XML 66 R54.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit Quality Indicator (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one $ 100,028   $ 100,028   $ 307,790
Year two 312,359   312,359   553,730
Year three 524,204   524,204   302,467
Year four 288,402   288,402   218,500
Year five 204,289   204,289   114,216
Prior 427,225   427,225   343,382
Revolving Loans Amortized Cost 151,192   151,192   128,225
Revolving Loans Converted to Term 3,773   3,773   4,354
Total loans, net of deferred loan fees and costs 2,011,472   2,011,472   1,972,664
Total gross charge-offs          
Year one     0   188
Year two     220   422
Year three     278   223
Year four     134   127
Year five     66   30
Prior     115   381
Revolving Loans Amortized Cost     3   12
Revolving Loans Converted to Term     0   0
Total 449 $ 251 816 $ 636 1,383
Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 20,839   20,839   42,110
Year two 37,167   37,167   45,211
Year three 42,309   42,309   22,883
Year four 21,381   21,381   17,670
Year five 15,295   15,295   31,256
Prior 43,155   43,155   16,459
Revolving Loans Amortized Cost 108,511   108,511   86,453
Revolving Loans Converted to Term 1,889   1,889   2,354
Total loans, net of deferred loan fees and costs 290,546   290,546   264,396
Total gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   9
Prior     0   272
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     0   281
Commercial and industrial | Pass          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 20,765   20,765   41,925
Year two 36,797   36,797   40,579
Year three 32,313   32,313   21,892
Year four 20,601   20,601   13,541
Year five 10,682   10,682   31,233
Prior 37,849   37,849   10,523
Revolving Loans Amortized Cost 100,151   100,151   77,241
Revolving Loans Converted to Term 1,528   1,528   1,662
Total loans, net of deferred loan fees and costs 260,686   260,686   238,596
Commercial and industrial | Special mention          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 50   50   185
Year two 282   282   4,608
Year three 9,609   9,609   0
Year four 0   0   4,020
Year five 4,557   4,557   0
Prior 4,339   4,339   4,690
Revolving Loans Amortized Cost 7,807   7,807   9,137
Revolving Loans Converted to Term 24   24   482
Total loans, net of deferred loan fees and costs 26,668   26,668   23,122
Commercial and industrial | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 88   88   24
Year three 387   387   991
Year four 780   780   109
Year five 56   56   23
Prior 229   229   456
Revolving Loans Amortized Cost 553   553   0
Revolving Loans Converted to Term 337   337   161
Total loans, net of deferred loan fees and costs 2,430   2,430   1,764
Commercial and industrial | Doubtful          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 24   24   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 738   738   790
Revolving Loans Amortized Cost 0   0   75
Revolving Loans Converted to Term 0   0   49
Total loans, net of deferred loan fees and costs 762   762   914
Commercial Mortgages          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total loans, net of deferred loan fees and costs 1,154,712   1,154,712   1,122,925
Total gross charge-offs          
Total 0 0 0 0  
Commercial Mortgages | Construction Loans          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 2,268   2,268   46,951
Year two 52,798   52,798   68,483
Year three 77,318   77,318   19,066
Year four 9,625   9,625   0
Year five 0   0   2,235
Prior 3,877   3,877   1,671
Revolving Loans Amortized Cost 483   483   481
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 146,369   146,369   138,887
Total gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   0
Prior     0   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     0   0
Commercial Mortgages | Construction Loans | Pass          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 2,268   2,268   46,951
Year two 52,798   52,798   68,483
Year three 77,318   77,318   19,066
Year four 9,625   9,625   0
Year five 0   0   28
Prior 1,619   1,619   1,669
Revolving Loans Amortized Cost 483   483   481
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 144,111   144,111   136,678
Commercial Mortgages | Construction Loans | Special mention          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   0
Commercial Mortgages | Construction Loans | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   2,207
Prior 2,258   2,258   2
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 2,258   2,258   2,209
Commercial Mortgages | Construction Loans | Doubtful          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   0
Commercial Mortgages | Commercial mortgages, other          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 38,891   38,891   111,136
Year two 125,536   125,536   264,403
Year three 248,774   248,774   170,392
Year four 175,519   175,519   116,829
Year five 110,646   110,646   57,782
Prior 300,676   300,676   257,435
Revolving Loans Amortized Cost 7,574   7,574   5,294
Revolving Loans Converted to Term 727   727   767
Total loans, net of deferred loan fees and costs 1,008,343   1,008,343   984,038
Total gross charge-offs          
Year one     0   0
Year two     0   0
Year three     0   0
Year four     0   0
Year five     0   0
Prior     0   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     0   0
Commercial Mortgages | Commercial mortgages, other | Pass          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 38,891   38,891   110,864
Year two 123,128   123,128   260,763
Year three 245,207   245,207   161,858
Year four 167,080   167,080   113,198
Year five 107,067   107,067   57,782
Prior 290,391   290,391   244,211
Revolving Loans Amortized Cost 5,477   5,477   5,197
Revolving Loans Converted to Term 727   727   767
Total loans, net of deferred loan fees and costs 977,968   977,968   954,640
Commercial Mortgages | Commercial mortgages, other | Special mention          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   2,533
Year three 2,512   2,512   8,189
Year four 8,106   8,106   2,609
Year five 2,572   2,572   0
Prior 7,956   7,956   8,642
Revolving Loans Amortized Cost 2,000   2,000   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 23,146   23,146   21,973
Commercial Mortgages | Commercial mortgages, other | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   272
Year two 2,408   2,408   1,107
Year three 1,055   1,055   345
Year four 333   333   1,022
Year five 1,007   1,007   0
Prior 2,308   2,308   4,555
Revolving Loans Amortized Cost 97   97   97
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 7,208   7,208   7,398
Commercial Mortgages | Commercial mortgages, other | Doubtful          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 21   21   27
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 21   21   27
Residential Mortgages          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 5,987   5,987   18,653
Year two 19,926   19,926   58,173
Year three 55,840   55,840   60,370
Year four 58,191   58,191   71,369
Year five 68,935   68,935   16,117
Prior 62,741   62,741   53,310
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 271,620   271,620   277,992
Total gross charge-offs          
Year one     0   0
Year two     0   32
Year three     0   0
Year four     0   0
Year five     0   0
Prior     19   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total 3 0 19 0 32
Residential Mortgages | Not rated          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 5,987   5,987   18,653
Year two 19,926   19,926   58,098
Year three 55,840   55,840   60,024
Year four 57,413   57,413   71,369
Year five 68,695   68,695   15,948
Prior 62,190   62,190   52,585
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 270,051   270,051   276,677
Residential Mortgages | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   75
Year three 0   0   346
Year four 778   778   0
Year five 240   240   169
Prior 551   551   725
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 1,569   1,569   1,315
Consumer Loans          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total loans, net of deferred loan fees and costs 294,594   294,594   307,351
Total gross charge-offs          
Total 446 $ 242 797 $ 437  
Consumer Loans | Home equity lines and loans          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 6,505   6,505   13,552
Year two 12,074   12,074   16,461
Year three 15,181   15,181   5,821
Year four 5,310   5,310   3,134
Year five 2,841   2,841   2,867
Prior 11,983   11,983   10,693
Revolving Loans Amortized Cost 32,182   32,182   33,300
Revolving Loans Converted to Term 1,152   1,152   1,228
Total loans, net of deferred loan fees and costs 87,228   87,228   87,056
Total gross charge-offs          
Year one     0   0
Year two     0   0
Year three     1   0
Year four     0   0
Year five     0   0
Prior     11   0
Revolving Loans Amortized Cost     0   6
Revolving Loans Converted to Term     0   0
Total     12   6
Consumer Loans | Home equity lines and loans | Not rated          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 6,505   6,505   13,552
Year two 12,049   12,049   16,384
Year three 15,065   15,065   5,821
Year four 5,310   5,310   3,134
Year five 2,841   2,841   2,867
Prior 11,697   11,697   10,400
Revolving Loans Amortized Cost 32,182   32,182   33,275
Revolving Loans Converted to Term 1,143   1,143   1,115
Total loans, net of deferred loan fees and costs 86,792   86,792   86,548
Consumer Loans | Home equity lines and loans | Special mention          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0    
Year two 0   0    
Year three 116   116    
Year four 0   0    
Year five 0   0    
Prior 0   0    
Revolving Loans Amortized Cost 0   0    
Revolving Loans Converted to Term 0   0    
Total loans, net of deferred loan fees and costs 116   116    
Consumer Loans | Home equity lines and loans | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 25   25   77
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 286   286   293
Revolving Loans Amortized Cost 0   0   25
Revolving Loans Converted to Term 9   9   113
Total loans, net of deferred loan fees and costs 320   320   508
Consumer Loans | Indirect consumer          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 24,245   24,245   72,383
Year two 62,578   62,578   98,254
Year three 82,712   82,712   23,150
Year four 17,901   17,901   9,240
Year five 6,450   6,450   3,906
Prior 4,521   4,521   3,490
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 198,407   198,407   210,423
Total gross charge-offs          
Year one     0   184
Year two     220   375
Year three     277   215
Year four     134   121
Year five     66   21
Prior     85   55
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     782   971
Consumer Loans | Indirect consumer | Not rated          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 24,245   24,245   72,264
Year two 62,465   62,465   98,008
Year three 82,562   82,562   23,015
Year four 17,811   17,811   9,192
Year five 6,387   6,387   3,870
Prior 4,454   4,454   3,387
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 197,924   197,924   209,736
Consumer Loans | Indirect consumer | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   119
Year two 113   113   246
Year three 150   150   135
Year four 90   90   48
Year five 63   63   36
Prior 67   67   103
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 483   483   687
Consumer Loans | Direct consumer          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 1,293   1,293   3,005
Year two 2,280   2,280   2,745
Year three 2,070   2,070   785
Year four 475   475   258
Year five 122   122   53
Prior 272   272   324
Revolving Loans Amortized Cost 2,442   2,442   2,697
Revolving Loans Converted to Term 5   5   5
Total loans, net of deferred loan fees and costs 8,959   8,959   9,872
Total gross charge-offs          
Year one     0   4
Year two     0   15
Year three     0   8
Year four     0   6
Year five     0   0
Prior     0   54
Revolving Loans Amortized Cost     3   6
Revolving Loans Converted to Term     0   0
Total     3   93
Consumer Loans | Direct consumer | Not rated          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 1,293   1,293   3,005
Year two 2,280   2,280   2,745
Year three 2,070   2,070   785
Year four 475   475   256
Year five 121   121   53
Prior 272   272   324
Revolving Loans Amortized Cost 2,432   2,432   2,697
Revolving Loans Converted to Term 5   5   5
Total loans, net of deferred loan fees and costs 8,948   8,948   9,870
Consumer Loans | Direct consumer | Substandard          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   0
Year four 0   0   2
Year five 1   1   0
Prior 0   0   0
Revolving Loans Amortized Cost 10   10   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs $ 11   $ 11   $ 2