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Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

9 Months Ended

Sep. 30, 2014

Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30,				December 31,
		2014				2013
Commercial and industrial		$	58,874			$	54,498
Real estate - construction			29,287				25,601
Real estate - mortgage:
Residential			224,223				210,310
Commercial			149,488				141,171
Consumer installment			6,135				4,145
			468,007				435,725
Less allowance for loan and lease losses			7,288				7,046
Net loans		$	460,719			$	428,679

Schedule of Financing Receivable by Segment [Table Text Block]

										Real Estate- Mortgage
September 30, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,567			$	3,459			$	5,503			$	4,996			$	7			$	15,532
Collectively evaluated for impairment			57,307				25,828				218,720				144,492				6,128				452,475
Total loans		$	58,874			$	29,287			$	224,223			$	149,488			$	6,135			$	468,007

										Real Estate- Mortgage
December 31, 2013		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,891			$	4,011			$	5,882			$	7,175			$	6			$	18,965
Collectively evaluated for impairment			52,607				21,590				204,428				133,996				4,139				416,760
Total loans		$	54,498			$	25,601			$	210,310			$	141,171			$	4,145			$	435,725

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
September 30, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	79			$	600			$	907			$	170			$	3			$	1,759
Collectively evaluated for impairment			607				243				3,043				1,584				52				5,529
Total ending allowance balance		$	686			$	843			$	3,950			$	1,754			$	55			$	7,288

										Real Estate- Mortgage
December 31, 2013		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	179			$	210			$	855			$	563			$	-			$	1,807
Collectively evaluated for impairment			435				366				2,809				1,607				22				5,239
Total ending allowance balance		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2013		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046
Charge-offs			(95	)			-				(481	)			-				(40	)			(616	)
Recoveries			88				60				289				40				11				488
Provision			79				207				478				(456	)			62				370
ALLL balance at September 30, 2014		$	686			$	843			$	3,950			$	1,754			$	55			$	7,288

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2012		$	1,732			$	1,123			$	2,872			$	1,991			$	61			$	7,779
Charge-offs			(325	)			(190	)			(432	)			-				(41	)			(988	)
Recoveries			92				33				73				46				20				264
Provision			(711	)			333				1,126				36				(18	)			766
ALLL balance at September 30, 2013		$	788			$	1,299			$	3,639			$	2,073			$	22			$	7,821

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2014		$	596			$	423			$	4,130			$	1,925			$	55			$	7,129
Charge-offs			(3	)			-				(24	)			-				(5	)			(32	)
Recoveries			23				-				94				-				4				121
Provision			70				420				(250	)			(171	)			1				70
ALLL balance at September 30, 2014		$	686			$	843			$	3,950			$	1,754			$	55			$	7,288

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2013		$	875			$	1,191			$	3,626			$	2,005			$	52			$	7,749
Charge-offs			-				-				(87	)			-				(5	)			(92	)
Recoveries			-				-				2				-				9				11
Provision			(87	)			108				98				68				(34	)			153
ALLL balance at September 30, 2013		$	788			$	1,299			$	3,639			$	2,073			$	22			$	7,821

Impaired Financing Receivables [Table Text Block]

September 30, 2014
Impaired Loans
		Recorded				Unpaid				Related
		Investment				Principal Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	1,217			$	1,216			$	-
Real estate - construction			2,859				2,859				-
Real estate - mortgage:
Residential			2,542				2,538				-
Commercial			4,147				4,143				-
Consumer installment			-				-				-
Total		$	10,765			$	10,756			$	-
With an allowance recorded:
Commercial and industrial		$	350			$	350			$	79
Real estate - construction			600				600				600
Real estate - mortgage:
Residential			2,961				2,959				907
Commercial			849				848				170
Consumer installment			7				7				3
Total		$	4,767			$	4,764			$	1,759
Total:
Commercial and industrial		$	1,567			$	1,566			$	79
Real estate - construction			3,459				3,459				600
Real estate - mortgage:
Residential			5,503				5,497				907
Commercial			4,996				4,991				170
Consumer installment			7				7				3
Total		$	15,532			$	15,520			$	1,759

December 31, 2013
Impaired Loans
		Recorded				Unpaid				Related
		Investment				Principal Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	1,357			$	1,357			$	-
Real estate - construction			124				124				-
Real estate - mortgage:
Residential			2,704				2,892				-
Commercial			5,093				5,093				-
Consumer installment			6				6				-
Total		$	9,284			$	9,472			$	-
With an allowance recorded:
Commercial and industrial		$	534			$	534			$	179
Real estate - construction			3,887				3,887				210
Real estate - mortgage:
Residential			3,178				3,217				855
Commercial			2,082				2,082				563
Consumer installment			-				-				-
Total		$	9,681			$	9,720			$	1,807
Total:
Commercial and industrial		$	1,891			$	1,891			$	179
Real estate - construction			4,011				4,011				210
Real estate - mortgage:
Residential			5,882				6,109				855
Commercial			7,175				7,175				563
Consumer installment			6				6				-
Total		$	18,965			$	19,192			$	1,807

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended September 30, 2014								For the Nine Months Ended September 30, 2014
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Commercial and industrial		$	1,842			$	22			$	2,107			$	71
Real estate - construction			3,556				38				3,644				119
Real estate - mortgage:
Residential			5,328				62				5,319				164
Commercial			5,192				83				5,678				241
Consumer installment			11				-				12				-

		For the Three Months Ended September 30, 2013								For the Nine Months Ended September 30, 2013
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Commercial and industrial		$	2,643			$	15			$	2,687			$	70
Real estate - construction			3,850				58				3,499				95
Real estate - mortgage:
Residential			5,274				69				4,937				143
Commercial			6,669				106				6,018				216
Consumer installment			14				1				18				1

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
September 30, 2014
Commercial and industrial		$	56,619			$	718			$	1,498			$	39			$	58,874
Real estate - construction			28,687				-				-				600				29,287
Real estate - mortgage:
Residential			212,706				899				10,618				-				224,223
Commercial			145,464				163				3,861				-				149,488
Consumer installment			6,112				-				23				-				6,135
Total		$	449,588			$	1,780			$	16,000			$	639			$	468,007

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
December 31, 2013
Commercial and industrial		$	52,078			$	772			$	1,605			$	43			$	54,498
Real estate - construction			24,052				907				642				-				25,601
Real estate - mortgage:
Residential			198,479				774				11,057				-				210,310
Commercial			132,931				2,232				6,008				-				141,171
Consumer installment			4,129				-				16				-				4,145
Total		$	411,669			$	4,685			$	19,328			$	43			$	435,725

Past Due Financing Receivables [Table Text Block]

						Still Accruing
						30-59 Days				60-89 Days				90 Days+				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
September 30, 2014
Commercial and industrial		$	58,231			$	56			$	66			$	1			$	122			$	521			$	58,874
Real estate - construction			28,687				-				-				-				-				600				29,287
Real estate - mortgage:
Residential			215,999				1,128				139				24				1,292				6,932				224,223
Commercial			147,938				559				163				-				722				828				149,488
Consumer installment			6,095				21				1				-				22				17				6,135
Total		$	456,951			$	1,765			$	369			$	25			$	2,158			$	8,898			$	468,007

						Still Accruing
						30-59 Days				60-89 Days				90 Days+				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
December 31, 2013
Commercial and industrial		$	53,366			$	521			$	359			$	38			$	918			$	214			$	54,498
Real estate - construction			24,945				17				639				-				656				-				25,601
Real estate - mortgage:
Residential			200,041				2,079				481				143				2,703				7,566				210,310
Commercial			139,730				598				100				-				698				743				141,171
Consumer installment			4,083				38				16				-				54				8				4,145
Total		$	422,165			$	3,253			$	1,595			$	181			$	5,029			$	8,531			$	435,725

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the three months ended
		September 30, 2014																September 30, 2013
		Number of Contracts												Pre-Modification Outstanding				Number of Contracts								Pre-Modification Outstanding
Troubled Debt Restructurings		Term Modification				Other				Total				Recorded Investment				Term Modification				Total				Recorded Investment
Commercial and industrial			1				-				1			$	75				1				1			$	137
Real estate- mortgage:
Residential			2				-				2				165				-				-				-
Commercial			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-

		For the nine months ended
		September 30, 2014																September 30, 2013
		Number of Contracts												Pre-Modification Outstanding				Number of Contracts								Pre-Modification Outstanding
Troubled Debt Restructurings		Term Modification				Other				Total				Recorded Investment				Term Modification				Total				Recorded Investment
Commercial and industrial			2				-				2			$	75				6				6			$	879
Real estate- mortgage:
Residential			3				-				3				198				2				2				383
Commercial			1				-				1				55				-				-				-
Consumer			1				-				1				7				1				1				644

Subsequently Defaulted [Member]

Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		Nine months ended
		September 30, 2014								September 30, 2013
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment				Number of Contracts				Recorded Investment
Commercial and industrial			-			$	-				1			$	565
Real estate- mortgage:
Commercial			-				-				1				190

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