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Consolidated Statement of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
OPERATING ACTIVITIES    
Net income $ 5,292 $ 5,207
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 370 766
Investment securities gains, net (248) (175)
Depreciation and amortization 619 786
Amortization of premium and discount on investment securities, net 567 721
Accretion of deferred loan fees, net (208) (203)
Gain on sale of loans (20)  
Loans originated for sale (926)  
Proceeds from sale of loans 745  
Earnings on bank-owned life insurance (206) (209)
Deferred income taxes (323) 161
Loss (gain) on sale of other real estate owned 119 (40)
Increase in accrued interest receivable (297) (402)
Decrease in accrued interest payable (26) (28)
Compensation expense from stock awards 10  
Other, net 65 473
Net cash provided by operating activities 5,533 7,057
INVESTING ACTIVITIES    
Proceeds from repayments and maturities 10,560 20,103
Proceeds from sale of securities 8,382 8,136
Purchases (12,287) (25,815)
Increase in loans, net (32,772) (12,841)
Proceeds from the sale of other real estate owned 475 860
Purchases of premises and equipment (662) (476)
Net cash used for by investing activities (26,304) (10,033)
FINANCING ACTIVITIES    
Net increase (decrease) in deposits 31,184 (14,113)
(Decrease) increase in short-term borrowings, net (5,678) 5,676
Repayment of other borrowings (504) (709)
Common stock issuance   74
Stock options exercised (3) (126)
Proceeds from dividend reinvestment and purchase plan 469 590
Cash dividends paid (1,588) (1,569)
Net cash provided by (used for) financing activities 23,880 (10,177)
Increase (decrease) in cash and cash equivalents 3,109 (13,153)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 26,193 45,346
CASH AND CASH EQUIVALENTS AT END OF PERIOD 29,302 32,193
Cash paid during the year for:    
Interest on deposits and borrowings 3,091 4,142
Income taxes 1,845 1,100
Noncash investing transactions:    
Transfers from loans to other real estate owned $ 570 $ 1,693