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REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)
 9 Months Ended
Sep. 30, 2024
Revenue from Contract with Customer [Abstract]  
Schedule of Disaggregation of Revenue The following tables present the Corporation's non-interest income by revenue stream and reportable segment for the three and nine month periods ended September 30, 2024 and 2023 (in thousands). Items outside the scope of ASC 606 are noted as such.
Three Months Ended September 30, 2024
Revenue by Operating Segment: Non-interest incomeCore BankingWMG
Holding Company and CFS(b)
Total
Service charges on deposit accounts
         Overdraft fees$768 $— $— $768 
         Other248 — — 248 
Interchange revenue from debit card transactions1,123 — — 1,123 
WMG fee income— 2,991 — 2,991 
CFS fee and commission income— — 306 306 
Net gains (losses) on sales of OREO(19)— — (19)
Net gains on sales of loans(a)
91 — — 91 
Loan servicing fees(a)
36 — — 36 
Changes in fair value of equity investments(a)
119 — (1)118 
Income from bank-owned life insurance(a)
10 — — 10 
Other(a)
247 — — 247 
Total non-interest income (loss)$2,623 $2,991 $305 $5,919 
(a) Not within scope of ASC 606.
(b) The Holding Company and CFS column above includes amounts to eliminate transactions between segments.

Three Months Ended September 30, 2023
Revenue by Operating Segment: Non-interest incomeCore BankingWMG
Holding Company, CFS, and CRM(b)(c)
Total
Service charges on deposit accounts
         Overdraft fees$817 $— $— $817 
         Other201 — — 201 
Interchange revenue from debit card transactions1,141 — — 1,141 
WMG fee income— 2,533 — 2,533 
CFS fee and commission income— — 243 243 
Net gains on sales of loans(a)
67 — — 67 
Loan servicing fees(a)
35 — — 35 
Changes in fair value of equity investments(a)
(82)— 14 (68)
Income from bank-owned life insurance(a)
11 — — 11 
Other(a)
2,812 — 16 2,828 
Total non-interest income$5,002 $2,533 $273 $7,808 
(a) Not within scope of ASC 606.
(b) The Holding Company, CFS, and CRM column above includes amounts to eliminate transactions between segments.
(c) Chemung Risk Management, Inc. (CRM) was dissolved December 6, 2023.
Nine Months Ended September 30, 2024
Revenue by Operating Segment:Core BankingWMG
Holding Company and CFS(b)
Total
Non-interest income
Service charges on deposit accounts
         Overdraft fees$2,196 $— $— $2,196 
         Other733 — — 733 
Interchange revenue from debit card transactions3,327 — — 3,327 
WMG fee income— 8,554 — 8,554 
CFS fee and commission income— — 787 787 
Net gains (losses) on sales of OREO(22)— — (22)
Net gains on sales of loans(a)
162 — — 162 
Loan servicing fees(a)
108 — — 108 
Changes in fair value of equity investments(a)
259 — (26)233 
Income from bank-owned life insurance(a)
29 — — 29 
Other(a)
1,067 — — 1,067 
Total non-interest income$7,859 $8,554 $761 $17,174 
(a) Not within scope of ASC 606.
(b) The Holding Company and CFS column above includes amounts to eliminate transactions between segments.

Nine Months Ended September 30, 2023
Revenue by Operating Segment:Core BankingWMG
Holding Company, CFS, and CRM(b)(c)
Total
Non-interest income
Service charges on deposit accounts
         Overdraft fees$2,308 $— $— $2,308 
         Other610 — — 610 
Interchange revenue from debit card transactions3,468 — — 3,468 
WMG fee income— 7,716 — 7,716 
CFS fee and commission income— — 749 749 
Net gains on sales of OREO14 — — 14 
Net gains on sales of loans(a)
90 — — 90 
Loan servicing fees(a)
107 — — 107 
Change in fair value of equity securities(a)
67 — (166)(99)
Income from bank-owned life insurance(a)
32 — — 32 
Other(a)
3,658 — 25 3,683 
Total non-interest income$10,354 $7,716 $608 $18,678 
(a) Not within scope of ASC 606.
(b) The Holding Company, CFS, and CRM column above includes amounts to eliminate transactions between segments.
(c) Chemung Risk Management, Inc. (CRM) was dissolved December 6, 2023.