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Note 4 - Loans and Related Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2013

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		2013				2012
Commercial and industrial		$	54,498			$	62,188
Real estate - construction			25,601				22,522
Real estate - mortgage:
Residential			210,310				203,872
Commercial			141,171				115,734
Consumer installment			4,145				4,117
			435,725				408,433
Less allowance for loan and lease loss			(7,046	)			(7,779	)
Net loans		$	428,679			$	400,654

Schedule of Financing Receivable by Segment [Table Text Block]

										Real Estate- Mortgage
December 31, 2013		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,891			$	4,011			$	5,882			$	7,175			$	6			$	18,965
Collectively evaluated for impairment			52,607				21,590				204,428				133,996				4,139				416,760
Total loans		$	54,498			$	25,601			$	210,310			$	141,171			$	4,145			$	435,725

										Real estate- Mortgage
December 31, 2012		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	4,592			$	3,993			$	5,761			$	6,914			$	28			$	21,288
Collectively evaluated for impairment			57,596				18,529				198,111				108,820				4,089				387,145
Total loans		$	62,188			$	22,522			$	203,872			$	115,734			$	4,117			$	408,433

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
December 31, 2013		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease loss:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	179			$	210			$	855			$	563			$	-			$	1,807
Collectively evaluated for impairment			435				366				2,809				1,607				22				5,239
Total ending allowance balance		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046

										Real Estate- Mortgage
December 31, 2012		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease loss:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	1,189			$	933			$	600			$	960			$	6			$	3,688
Collectively evaluated for impairment			543				190				2,272				1,031				55				4,091
Total ending allowance balance		$	1,732			$	1,123			$	2,872			$	1,991			$	61			$	7,779

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2012		$	1,732			$	1,123			$	2,872			$	1,991			$	61			$	7,779
Charge-offs			(419	)			(191	)			(675	)			-				(45	)			(1,330	)
Recoveries			191				33				107				46				24				401
Provision			(890	)			(389	)			1,360				133				(18	)			196
ALLL balance at December 31, 2013		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2011		$	1,296			$	438			$	3,731			$	1,306			$	48			$	6,819
Charge-offs			(230	)			(135	)			(785	)			(123	)			(64	)			(1,337	)
Recoveries			71				-				31				-				27				129
Provision			595				820				(105	)			808				50				2,168
ALLL balance at December 31, 2012		$	1,732			$	1,123			$	2,872			$	1,991			$	61			$	7,779

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2010		$	1,234			$	356			$	3,392			$	1,143			$	96			$	6,221
Charge-offs			(568	)			(6	)			(1,862	)			(265	)			(11	)			(2,712	)
Recoveries			76				-				122				-				27				225
Provision			554				88				2,079				428				(64	)			3,085
ALLL balance at December 31, 2011		$	1,296			$	438			$	3,731			$	1,306			$	48			$	6,819

Impaired Financing Receivables [Table Text Block]

December 31, 2013
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	1,357			$	1,357			$	-
Real estate - construction			124				124				-
Real estate - mortgage:
Residential			2,704				2,892				-
Commercial			5,093				5,093				-
Consumer installment			6				6				-
Total		$	9,284			$	9,472			$	-
With an allowance recorded:
Commercial and industrial		$	534			$	534			$	179
Real estate - construction			3,887				3,887				210
Real estate - mortgage:
Residential			3,178				3,217				855
Commercial			2,082				2,082				563
Total		$	9,681			$	9,720			$	1,807
Total:
Commercial and industrial		$	1,891			$	1,891			$	179
Real estate - construction			4,011				4,011				210
Real estate - mortgage:
Residential			5,882				6,109				855
Commercial			7,175				7,175				563
Consumer installment			6				6				-
Total		$	18,965			$	19,192			$	1,807

December 31, 2012
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	1,230			$	1,229			$	-
Real estate - construction			308				308				-
Real estate - mortgage:
Residential			2,716				2,729				-
Commercial			4,143				4,164				-
Consumer installment			11				11				-
Total		$	8,408			$	8,441			$	-
With an allowance recorded:
Commercial and industrial		$	3,362			$	3,367			$	1,189
Real estate - construction			3,685				3,685				933
Real estate - mortgage:
Residential			3,045				3,054				600
Commercial			2,771				2,776				960
Consumer installment			17				17				6
Total		$	12,880			$	12,899			$	3,688
Total:
Commercial and industrial		$	4,592			$	4,596			$	1,189
Real estate - construction			3,993				3,993				933
Real estate - mortgage:
Residential			5,761				5,783				600
Commercial			6,914				6,940				960
Consumer installment			28				28				6
Total		$	21,288			$	21,340			$	3,688

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		As of December 31, 2013								As of December 31, 2012								As of December 31, 2011
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	2,187			$	119			$	2,776			$	348			$	1,637			$	58
Real estate - construction			3,743				183				2,798				156				4,521				216
Real estate - mortgage:
Residential			5,380				293				4,263				338				3,188				157
Commercial			6,500				493				4,717				543				5,083				97
Consumer installment			13				1				27				3				24				2

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		Number of Contracts												Pre-Modification Outstanding
		Rate												Recorded
Troubled Debt Restructurings		Forgiveness				Other				Total				Investment
Commercial and industrial			6				1				7			$	1,264
Real estate- mortgage:
Residential			7				-				7				784
Commercial			2				-				2				834

		Number of Contracts												Pre-Modification Outstanding
		Rate												Recorded
Troubled Debt Restructurings		Forgiveness				Other				Total				Investment
Commercial and industrial			1				12				13			$	489
Real estate- mortgage:
Residential			2				7				9				921
Commercial			-				1				1				156
Consumer Installment			-				2				2				11

		Number of Contracts												Pre-Modification Outstanding
		Rate												Recorded
Troubled Debt Restructurings		Forgiveness				Other				Total				Investment
Commercial and industrial			-				8				8			$	586
Real estate- construction:			-				2				2				3,883
Real estate- mortgage:
Residential			-				10				10				1,639
Commercial			-				2				2				1,625
Consumer Installment			-				2				2				24

Troubled Debt Restructurings That Subsequently Defaulted [Table Text Block]

Troubled Debt Restructurings subsequently defaulted		Number of  Contracts				Recorded Investment
Commercial and industrial			5			$	574
Real estate- mortgage:
Commercial			1				190

Troubled Debt Restructurings subsequently defaulted		Number of  Contracts				Recorded Investment
Commercial and industrial			6			$	256
Real estate- construction:			1				3,622
Real estate- mortgage:
Residential			2				89
Consumer Installment			1				5

Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			3			$	134
Consumer Installment			2				28

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
December 31, 2013
Commercial and industrial		$	52,078			$	772			$	1,605			$	43			$	54,498
Real estate - construction			24,052				907				642				-				25,601
Real estate - mortgage:
Residential			198,479				774				11,057				-				210,310
Commercial			132,931				2,232				6,008				-				141,171
Consumer installment			4,129				-				16				-				4,145
Total		$	411,669			$	4,685			$	19,328			$	43			$	435,725

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
December 31, 2012
Commercial and industrial		$	59,390			$	678			$	2,061			$	59			$	62,188
Real estate - construction			17,601				-				4,921				-				22,522
Real estate - mortgage:
Residential			190,967				758				12,147				-				203,872
Commercial			106,509				1,928				7,297				-				115,734
Consumer installment			4,084				-				33				-				4,117
Total		$	378,551			$	3,364			$	26,459			$	59			$	408,433

Past Due Financing Receivables [Table Text Block]

						Still Accruing
						30-59 Days				60-89 Days				90 Days+				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
December 31, 2013
Commercial and industrial		$	53,366			$	521			$	359			$	38			$	918			$	214			$	54,498
Real estate - construction			24,945				17				639				-				656				-				25,601
Real estate - mortgage:			-
Residential			200,041				2,079				481				143				2,703				7,566				210,310
Commercial			139,730				598				100				-				698				743				141,171
Consumer installment			4,083				38				16				-				54				8				4,145
Total		$	422,165			$	3,253			$	1,595			$	181			$	5,029			$	8,531			$	435,725

						Still Accruing
						30-59 Days				60-89 Days				90 Days+				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
December 31, 2012
Commercial and industrial		$	60,428			$	441			$	63			$	348			$	852			$	908			$	62,188
Real estate - construction			22,158				-				-				-				-				364				22,522
Real estate - mortgage:
Residential			191,349				2,614				1,401				90				4,105				8,418				203,872
Commercial			113,023				509				97				-				606				2,105				115,734
Consumer installment			4,074				25				-				-				25				18				4,117
Total		$	391,032			$	3,589			$	1,561			$	438			$	5,588			$	11,813			$	408,433

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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