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COMMITMENTS AND CONTINGENCIES (Tables) | 3 Months Ended
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Mar. 31, 2025
Commitments and Contingencies Disclosure [Abstract] |
Schedule of Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk | The following table presents the contractual amounts of financial instruments with off-balance sheet risk as of March 31, 2025 and December 31, 2024 (in thousands):
| March 31, 2025 |  | December 31, 2024
| Fixed Rate |  | Variable Rate |  | Fixed Rate |  | Variable Rate
Commitments to make loans | $ | 16,913 |  |  | $ | 62,272 |  |  | $ | 12,025 |  |  | $ | 67,501 |
Unused lines of credit | $ | 3,530 |  |  | $ | 372,288 |  |  | $ | 4,484 |  |  | $ | 355,872 |
Standby letters of credit | $ | — |  |  | $ | 19,062 |  |  | $ | — |  |  | $ | 19,180 |

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- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 + Details
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