<SEC-DOCUMENT>0000790354-24-000013.txt : 20241010
<SEC-HEADER>0000790354-24-000013.hdr.sgml : 20241010
<ACCEPTANCE-DATETIME>20241010155129
ACCESSION NUMBER:		0000790354-24-000013
CONFORMED SUBMISSION TYPE:	SCHEDULE 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20241010

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHEMUNG FINANCIAL CORP
		CENTRAL INDEX KEY:			0000763563
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				161237038
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-37095
		FILM NUMBER:		241365152

	BUSINESS ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLZ
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902
		BUSINESS PHONE:		6077373711

	MAIL ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLZ
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHEMUNG CANAL TRUST CO
		CENTRAL INDEX KEY:			0000790354
		ORGANIZATION NAME:           	
		IRS NUMBER:				160380815
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SCHEDULE 13G/A

	BUSINESS ADDRESS:	
		STREET 1:		ONE CHEMUNG CANAL PLAZA
		STREET 2:		P O BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902-1522
		BUSINESS PHONE:		6077373711

	MAIL ADDRESS:	
		STREET 1:		PO BOX 1522
		CITY:			ELMIRA
		STATE:			NY
		ZIP:			14902-1522
</SEC-HEADER>
<DOCUMENT>
<TYPE>SCHEDULE 13G/A
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/schedule13g" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>SCHEDULE 13G/A</submissionType>
    <previousAccessionNumber>0000790354-24-000011</previousAccessionNumber>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0000790354</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <coverPageHeader>
      <amendmentNo>30</amendmentNo>
      <securitiesClassTitle>Common Stock</securitiesClassTitle>
      <eventDateRequiresFilingThisStatement>09/30/2024</eventDateRequiresFilingThisStatement>
      <issuerInfo>
        <issuerCik>0000763563</issuerCik>
        <issuerName>CHEMUNG FINANCIAL CORP</issuerName>
        <issuerCusip>164024101</issuerCusip>
        <issuerPrincipalExecutiveOfficeAddress>
          <com:street1>ONE CHEMUNG CANAL PLZ</com:street1>
          <com:street2>ONE CHEMUNG CANAL PLZ</com:street2>
          <com:city>ELMIRA</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>14902</com:zipCode>
        </issuerPrincipalExecutiveOfficeAddress>
      </issuerInfo>
      <designateRulesPursuantThisScheduleFiled>
        <designateRulePursuantThisScheduleFiled>Rule 13d-1(b)</designateRulePursuantThisScheduleFiled>
      </designateRulesPursuantThisScheduleFiled>
    </coverPageHeader>
    <coverPageHeaderReportingPersonDetails>

      <reportingPersonName>CHEMUNG CANAL TRUST CO</reportingPersonName>
    </coverPageHeaderReportingPersonDetails>
    <items>
      <item1>
        <issuerName>CHEMUNG FINANCIAL CORP</issuerName>
        <issuerPrincipalExecutiveOfficeAddress>ONE CHEMUNG CANAL PLZ, ONE CHEMUNG CANAL PLZ, ELMIRA, NEW YORK, 14902.</issuerPrincipalExecutiveOfficeAddress>
      </item1>
      <item2>
        <filingPersonName>Chemung Canal Trust Company</filingPersonName>
        <principalBusinessOfficeOrResidenceAddress>One Chemung Canal Plaza
Elmira, New York 14901</principalBusinessOfficeOrResidenceAddress>
        <citizenship>State of New York, U.S.A.</citizenship>
      </item2>
      <item3>
        <notApplicableFlag>N</notApplicableFlag>
        <typeOfPersonFiling>BK</typeOfPersonFiling>
      </item3>
      <item4>
        <amountBeneficiallyOwned>361,658</amountBeneficiallyOwned>
        <classPercent>7.60% based on 4,756,577 shares outstanding as of September 30, 2024, as reported by the issuer.</classPercent>
        <numberOfSharesPersonHas>
          <solePowerOrDirectToVote>2,000</solePowerOrDirectToVote>
          <sharedPowerOrDirectToVote>359,658</sharedPowerOrDirectToVote>
          <solePowerOrDirectToDispose>2,000</solePowerOrDirectToDispose>
          <sharedPowerOrDirectToDispose>298,132</sharedPowerOrDirectToDispose>
        </numberOfSharesPersonHas>
      </item4>
      <item5>
        <notApplicableFlag>Y</notApplicableFlag>
      </item5>
      <item6>
        <notApplicableFlag>N</notApplicableFlag>
        <ownershipMoreThan5PercentOnBehalfOfAnotherPerson>The reporting person is a trust company that holds shares of the issuer's common stock in a variety of trust, estate, investment management, and custodial accounts.  Co-executors and co-trustees of relevant estates and trusts and account beneficiaries had varying rights to receive and/or power to direct the receipt of dividends from or the proceeds of sale of shares.

Of the shares reported as beneficially owned by the reporting person, 117,563 (2.47% of the total outstanding) were held in trust under a tax-qualified retirement plan sponsored by the reporting person for the benefit of its employees.</ownershipMoreThan5PercentOnBehalfOfAnotherPerson>
      </item6>
      <item7>
        <notApplicableFlag>Y</notApplicableFlag>
      </item7>
      <item8>
        <notApplicableFlag>Y</notApplicableFlag>
      </item8>
      <item9>
        <notApplicableFlag>Y</notApplicableFlag>
      </item9>
      <item10>
        <notApplicableFlag>N</notApplicableFlag>
        <certifications>By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under &amp;#167; 240.14a-11.

</certifications>
      </item10>
    </items>
    <signatureInformation>
      <reportingPersonName>CHEMUNG CANAL TRUST CO</reportingPersonName>
      <signatureDetails>
        <signature>Thomas W. Wirth</signature>
        <title>Executive Vice President</title>
        <date>10/10/2024</date>
      </signatureDetails>
    </signatureInformation>
  </formData>

</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
