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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
OPERATING ACTIVITIES    
Net income $ 1,487 $ 1,628
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 105 105
Investment securities gain, net (51) (24)
Depreciation and amortization 271 180
Amortization of premium and discount on investment securities 107 189
Accretion of deferred loan fees, net (71) (241)
Origination of loans held for sale (3,356) (2,664)
Proceeds from sale of loans 4,374 2,465
Gain on sale of loans (87) (53)
Earnings on bank-owned life insurance (99) (69)
Deferred income tax (218) (305)
(Gain) loss on other real estate owned (12) 182
Other real estate owned writedowns 24 (94)
Increase in accrued interest receivable (263) (454)
Decrease in accrued interest payable (6) (11)
Other, net (203) (407)
Net cash provided by operating activities 2,002 427
Investment securities available for sale:    
Proceeds from repayments and maturities 4,822 2,224
Proceeds from sale of securities 1,322 1,590
Purchases (1,744)  
Decrease (increase) in loans, net 3,215 (5,497)
Proceeds from the sale of other real estate owned 30 299
Purchase of premises and equipment (18) (108)
Net cash provided by (used for) investing activities 7,627 (1,492)
FINANCING ACTIVITIES    
Net increase in deposits 6,959 31,031
Decrease in short-term borrowings, net (9,701) (9,895)
Repayment of other borrowings (64) (91)
Common stock issued 29  
Stock options exercised   2
Proceeds from dividend reinvestment and purchase plan 125 175
Cash dividends (507) (534)
Net cash (used for) provided by financing activities (3,159) 20,688
Increase in cash and cash equivalents 6,470 19,623
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 23,750 25,639
CASH AND CASH EQUIVALENTS AT END OF PERIOD 30,220 45,262
Cash paid during the year for:    
Interest on deposits and borrowings 1,031 $ 894
Income taxes 375  
Noncash investing transactions:    
Transfers from loans to other real estate owned $ 77