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v3.25.2

BORROWED FUNDS - Narrative (Details) - USD ($) $ in Thousands |  | 6 Months Ended |
--- | --- | --- | ---
Jun. 10, 2025 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items] |  |  |  |
FHLBNY advances |  | $ 55,000 |  | $ 109,110
Weighted average interest rate of fixed rate advances |  | 4.44% |  |
Eligible borrow (up to) |  | $ 170,200 |  |
Net of issuance cost |  | 854 |  | 0
Proceeds from subordinated debt | $ 44,100 | 45,000 | $ 0 |
FHLBNY fixed rate term advances |  |  |  |
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items] |  |  |  |
FHLBNY advances |  | $ 55,000 |  |
Advance term |  | 2 months |  |
Unused borrowing capacity |  | $ 115,200 |  |
Subordinated notes, net |  |  |  |
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items] |  |  |  |
Aggregate principal amount | $ 45,000 |  |  |
Fixed rate | 7.75% | 7.75% |  |
Basis rate | 4.15% |  |  |
Net of issuance cost |  | $ 900 |  |
Residential mortgages | Asset Pledged as Collateral |  |  |  |
Federal Home Loan Bank, Advance, Branch of FHLBank [Line Items] |  |  |  |
Advances were collateralized |  | $ 248,000 |  | $ 244,600

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