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LEASES (Tables) | 12 Months Ended
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Dec. 31, 2024
Leases [Abstract] |
Assets and Liabilities, Lessee | Leased branch properties as of December 31, 2024 and December 31, 2023 classified as operating leases consist of the following (in thousands):
|  | 2024 |  | 2023
Operating lease right-of-use asset |  | $ | 5,648 |  |  | $ | 6,449 |
Less: accumulated amortization |  | (772) |  |  | (801) |
Less: lease termination |  | — |  |  | — |
Add: lease modifications |  | 570 |  |  | — |
Operating lease right-of-use-assets, net |  | $ | 5,446 |  |  | $ | 5,648 |
Lessee, Operating Lease, Liability, Maturity | The following is a schedule by year of the undiscounted cash flows of the operating lease liabilities, excluding CAM charges, as of December 31, 2024 (in thousands):
Year |  | Amount
2025 |  | $ | 959 |
2026 |  | 965 |
2027 |  | 977 |
2028 |  | 845 |
2029 |  | 827 |
2030 and thereafter |  | 1,764 |
Total minimum lease payments |  | 6,337 |
Less: amount representing interest |  | (708) |
Present value of net minimum lease payments |  | $ | 5,629 |
Finance Lease, Liability, Maturity | The following is a schedule by year of future minimum lease payments under the capitalized lease, together with the present value of net minimum lease payments as of December 31, 2024 (in thousands):
Year |  | Amount
2025 |  | $ | 486 |
2026 |  | 502 |
2027 |  | 505 |
2028 |  | 505 |
2029 |  | 511 |
2030 and thereafter |  | 2,436 |
Total minimum lease payments |  | 4,945 |
Less: amount representing interest |  | (1,166) |
Present value of net minimum lease payments |  | $ | 3,779 |

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- Definition Tabular disclosure of undiscounted cash flows of finance lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to finance lease liability recognized in statement of financial position. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6 + Details
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- Definition Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6 + Details
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