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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income:    
Loans, including fees $ 28,099 $ 27,198
Taxable securities 3,023 3,557
Tax exempt securities 251 258
Interest-earning deposits 325 206
Total interest and dividend income 31,698 31,219
Interest expense:    
Deposits 11,156 12,145
Borrowed funds 725 985
Total interest expense 11,881 13,130
Net interest income 19,817 18,089
Provision (credit) for credit losses 1,092 (2,040)
Net interest income after provision for credit losses 18,725 20,129
Non-interest income:    
Changes in fair value of equity investments (47) 101
Net gains on sales of loans held for sale 40 32
Net gains (losses) on sales of other real estate owned (11) 0
Income from bank-owned life insurance 8 9
Other 875 800
Total non-interest income 5,889 5,657
Non-interest expense:    
Salaries and wages 7,209 7,016
Pension and other employee benefits 1,922 2,082
Other components of net periodic pension and postretirement benefits (113) (232)
Net occupancy 1,533 1,493
Furniture and equipment 373 398
Data processing 2,534 2,573
Professional services 638 559
Marketing and advertising 339 345
Other real estate owned 11 49
FDIC insurance 439 577
Loan expense 278 255
Other 1,764 1,583
Total non-interest expense 16,927 16,698
Income before income tax expense 7,687 9,088
Income tax expense 1,664 2,038
Net income $ 6,023 $ 7,050
Weighted average shares outstanding, basic (in shares) 4,791 4,764
Weighted average shares outstanding, diluted (in shares) 4,791 4,764
Basic earnings per share (in dollars per share) $ 1.26 $ 1.48
Diluted earnings per share (in dollars per share) $ 1.26 $ 1.48
WMG fee income    
Non-interest income:    
Revenues from contracts with customer $ 2,867 $ 2,703
Service charges on deposit accounts    
Non-interest income:    
Revenues from contracts with customer 1,120 949
Interchange revenue from debit card transactions    
Non-interest income:    
Revenues from contracts with customer $ 1,037 $ 1,063