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Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

3 Months Ended

Mar. 31, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31, 2014				December 31, 2013
Commercial and industrial		$	56,855			$	54,498
Real estate - construction			25,241				25,601
Real estate - mortgage:
Residential			215,809				210,310
Commercial			140,543				141,171
Consumer installment			5,281				4,145
			443,729				435,725
Less Allowance for loan and lease losses			7,015				7,046
Net loans		$	436,714			$	428,679

Schedule of Financing Receivable by Segment [Table Text Block]

										Real Estate- Mortgage
March 31, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	2,929			$	3,695			$	5,097			$	5,153			$	18			$	16,892
Collectively evaluated for impairment			53,926				21,546				210,712				135,390				5,263				426,837
Total loans		$	56,855			$	25,241			$	215,809			$	140,543			$	5,281			$	443,729

										Real estate- Mortgage
December 31, 2013		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,891			$	4,011			$	5,882			$	7,175			$	6			$	18,965
Collectively evaluated for impairment			52,607				21,590				204,428				133,996				4,139				416,760
Total loans		$	54,498			$	25,601			$	210,310			$	141,171			$	4,145			$	435,725

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
March 31, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	221			$	153			$	798			$	198			$	12			$	1,382
Collectively evaluated for impairment			646				335				2,928				1,664				60				5,633
Total ending allowance balance		$	867			$	488			$	3,726			$	1,862			$	72			$	7,015

										Real Estate- Mortgage
December 31, 2013		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	179			$	210			$	855			$	563			$	-			$	1,807
Collectively evaluated for impairment			435				366				2,809				1,607				22				5,239
Total ending allowance balance		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2013		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046
Charge-offs			(12	)			-				(315	)			-				(23	)			(350	)
Recoveries			1				-				136				-				2				139
Provision			264				(88	)			241				(308	)			71				180
ALLL balance at March 31, 2014		$	867			$	488			$	3,726			$	1,862			$	72			$	7,015

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2012		$	1,732			$	1,123			$	2,872			$	1,991			$	61			$	7,779
Charge-offs			(325	)			(61	)			(67	)			-				(17	)			(470	)
Recoveries			1				33				24				46				6				110
Provision			(178	)			(47	)			377				164				(3	)			313
ALLL balance at March 31, 2013		$	1,230			$	1,048			$	3,206			$	2,201			$	47			$	7,732

Impaired Financing Receivables [Table Text Block]

March 31, 2014
Impaired Loans
		Recorded Investment				Unpaid Principal Balance				Related Allowance
With no related allowance recorded:
Commercial and industrial		$	2,402			$	2,402			$	-
Real estate - construction			3,058				3,058				-
Real estate - mortgage:
Residential			2,670				2,783				-
Commercial			4,073				4,073				-
Consumer installment			11				11				-
Total		$	12,214			$	12,327			$	-
With an allowance recorded:
Commercial and industrial		$	527			$	527			$	221
Real estate - construction			637				637				153
Real estate - mortgage:
Residential			2,427				2,466				798
Commercial			1,080				1,080				198
Consumer installment			7				7				12
Total		$	4,678			$	4,717			$	1,382
Total:
Commercial and industrial		$	2,929			$	2,929			$	221
Real estate - construction			3,695				3,695				153
Real estate - mortgage:
Residential			5,097				5,249				798
Commercial			5,153				5,153				198
Consumer installment			18				18				12
Total		$	16,892			$	17,044			$	1,382

December 31, 2013
Impaired Loans
		Recorded Investment				Unpaid Principal Balance				Related Allowance
With no related allowance recorded:
Commercial and industrial		$	1,357			$	1,357			$	-
Real estate - construction			124				124				-
Real estate - mortgage:
Residential			2,704				2,892				-
Commercial			5,093				5,093				-
Consumer installment			6				6				-
Total		$	9,284			$	9,472			$	-
With an allowance recorded:
Commercial and industrial		$	534			$	534			$	179
Real estate - construction			3,887				3,887				210
Real estate - mortgage:
Residential			3,178				3,217				855
Commercial			2,082				2,082				563
Consumer installment			-				-				-
Total		$	9,681			$	9,720			$	1,807
Total:
Commercial and industrial		$	1,891			$	1,891			$	179
Real estate - construction			4,011				4,011				210
Real estate - mortgage:
Residential			5,882				6,109				855
Commercial			7,175				7,175				563
Consumer installment			6				6				-
Total		$	18,965			$	19,192			$	1,807

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended March 31, 2014
		Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	2,558			$	37
Real estate - construction			3,719				41
Real estate - mortgage:
Residential			5,239				57
Commercial			5,827				75
Consumer installment			15				-

		For the Three Months Ended March 31, 2013
		Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	2,975			$	55
Real estate - construction			3,772				37
Real estate - mortgage:
Residential			5,642				74
Commercial			6,832				110
Consumer installment			18				-

Financing Receivable Credit Quality Indicators [Table Text Block]

		Pass				Special Mention				Substandard				Doubtful				Total Loans
March 31, 2014
Commercial and industrial		$	54,370			$	757			$	1,685			$	43			$	56,855
Real estate - construction			24,606				-				635				-				25,241
Real estate - mortgage:
Residential			204,091				926				10,792				-				215,809
Commercial			134,433				2,060				4,050				-				140,543
Consumer installment			5,274				-				7				-				5,281
Total		$	422,774			$	3,743			$	17,169			$	43			$	443,729

		Pass				Special Mention				Substandard				Doubtful				Total Loans
December 31, 2013
Commercial and industrial		$	52,078			$	772			$	1,605			$	43			$	54,498
Real estate - construction			24,052				907				642				-				25,601
Real estate - mortgage:
Residential			198,479				774				11,057				-				210,310
Commercial			132,931				2,232				6,008				-				141,171
Consumer installment			4,129				-				16				-				4,145
Total		$	411,669			$	4,685			$	19,328			$	43			$	435,725

Past Due Financing Receivables [Table Text Block]

						Still Accruing
		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days+ Past Due				Total Past Due				Non- Accrual				Total Loans
March 31, 2014
Commercial and industrial		$	55,801			$	196			$	141			$	117			$	454			$	600			$	56,855
Real estate - construction			24,562				17				663				-				679				-				25,241
Real estate - mortgage:
Residential			205,292				2,020				210				1,125				3,355				7,162				215,809
Commercial			139,143				474				-				-				474				926				140,543
Consumer installment			5,245				30				-				-				30				6				5,281
Total		$	430,043			$	2,736			$	1,013			$	1,243			$	4,992			$	8,694			$	443,729

						Still Accruing
		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days+ Past Due				Total Past Due				Non- Accrual				Total Loans
December 31, 2013
Commercial and industrial		$	53,366			$	521			$	359			$	38			$	918			$	214			$	54,498
Real estate - construction			24,945				17				639				-				656				-				25,601
Real estate - mortgage:			-
Residential			200,041				2,079				481				143				2,703				7,566				210,310
Commercial			139,730				598				100				-				698				743				141,171
Consumer installment			4,083				38				16				-				54				8				4,145
Total		$	422,165			$	3,253			$	1,595			$	181			$	5,029			$	8,531			$	435,725

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the three months ended
		March 31, 2014																March 31, 2013
		Number of Contracts												Pre-Modification				Number of Contracts												Pre-Modification
Troubled Debt Restructurings		Term Modification				Other				Total				Outstanding Recorded Investment				Term Modification				Other				Total				Outstanding Recorded Investment
Commercial and industrial			-				-				-			$	-				4				-				4			$	735
Real estate- mortgage:
Residential			1				-				1				49				2				1				3				383
Commercial			-				-				-				-				1				-				1				644
Consumer			-				1				1				7				1				-				1				644

Troubled Debt Restructurings That Subsequently Defaulted [Table Text Block]

		For the three months ended March 31, 2013
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			6			$	248
Real estate- mortgage:
Residential			1				68
Commercial			1				5

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

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