EX-99.1 2 d539096dex991.htm EX-99.1
Exhibit 99.1

Annual Shareholders' MeetingMay 15, 2013

Board of Directors Thomas G. CaldwellRichard T. CoyneJames R. Heslop, IIEric HummelKenneth E. Jones James J. McCaskeyWilliam J. SkidmoreJoseph J. ThomasRobert W. TothCarolyn J. TurkDarryl Mast * *Director Nominee

Thomas G. Caldwell President/CEOJames R. Heslop, II EVP/COODonald L. Stacy SVP/CFOTeresa M. Hetrick Senior Vice PresidentJay P. Giles Senior Vice PresidentDennis E. Linville Senior Vice PresidentAlfred F. Thompson, Jr. Vice President The Middlefield Banking CompanySenior Management Team

James L. Long President/CEODonald L. Stacy CFO and TreasurerJoe T. Glassco Vice PresidentLaura E. Neale Assistant Vice President Emerald BankManagement Team

Thomas G. CaldwellPresident & Chief Executive Officer Annual Shareholder Presentation

Statements contained in this presentation, which are not historical facts, are forward-looking statements, as that item is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties, which could cause actual results to differ materially from estimated results. Such risks and uncertainties are detailed in the Company's filings with the Securities and Exchange Commission. Forward Looking Statements

Middlefield Banc Corp. Footprint

Deposit Market Share By County - as of June 30, 2012

Deposit Market Share

Total Assets

Net Loans Outstanding

Loan Portfolio Composition

Asset Quality

Deposits

Deposit Composition (CHART)

Balance Sheet Growth

Equity Capital

December 31, 2012 Capital Ratios

Operating Results

Net Income

Return on Average Equity

Earnings Per Share

Trends and Profitability

Trends and Profitability

2012 Highlights Net Income Increased 52%Nonperforming Assets Decreased 40%Stock Price Rose 46%Per Share Cash Dividend of $1.04

2013 Initiatives Quality Loan GrowthLeverage TechnologyExpand Non-interest IncomeRetain, Attract and Develop High Quality AssociatesContinue Building Brand Recognition

2013 Challenges Quality Loan GrowthRegulatory ComplianceNet Interest MarginEconomy

Thank You for your supportMay 15, 2013