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Consolidated Balance Sheet (USD $)
Dec. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 20,926,000 $ 33,568,000
Federal funds sold 5,267,000 11,778,000
Cash and cash equivalents 26,193,000 45,346,000
Investment securities available for sale, at fair value 157,143,000 194,472,000
Loans 435,725,000 408,433,000
Less allowance for loan and lease loss 7,046,000 7,779,000
Net loans 428,679,000 400,654,000
Premises and equipment, net 9,828,000 8,670,000
Goodwill 4,559,000 4,559,000
Core deposit intangibles 156,000 195,000
Bank-owned life insurance 8,816,000 8,536,000
Accrued interest and other assets 11,716,000 7,856,000
TOTAL ASSETS 647,090,000 670,288,000
Deposits:    
Noninterest-bearing demand 85,905,000 75,912,000
Interest-bearing demand 53,741,000 63,915,000
Money market 77,473,000 81,349,000
Savings 177,303,000 175,406,000
Time 174,414,000 196,753,000
Total deposits 568,836,000 593,335,000
Short-term borrowings 10,809,000 6,538,000
Other borrowings 11,609,000 12,970,000
Accrued interest and other liabilities 2,363,000 2,008,000
TOTAL LIABILITIES 593,617,000 614,851,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 2,221,834 and 2,181,763 shares issued; 2,032,304 and 1,992,233 shares outstanding 34,979,000 34,295,000
Retained earnings 27,465,000 22,485,000
Accumulated other comprehensive (loss) income (2,237,000) [1] 5,391,000 [1]
Treasury stock, at cost; 189,530 shares (6,734,000) (6,734,000)
TOTAL STOCKHOLDERS' EQUITY 53,473,000 55,437,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 647,090,000 $ 670,288,000
[1] Amounts in parentheses indicate debits to net income