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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
OPERATING ACTIVITIES    
Net income $ 5,115 $ 5,292
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 210 370
Investment securities gain, net (257) (248)
Depreciation and amortization 763 619
Amortization of premium and discount on investment securities 553 567
Accretion of deferred loan fees, net (468) (208)
Origination of loans held for sale (14,740) (926)
Proceeds from sale of loans 14,844 745
Gain on sale of loans (286) (20)
Earnings on bank-owned life insurance (262) (206)
Deferred income tax 397 (323)
Loss on other real estate owned 72 119
Other real estate owned writedowns 56  
Increase in accrued interest receivable (481) (297)
Increase (decrease) in accrued interest payable 58 (26)
Compensation expense from stock awards   10
Other, net (158) 65
Net cash provided by operating activities 5,416 5,533
Investment securities available for sale:    
Proceeds from repayments and maturities 7,530 10,560
Proceeds from sale of securities 15,284 8,382
Purchases (14,876) (12,287)
Increase in loans, net (40,554) (32,772)
Proceeds from the sale of other real estate owned 1,094 475
Purchase of bank-owned life insurance (4,000)  
Purchase of premises and equipment (454) (662)
Net cash used for investing activities (35,976) (26,304)
FINANCING ACTIVITIES    
Net increase in deposits 40,436 31,184
Decrease in short-term borrowings, net (10,761) (5,678)
Repayment of other borrowings (324) (504)
Stock options exercised 6 (3)
Proceeds from dividend reinvestment and purchase plan 504 469
Cash dividends (1,645) (1,588)
Net cash provided by financing activities 28,216 23,880
(Decrease) increase in cash and cash equivalents (2,344) 3,109
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 25,639 26,193
CASH AND CASH EQUIVALENTS AT END OF PERIOD 23,295 29,302
Cash paid during the year for:    
Interest on deposits and borrowings 2,774 3,091
Income taxes 350 1,845
Noncash investing transactions:    
Transfers from loans to other real estate owned $ 638 $ 570