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Note 4 - Loans and Related Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2015
Note 4 - Loans and Related Allowance for Loan Losses (Tables) [Line Items]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   

2015

   

2014

 
                 

Commercial and industrial

  $ 42,536     $ 34,928  

Real estate - construction

    22,137       30,296  

Real estate - mortgage:

               

Residential

    232,478       210,096  

Commercial

    231,701       190,685  

Consumer installment

    4,858       4,579  
      533,710       470,584  

Less allowance for loan and lease losses

    (6,385 )     (6,846 )
                 

Net loans

  $ 527,325     $ 463,738  
Schedule of Financing Receivable by Segment [Table Text Block]
                   

Real Estate- Mortgage

                 
December 31, 2015  

Commercial and

industrial

   

Real estate-

construction

   

Residential

   

Commercial

   

Consumer

installment

   

Total

 

Loans:

                                               

Individually evaluated for impairment

  $ 1,808     $ 1,787     $ 3,881     $ 6,199     $ 6     $ 13,681  

Collectively evaluated for impairment

    40,728       20,350       228,597       225,502       4,852       520,029  

Total loans

  $ 42,536     $ 22,137     $ 232,478     $ 231,701     $ 4,858     $ 533,710  
                   

Real estate- Mortgage

                 
December 31, 2014  

Commercial and

industrial

   

Real estate-

construction

   

Residential

   

Commercial

   

Consumer

installment

   

Total

 

Loans:

                                               

Individually evaluated for impairment

  $ 1,393     $ 3,296     $ 5,183     $ 4,490     $ 6     $ 14,368  

Collectively evaluated for impairment

    33,535       27,000       204,913       186,195       4,573       456,216  

Total loans

  $ 34,928     $ 30,296     $ 210,096     $ 190,685     $ 4,579     $ 470,584  
Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]
                   

Real Estate- Mortgage

                 
December 31, 2015  

Commercial and industrial

   

Real estate- construction

   

Residential

   

Commercial

   

Consumer

installment

   

Total

 

Allowance for loan and lease losses:

                                               

Ending allowance balance attributable to loans:

                                               
Individually evaluated for impairment   $ 388     $ 130     $ 276     $ 39     $ -     $ 833  
Collectively evaluated for impairment     479       146       2,863       2,039       25       5,552  
Total ending allowance balance   $ 867     $ 276     $ 3,139     $ 2,078     $ 25     $ 6,385  
                   

Real Estate- Mortgage

                 
December 31, 2014  

Commercial and

industrial

   

Real estate-

construction

   

Residential

   

Commercial

   

Consumer

installment

   

Total

 

Allowance for loan and lease losses:

                                               

Ending allowance balance attributable to loans:

                                               
Individually evaluated for impairment   $ 83     $ 589     $ 892     $ 30     $ 2     $ 1,596  
Collectively evaluated for impairment     559       279       2,811       1,546       55       5,250  
Total ending allowance balance   $ 642     $ 868     $ 3,703     $ 1,576     $ 57     $ 6,846  
   

Commercial and

industrial

   

Real estate-

construction

   

Real estate-

residential

mortgage

   

Real estate-

commercial

mortgage

   

Consumer

installment

   

Total

 

ALLL balance at December 31, 2014

  $ 642     $ 868     $ 3,703     $ 1,576     $ 57     $ 6,846  

Charge-offs

    (280 )     (385 )     (425 )     (92 )     (15 )     (1,197 )

Recoveries

    207       -       186       5       23       421  

Provision

    298       (207 )     (325 )     589       (40 )     315  

ALLL balance at December 31, 2015

  $ 867     $ 276     $ 3,139     $ 2,078     $ 25     $ 6,385  
   

Commercial and

industrial

   

Real estate-

construction

   

Real estate-

residential

mortgage

   

Real estate-

commercial

mortgage

   

Consumer

installment

   

Total

 

ALLL balance at December 31, 2013

  $ 614     $ 576     $ 3,664     $ 2,170     $ 22     $ 7,046  

Charge-offs

    (237 )     -       (671 )     (260 )     (44 )     (1,212 )

Recoveries

    121       60       267       40       154       642  

Provision

    144       232       443       (374 )     (75 )     370  

ALLL balance at December 31, 2014

  $ 642     $ 868     $ 3,703     $ 1,576     $ 57     $ 6,846  
   

Commercial and

industrial

   

Real estate-

construction

   

Real estate-

residential

mortgage

   

Real estate-

commercial

mortgage

   

Consumer

installment

   

Total

 

ALLL balance at December 31, 2012

  $ 1,732     $ 1,123     $ 2,872     $ 1,991     $ 61     $ 7,779  

Charge-offs

    (419 )     (191 )     (675 )     -       (45 )     (1,330 )

Recoveries

    191       33       107       46       24       401  

Provision

    (890 )     (389 )     1,360       133       (18 )     196  

ALLL balance at December 31, 2013

  $ 614     $ 576     $ 3,664     $ 2,170     $ 22     $ 7,046  
Impaired Financing Receivables [Table Text Block]
December 31, 2015  
Impaired Loans  
   

 

Recorded

Investment

   

 

Unpaid Principal

Balance

   

 

Related

Allowance

 

With no related allowance recorded:

                       
Commercial and industrial   $ 1,027     $ 1,025     $ -  
Real estate - construction     1,657       1,651       -  
Real estate - mortgage:                        
Residential     2,445       2,443       -  
Commercial     2,337       2,335       -  
Total   $ 7,466     $ 7,454     $ -  
                         

With an allowance recorded:

                       
Commercial and industrial   $ 781     $ 781     $ 388  
Real estate - construction     130       130       130  
Real estate - mortgage:                        
Residential     1,436       1,436       276  
Commercial     3,862       3,846       39  
Consumer installment     6       6       -  
Total   $ 6,215     $ 6,199     $ 833  
                         

Total:

                       
Commercial and industrial   $ 1,808     $ 1,806     $ 388  
Real estate - construction     1,787       1,781       130  
Real estate - mortgage:                        
Residential     3,881       3,879       276  
Commercial     6,199       6,181       39  
Consumer installment     6       6       -  
Total   $ 13,681     $ 13,653     $ 833  
December 31, 2014  
Impaired Loans   
   

 

Recorded

Investment

   

 

Unpaid Principal

Balance

   

 

Related

Allowance

 

With no related allowance recorded:

                       
Commercial and industrial   $ 1,146     $ 1,145     $ -  
Real estate - construction     2,707       2,705       -  
Real estate - mortgage:                        
Residential     2,202       2,197       -  
Commercial     4,064       4,060       -  
Total   $ 10,119     $ 10,107     $ -  
                         

With an allowance recorded:

                       
Commercial and industrial   $ 247     $ 247     $ 83  
Real estate - construction     589       589       589  
Real estate - mortgage:                        
Residential     2,981       2,978       892  
Commercial     426       426       30  
Consumer installment     6       6       2  
Total   $ 4,249     $ 4,246     $ 1,596  
                         

Total:

                       
Commercial and industrial   $ 1,393     $ 1,392     $ 83  
Real estate - construction     3,296       3,294       589  
Real estate - mortgage:                        
Residential     5,183       5,175       892  
Commercial     4,490       4,486       30  
Consumer installment     6       6       2  
Total   $ 14,368     $ 14,353     $ 1,596  
Schedule of Additional Information Related to Impaired Loans [Table Text Block]
   

As of December 31, 2015

   

As of December 31, 2014

   

As of December 31, 2013

 
                                                 
   

Average

Recorded

Investment

   

Interest

Income

Recognized

   

Average

Recorded

Investment

   

Interest

Income

Recognized

   

Average

Recorded

Investment

   

Interest

Income

Recognized

 
                                                 

Commercial and industrial

  $ 1,468     $ 100     $ 1,989     $ 85     $ 2,187     $ 119  

Real estate - construction

    2,407       115       3,631       154       3,743       183  

Real estate - mortgage:

                                               

Residential

    4,356       160       5,331       171       5,380       293  

Commercial

    5,203       350       5,998       229       6,500       493  

Consumer installment

    6       -       11       1       13       1  

Total

  $ 13,440     $ 725     $ 16,960     $ 640     $ 17,824     $ 1,090  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   

December 31, 2015

 
   

Number of Contracts

    Pre-Modification     Post-Modification  

Troubled Debt Restructurings

 

Term

Modification

   

Other

   

Total

   

Outstanding Recorded

Investment

   

Outstanding Recorded

Investment

 
Commercial and industrial     6       -       6     $ 434     $ 434  
Real estate construction     1       -       1       181       181  
Residential real estate     5       1       6       515       535  
Commercial real estate     1       -       1       270       270  
   

December 31, 2014

 
   

Number of Contracts

    Pre-Modification      Post-Modification   
Troubled Debt Restructurings  

Term

Modification

   

Other

   

Total

   

Outstanding Recorded

Investment

   

Outstanding Recorded

Investment

 

Residential real estate

    3       -       3     $ 140     $ 140  

Commercial real estate

    1       -       1       48       48  

Consumer

    1       -       1       6       6  
   

December 31, 2013

 
   

Number of Contracts

   

Pre-Modification

   

Post-Modification

 
Troubled Debt Restructurings  

Term 

Modification

   

Other

   

Total

   

Outstanding Recorded

Investment

   

Outstanding Recorded

Investment

 
Commercial and industrial     6       1       7     $ 1,264     $ 1,264  
Residential real estate     7       -       7       784       784  
Commercial real estate     2       -       2       834       834  
Financing Receivable Credit Quality Indicators [Table Text Block]
   

Pass

   

Special

Mention

   

Substandard

   

Doubtful

   

Total

Loans

 
December 31, 2015                                          

Commercial and industrial

  $ 40,560     $ 242     $ 1,734     $ -     $ 42,536  

Real estate - construction

    22,007       -       -       130       22,137  

Real estate - mortgage:

                                       

Residential

    225,945       728       5,805       -       232,478  

Commercial

    219,331       4,327       8,043       -       231,701  

Consumer installment

    4,854       -       4       -       4,858  

Total

  $ 512,697     $ 5,297     $ 15,586     $ 130     $ 533,710  
   

Pass

   

Special

Mention

   

Substandard

   

Doubtful

   

Total

Loans

 
December 31, 2014                                          

Commercial and industrial

  $ 33,160     $ -     $ 1,730     $ 38     $ 34,928  

Real estate - construction

    29,212       495       -       589       30,296  

Real estate - mortgage:

                                       

Residential

    200,928       584       8,584       -       210,096  

Commercial

    180,899       3,908       5,878       -       190,685  

Consumer installment

    4,572       -       7       -       4,579  

Total

  $ 448,759     $ 4,987     $ 16,211     $ 627     $ 470,584  
Past Due Financing Receivables [Table Text Block]
   

Current

   

30-59 Days

Past Due

   

60-89 Days

Past Due

   

90 Days+

Past Due

   

Total

Past Due

   

Total

Loans

 

December 31, 2015

                                               
                                                 
Commercial and industrial   $ 41,544     $ 225     $ 26     $ 741     $ 992     $ 42,536  
Real estate - construction     22,137       -       -       -       -       22,137  
Real estate - mortgage:                                                
Residential     229,725       1,482       92       1,179       2,753       232,478  
Commercial     230,903       189       -       609       798       231,701  
Consumer installment     4,837       16       3       2       21       4,858  
Total   $ 529,146     $ 1,912     $ 121     $ 2,531     $ 4,564     $ 533,710  
   

Current

   

30-59 Days

Past Due

   

60-89 Days

Past Due

   

90 Days+

Past Due

   

Total

Past Due

   

Total

Loans

 
December 31, 2014                                                
                                                 

Commercial and industrial

  $ 34,480     $ 349     $ 68     $ 31     $ 448     $ 34,928  

Real estate - construction

    30,296       -       -       -       -       30,296  

Real estate - mortgage:

                                               

Residential

    205,753       2,065       363       1,915       4,343       210,096  

Commercial

    190,088       30       -       567       597       190,685  

Consumer installment

    4,547       27       3       2       32       4,579  

Total

  $ 465,164     $ 2,471     $ 434     $ 2,515     $ 5,420     $ 470,584  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   

Nonaccrual

     

90+ Days Past

Due and Accruing 

 

December 31, 2015

               
                 
Commercial and industrial   $ 1,450     $ -  
Real estate - construction     130       -  
Real estate - mortgage:                
Residential     4,122       -  
Commercial     1,842       -  
Consumer installment     1       2  
Total   $ 7,545     $ 2  
   

Nonaccrual

     

 

 90+ Days Past

Due and Accruing 

 

December 31, 2014

               
                 
Commercial and industrial   $ 365     $ -  
Real estate - construction     587       -  
Real estate - mortgage:                
Residential     5,310       165  
Commercial     1,083       -  
Consumer installment     2       -  
Total   $ 7,347     $ 165  
Subsequently Defaulted [Member]  
Note 4 - Loans and Related Allowance for Loan Losses (Tables) [Line Items]  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   

December 31, 2015

 

Troubled Debt Restructurings subsequently defaulted

 

Number of

Contracts

   

Recorded

Investment

 
Commercial and industrial     2     $ 14  
Real estate construction     1       130  
   

December 31, 2014

 

Troubled Debt Restructurings

subsequently defaulted

 

Number of

Contracts

   

Recorded

Investment

 
Residential real estate     1     $ 15  
   

December 31, 2013

 

Troubled Debt Restructurings subsequently defaulted

 

Number of

Contracts

   

Recorded

Investment

 
Commercial and industrial     5     $ 574  
Commercial real estate     1       190