | 101 | 227 | 212 |
Net recoveries (charge-offs) | (343) | (141) | (570) | (225) |
Provision (credit) | 318 | 146 | 829 | 336 |
Ending balance | 3,501 | 3,152 | 3,501 | 3,152 | 3,242
Consumer Loans | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 176 | 176
Consumer Loans | Cumulative Effect, Period of Adoption, Adjusted Balance |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  |  | 3,041 | 3,041
Unfunded Loan Commitment |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance | 743 | 1,048 | 919 | 0 | 0
Provision (credit) | 13 | (7) | (163) | (41) |
Ending balance | $ 756 | $ 1,041 | 756 | 1,041 | 919
Unfunded Loan Commitment | Cumulative effect adjustment for the adoption of ASC 326 |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | $ 0 | $ 1,082 | 1,082
Ending balance |  |  |  |  | $ 0

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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