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Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

3 Months Ended

Mar. 31, 2015

Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		March 31,				December 31,
		2015				2014
Commercial and industrial		$	48,916			$	60,744
Real estate - construction			24,763				30,296
Real estate - mortgage:
Residential			231,836				227,552
Commercial			165,680				147,413
Consumer installment			4,623				4,579
			475,818				470,584
Less Allowance for loan and lease losses			6,447				6,846
Net loans		$	469,371			$	463,738

Schedule of Financing Receivable by Segment [Table Text Block]

										Real Estate- Mortgage
March 31, 2015		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,061			$	2,467			$	4,482			$	4,041			$	6			$	12,057
Collectively evaluated for impairment			47,855				22,296				227,354				161,639				4,617				463,761
Total loans		$	48,916			$	24,763			$	231,836			$	165,680			$	4,623			$	475,818

										Real estate- Mortgage
December 31, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,393			$	3,296			$	5,183			$	4,490			$	6			$	14,368
Collectively evaluated for impairment			59,351				27,000				222,369				142,923				4,573				456,216
Total loans		$	60,744			$	30,296			$	227,552			$	147,413			$	4,579			$	470,584

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
March 31, 2015		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	65			$	181			$	550			$	200			$	2			$	998
Collectively evaluated for impairment			428				313				2,909				1,758				41				5,449
Total ending allowance balance		$	493			$	494			$	3,459			$	1,958			$	43			$	6,447

										Real Estate- Mortgage
December 31, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	83			$	589			$	892			$	30			$	2			$	1,596
Collectively evaluated for impairment			559				279				2,811				1,546				55				5,250
Total ending allowance balance		$	642			$	868			$	3,703			$	1,576			$	57			$	6,846

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2014		$	642			$	868			$	3,703			$	1,576			$	57			$	6,846
Charge-offs			(100	)			(385	)			(191	)			-				(3	)			(679	)
Recoveries			162				-				12				-				1				175
Provision			(211	)			11				(65	)			382				(12	)			105
ALLL balance at March 31, 2015		$	493			$	494			$	3,459			$	1,958			$	43			$	6,447

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2013		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046
Charge-offs			(12	)			-				(315	)			-				(23	)			(350	)
Recoveries			1				-				136				-				2				139
Provision			264				(88	)			241				(308	)			71				180
ALLL balance at March 31, 2014		$	867			$	488			$	3,726			$	1,862			$	72			$	7,015

Impaired Financing Receivables [Table Text Block]

March 31, 2015
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	692			$	691			$	-
Real estate - construction			2,286				2,281				-
Real estate - mortgage:
Residential			1,857				1,855				-
Commercial			3,074				3,064				-
Consumer installment			-				-				-
Total		$	7,909			$	7,891			$	-
With an allowance recorded:
Commercial and industrial		$	369			$	368			$	65
Real estate - construction			181				181				181
Real estate - mortgage:
Residential			2,625				2,622				550
Commercial			967				965				200
Consumer installment			6				6				2
Total		$	4,148			$	4,142			$	998
Total:
Commercial and industrial		$	1,061			$	1,059			$	65
Real estate - construction			2,467				2,462				181
Real estate - mortgage:
Residential			4,482				4,477				550
Commercial			4,041				4,029				200
Consumer installment			6				6				2
Total		$	12,057			$	12,033			$	998

December 31, 2014
Impaired Loans
						Unpaid
		Recorded				Principal				Related
		Investment				Balance				Allowance
With no related allowance recorded:
Commercial and industrial		$	1,146			$	1,145			$	-
Real estate - construction			2,707				2,705				-
Real estate - mortgage:
Residential			2,202				2,197				-
Commercial			4,064				4,060				-
Consumer installment			-				-				-
Total		$	10,119			$	10,107			$	-
With an allowance recorded:
Commercial and industrial		$	247			$	247			$	83
Real estate - construction			589				589				589
Real estate - mortgage:
Residential			2,981				2,978				892
Commercial			426				426				30
Consumer installment			6				6				2
Total		$	4,249			$	4,246			$	1,596
Total:
Commercial and industrial		$	1,393			$	1,392			$	83
Real estate - construction			3,296				3,294				589
Real estate - mortgage:
Residential			5,183				5,175				892
Commercial			4,490				4,486				30
Consumer installment			6				6				2
Total		$	14,368			$	14,353			$	1,596

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended March 31, 2015
		Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	1,227			$	14
Real estate - construction			2,882				20
Real estate - mortgage:
Residential			4,833				38
Commercial			4,266				39
Consumer installment			6				-
		$	13,213			$	110

		For the Three Months Ended March 31, 2014
		Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	2,558			$	37
Real estate - construction			3,719				41
Real estate - mortgage:
Residential			5,239				57
Commercial			5,827				75
Consumer installment			15				-
		$	17,358			$	210

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
March 31, 2015
Commercial and industrial		$	47,707			$	168			$	1,003			$	38			$	48,916
Real estate - construction			23,065				1,403				114				181				24,763
Real estate - mortgage:
Residential			223,187				780				7,869				-				231,836
Commercial			155,831				4,433				5,416				-				165,680
Consumer installment			4,617				-				6				-				4,623
Total		$	454,407			$	6,784			$	14,408			$	219			$	475,818

						Special												Total
December 31, 2014		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	58,976			$	-			$	1,730			$	38			$	60,744
Real estate - construction			29,212				495				-				589				30,296
Real estate - mortgage:
Residential			218,244				584				8,724				-				227,552
Commercial			137,755				3,908				5,750				-				147,413
Consumer installment			4,572				-				7				-				4,579
Total		$	448,759			$	4,987			$	16,211			$	627			$	470,584

Past Due Financing Receivables [Table Text Block]

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
March 31, 2015
Commercial and industrial		$	48,522			$	316				77				1				394			$	48,916
Real estate - construction			24,650				-				113				-				113				24,763
Real estate - mortgage:
Residential			227,591				2,147				465				1,633				4,245				231,836
Commercial			164,917				72				123				568				763				165,680
Consumer installment			4,604				12				7				-				19				4,623
Total		$	470,284			$	2,547			$	785			$	2,202			$	5,534			$	475,818

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
December 31, 2014
Commercial and industrial		$	60,296				349				68				31				448				60,744
Real estate - construction			30,296				-				-				-				-				30,296
Real estate - mortgage:
Residential			223,209				2,065				363				1,915				4,343				227,552
Commercial			146,816				30				-				567				597				147,413
Consumer installment			4,547				27				3				2				32				4,579
Total		$	465,164				2,471				434				2,515				5,420				470,584

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

						90+ Days Past Due
		Nonaccrual					and Accruing
March 31, 2015
Commercial and industrial		$	101			$	-
Real estate - construction			174				-
Real estate - mortgage:
Residential			4,616				165
Commercial			1,424				-
Consumer installment			1				1
Total		$	6,316			$	166

						90+ Days Past Due
		Nonaccrual					and Accruing
December 31, 2014
Commercial and industrial		$	365			$	-
Real estate - construction			587				-
Real estate - mortgage:
Residential			5,438				165
Commercial			955				-
Consumer installment			2				-
Total		$	7,347			$	165

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the three months ended
		March 31, 2015
		Number of Contracts												Pre-Modification				Post-Modification
		Term												Outstanding Recorded				Outstanding Recorded
Troubled Debt Restructurings		Modification				Other				Total				Investment				Investment
Commercial and industrial			1				-				1			$	48			$	48
Residential real estate			1				-				1				175				195

		For the three months ended
		March 31, 2014
		Number of Contracts												Pre-Modification				Post-Modification
		Term												Outstanding Recorded				Outstanding Recorded
Troubled Debt Restructurings		Modification				Other				Total				Investment				Investment
Residential real estate			1				-				1			$	49			$	49
Consumer			-				1				1				7				7

Subsequently Defaulted [Member]

Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the three months ended
		March 31, 2014
		Number of				Recorded
Troubled Debt Restructurings subsequently defaulted		Contracts				Investment
Commercial and industrial			6			$	248
Real estate- mortgage:
Residential			1				68
Commercial			1				5

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