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Consolidated Statement of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
OPERATING ACTIVITIES    
Net income $ 1,763 $ 1,657
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 180 313
Investment securities losses (gains), net 6 (185)
Depreciation and amortization 202 222
Amortization of premium and discount on investment securities, net 182 183
Accretion of deferred loan fees, net (76) (33)
Earnings on bank-owned life insurance (67) (68)
Deferred income taxes (156) 58
(Gain) loss on sale of other real estate owned (5) 8
Increase in accrued interest receivable (391) (529)
Decrease in accrued interest payable (19) (24)
Other, net (481) (128)
Net cash provided by operating activities 1,138 1,474
Investment securities available for sale:    
Proceeds from repayments and maturities 3,306 6,773
Proceeds from sale of securities 514 7,438
Purchases   (12,500)
(Increase) decrease in loans, net (8,139) 598
Proceeds from the sale of other real estate owned 47 137
Purchases of premises and equipment (156) (191)
Net cash (used for) provided by investing activities (4,428) 2,255
FINANCING ACTIVITIES    
Net (decrease) increase in deposits 25,930 (1,838)
Decrease in short-term borrowings, net (5,489) (1,298)
Repayment of other borrowings (141) (191)
Common stock issuance   213
Stock options exercised   (111)
Proceeds from dividend reinvestment and purchase plan 136 300
Cash dividends paid (529) (520)
Net cash provided by (used for) financing activities 19,907 (3,445)
Increase in cash and cash equivalents 16,617 284
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 26,193 45,346
CASH AND CASH EQUIVALENTS AT END OF PERIOD 42,810 45,630
Cash paid during the year for:    
Interest on deposits and borrowings 1,052 1,453
Income taxes 610 555
Noncash investing transactions:    
Transfers from loans to other real estate owned   $ 454