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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk
The following table presents the contractual amounts of financial instruments with off-balance sheet risk as of December 31, 2024 and 2023 (in thousands):
 20242023
 Fixed RateVariable RateFixed RateVariable Rate
Commitments to make loans$12,025 $67,501 $23,809 $78,790 
Unused lines of credit$4,484 $355,872 $3,387 $332,439 
Standby letters of credit$— $19,180 $— $11,317