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Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

9 Months Ended

Sep. 30, 2015

Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30,				December 31,
		2015				2014
Commercial and industrial		$	53,154			$	60,744
Real estate - construction			17,576				30,296
Real estate - mortgage:
Residential			260,291				227,552
Commercial			174,336				147,413
Consumer installment			4,875				4,579
			510,232				470,584
Less: Allowance for loan and lease losses			6,320				6,846
Net loans		$	503,912			$	463,738

Schedule of Financing Receivable by Segment [Table Text Block]

										Real Estate- Mortgage
September 30, 2015		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,603			$	1,887			$	3,925			$	4,481			$	6			$	11,902
Collectively evaluated for impairment			51,551				15,689				256,366				169,855				4,869				498,330
Total loans		$	53,154			$	17,576			$	260,291			$	174,336			$	4,875			$	510,232

										Real estate- Mortgage
December 31, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,393			$	3,296			$	5,183			$	4,490			$	6			$	14,368
Collectively evaluated for impairment			59,351				27,000				222,369				142,923				4,573				456,216
Total loans		$	60,744			$	30,296			$	227,552			$	147,413			$	4,579			$	470,584

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
September 30, 2015		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	119			$	153			$	267			$	86			$	-			$	625
Collectively evaluated for impairment			459				181				3,159				1,853				43				5,695
Total ending allowance balance		$	578			$	334			$	3,426			$	1,939			$	43			$	6,320

										Real Estate- Mortgage
December 31, 2014		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	83			$	589			$	892			$	30			$	2			$	1,596
Collectively evaluated for impairment			559				279				2,811				1,546				55				5,250
Total ending allowance balance		$	642			$	868			$	3,703			$	1,576			$	57			$	6,846

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2014		$	642			$	868			$	3,703			$	1,576			$	57			$	6,846
Charge-offs			(196	)			(385	)			(425	)			(92	)			(11	)			(1,109	)
Recoveries			186				-				161				5				21				373
Provision			(54	)			(149	)			(13	)			450				(24	)			210
ALLL balance at September 30, 2015		$	578			$	334			$	3,426			$	1,939			$	43			$	6,320

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2013		$	614			$	576			$	3,664			$	2,170			$	22			$	7,046
Charge-offs			(95	)			-				(481	)			-				(40	)			(616	)
Recoveries			88				60				289				40				11				488
Provision			79				207				478				(456	)			62				370
ALLL balance at September 30, 2014		$	686			$	843			$	3,950			$	1,754			$	55			$	7,288

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2015		$	610			$	363			$	3,347			$	1,978			$	48			$	6,346
Charge-offs			(100	)			-				(124	)			(5	)			-				(229	)
Recoveries			5				-				81				5				7				98
Provision			63				(29	)			122				(39	)			(12	)			105
ALLL balance at September 30, 2015		$	578			$	334			$	3,426			$	1,939			$	43			$	6,320

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2014		$	596			$	423			$	4,130			$	1,925			$	55			$	7,129
Charge-offs			(3	)			-				(24	)			-				(5	)			(32	)
Recoveries			23				-				94				-				4				121
Provision			70				420				(250	)			(171	)			1				70
ALLL balance at September 30, 2014		$	686			$	843			$	3,950			$	1,754			$	55			$	7,288

Impaired Financing Receivables [Table Text Block]

September 30, 2015
Impaired Loans
							Unpaid
		Recorded					Principal			Related
		Investment					Balance			Allowance
With no related allowance recorded:
Commercial and industrial		$	675			$	673			$	-
Real estate - construction			1,735				1,734				-
Real estate - mortgage:
Residential			2,100				2,098				-
Commercial			2,277				2,276				-
Consumer installment			6				6				-
Total		$	6,793			$	6,787			$	-
With an allowance recorded:
Commercial and industrial		$	928			$	926			$	119
Real estate - construction			152				152				153
Real estate - mortgage:
Residential			1,825				1,825				267
Commercial			2,204				2,198				86
Total		$	5,109			$	5,101			$	625
Total:
Commercial and industrial		$	1,603			$	1,599			$	119
Real estate - construction			1,887				1,886				153
Real estate - mortgage:
Residential			3,925				3,923				267
Commercial			4,481				4,474				86
Consumer installment			6				6				-
Total		$	11,902			$	11,888			$	625

December 31, 2014
Impaired Loans
							Unpaid
		Recorded					Principal			Related
		Investment					Balance			Allowance
With no related allowance recorded:
Commercial and industrial		$	1,146			$	1,145			$	-
Real estate - construction			2,707				2,705				-
Real estate - mortgage:
Residential			2,202				2,197				-
Commercial			4,064				4,060				-
Total		$	10,119			$	10,107			$	-
With an allowance recorded:
Commercial and industrial		$	247			$	247			$	83
Real estate - construction			589				589				589
Real estate - mortgage:
Residential			2,981				2,978				892
Commercial			426				426				30
Consumer installment			6				6				2
Total		$	4,249			$	4,246			$	1,596
Total:
Commercial and industrial		$	1,393			$	1,392			$	83
Real estate - construction			3,296				3,294				589
Real estate - mortgage:
Residential			5,183				5,175				892
Commercial			4,490				4,486				30
Consumer installment			6				6				2
Total		$	14,368			$	14,353			$	1,596

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months  Ended September 30, 2015								For the Nine Months Ended September 30, 2015
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	1,480			$	21			$	1,354			$	73
Real estate - construction			2,347				28				2,614				94
Real estate - mortgage:
Residential			4,195				43				4,514				128
Commercial			5,476				71				4,871				200
Consumer installment			6				-				6				-
		$	13,504			$	163			$	13,358			$	495

		For the Three Months Ended  September 30, 2014								For the Nine Months Ended September 30, 2014
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	1,842			$	22			$	2,107			$	71
Real estate - construction			3,556				38				3,644				119
Real estate - mortgage:
Residential			5,328				62				5,319				164
Commercial			5,192				83				5,678				241
Consumer installment			11				-				12				-
		$	15,929			$	205			$	16,760			$	595

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
September 30, 2015
Commercial and industrial		$	51,230			$	504			$	1,384			$	36			$	53,154
Real estate - construction			16,836				-				588				152				17,576
Real estate - mortgage:
Residential			254,170				549				5,572				-				260,291
Commercial			161,721				4,622				7,993				-				174,336
Consumer installment			4,868				-				7				-				4,875
Total		$	488,825			$	5,675			$	15,544			$	188			$	510,232

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
December 31, 2014
Commercial and industrial		$	58,976			$	-			$	1,730			$	38			$	60,744
Real estate - construction			29,212				495				-				589				30,296
Real estate - mortgage:
Residential			218,244				584				8,724				-				227,552
Commercial			137,755				3,908				5,750				-				147,413
Consumer installment			4,572				-				7				-				4,579
Total		$	448,759			$	4,987			$	16,211			$	627			$	470,584

Past Due Financing Receivables [Table Text Block]

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
September 30, 2015
Commercial and industrial		$	52,398			$	567			$	166			$	23			$	756			$	53,154
Real estate - construction			16,988				588				-				-				588				17,576
Real estate - mortgage:
Residential			257,976				1,241				112				962				2,315				260,291
Commercial			173,522				132				426				256				814				174,336
Consumer installment			4,845				30				-				-				30				4,875
Total		$	505,729			$	2,558			$	704			$	1,241			$	4,503			$	510,232

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
December 31, 2014
Commercial and industrial		$	60,296			$	349			$	68			$	31			$	448			$	60,744
Real estate - construction			30,296				-				-				-				-				30,296
Real estate - mortgage:
Residential			223,209				2,065				363				1,915				4,343				227,552
Commercial			146,816				30				-				567				597				147,413
Consumer installment			4,547				27				3				2				32				4,579
Total		$	465,164			$	2,471			$	434			$	2,515			$	5,420			$	470,584

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

		September 30, 2015				90+ Days Past
		Nonaccrual				Due and Accruing
Commercial and industrial		$	836			$	49
Real estate - construction			142				-
Real estate - mortgage:
Residential			3,592				-
Commercial			1,842				-
Consumer installment			4				-
Total		$	6,416			$	49

		December 31, 2014				90+ Days Past
		Nonaccrual				Due and Accruing
Commercial and industrial		$	365			$	-
Real estate - construction			587				-
Real estate - mortgage:
Residential			5,438				165
Commercial			955				-
Consumer installment			2				-
Total		$	7,347			$	165

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the Three Months Ended
		September 30, 2015
		Number of Contracts												Pre-Modification				Post-Modification
Troubled Debt Restructurings		Term Modification				Other				Total				Outstanding Recorded Investment				Outstanding Recorded Investment
Commercial and industrial			2				-				2			$	15			$	15
Residential real estate			1				-				1				164				164
Consumer			1				-				1				9				9

		For the Nine Months Ended
		September 30, 2015
		Number of Contracts												Pre-Modification				Post-Modification
Troubled Debt Restructurings		Term  Modification				Other				Total				Outstanding Recorded  Investment				Outstanding Recorded Investment
Commercial and industrial			3				1				4			$	126			$	126
Real estate construction			1				-				1				181				181
Residential real estate			2				1				3				398				418
Consumer			1				-				1				9				9

		For the Three Months Ended
		September 30, 2014
		Number of Contracts												Pre-Modification				Post-Modification
Troubled Debt Restructurings		Term  Modification				Other				Total				Outstanding Recorded Investment				Outstanding Recorded  Investment
Commercial and industrial			1				-				1			$	75			$	75
Residential real estate			2				-				2				165				165

		For the Nine Months Ended
		September 30, 2014
		Number of Contracts												Pre-Modification				Post-Modification
Troubled Debt Restructurings		Term  Modification				Other				Total				Outstanding Recorded  Investment				Outstanding Recorded Investment
Commercial and industrial			2				-				2			$	82			$	82
Residential real estate			3				-				3				215				215
Commercial real estate			1				-				1				73				73
Consumer			1				-				1				7				7

Subsequently Defaulted [Member]

Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the Three Months Ended
		September 30, 2015
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			1			$	8
Consumer			1				8

		For the Nine Months Ended
		September 30, 2015
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			3			$	55
Real estate construction			1				152
Consumer			1				8

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