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Note 7 - Loans and Related Allowance for Loan and Lease Losses (Tables)

9 Months Ended

Sep. 30, 2016

Subsequently Defaulted [Member]

Notes Tables

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the Three Months Ended
		September 30, 2016
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			1			$	3
Residential real estate			1				58

		For the Nine Months Ended
		September 30, 2016
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			2			$	273
Real estate construction			1				58

		For the Three Months Ended
		September 30, 2015
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			1			$	8
Real estate construction			-				-
Consumer			1				8

		For the Nine Months Ended
		September 30, 2015
Troubled Debt Restructurings subsequently defaulted		Number of Contracts				Recorded Investment
Commercial and industrial			3			$	55
Real estate construction			1				152
Consumer			1				8

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		September 30,				December 31,
		2016				2015
Commercial and industrial		$	59,376			$	42,536
Real estate - construction			17,633				22,137
Real estate - mortgage:
Residential			258,952				232,478
Commercial			245,636				231,701
Consumer installment			4,732				4,858
			586,329				533,710
Less: Allowance for loan and lease losses			6,334				6,385
Net loans		$	579,995			$	527,325

Schedule Of Financing Receivable By Segment [Table Text Block]

										Real Estate- Mortgage
September 30, 2016		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	844			$	1,093			$	3,238			$	6,466			$	5			$	11,646
Collectively evaluated for impairment			58,532				16,540				255,714				239,170				4,727				574,683
Total loans		$	59,376			$	17,633			$	258,952			$	245,636			$	4,732			$	586,329

										Real estate- Mortgage
December 31, 2015		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Loans:
Individually evaluated for impairment		$	1,808			$	1,787			$	3,881			$	6,199			$	6			$	13,681
Collectively evaluated for impairment			40,728				20,350				228,597				225,502				4,852				520,029
Total loans		$	42,536			$	22,137			$	232,478			$	231,701			$	4,858			$	533,710

Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]

										Real Estate- Mortgage
September 30, 2016		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	184			$	17			$	104			$	239			$	-			$	544
Collectively evaluated for impairment			329				121				2,657				2,656				27				5,790
Total ending allowance balance		$	513			$	138			$	2,761			$	2,895			$	27			$	6,334

										Real Estate- Mortgage
December 31, 2015		Commercial and industrial				Real estate- construction				Residential				Commercial				Consumer installment				Total
Allowance for loan and lease losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	388			$	130			$	276			$	39			$	-			$	833
Collectively evaluated for impairment			479				146				2,863				2,039				25				5,552
Total ending allowance balance		$	867			$	276			$	3,139			$	2,078			$	25			$	6,385

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at December 31, 2015		$	867			$	276			$	3,139			$	2,078			$	25			$	6,385
Charge-offs			(197	)			-				(394	)			(70	)			(18	)			(679	)
Recoveries			51				-				113				140				9				313
Provision			(208	)			(138	)			(97	)			747				11				315
ALLL balance at September 30, 2016		$	513			$	138			$	2,761			$	2,895			$	27			$	6,334

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercia l mortgage				Consumer installment				Total
ALLL balance at December 31, 2014		$	642			$	868			$	3,703			$	1,576			$	57			$	6,846
Charge-offs			(196	)			(385	)			(425	)			(92	)			(11	)			(1,109	)
Recoveries			186				-				161				5				21				373
Provision			(54	)			(149	)			(13	)			450				(24	)			210
ALLL balance at September 30, 2015		$	578			$	334			$	3,426			$	1,939			$	43			$	6,320

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2016		$	484			$	159			$	2,788			$	2,909			$	26			$	6,366
Charge-offs			(74	)			-				(149	)			-				(3	)			(226	)
Recoveries			4				-				82				-				3				89
Provision			99				(21	)			40				(14	)			1				105
ALLL balance at September 30, 2016		$	513			$	138			$	2,761			$	2,895			$	27			$	6,334

		Commercial and industrial				Real estate- construction				Real estate- residential mortgage				Real estate- commercial mortgage				Consumer installment				Total
ALLL balance at June 30, 2015		$	610			$	363			$	3,347			$	1,978			$	48			$	6,346
Charge-offs			(100	)			-				(124	)			(5	)			-				(229	)
Recoveries			5				-				81				5				7				98
Provision			63				(29	)			122				(39	)			(12	)			105
ALLL balance at September 30, 2015		$	578			$	334			$	3,426			$	1,939			$	43			$	6,320

Impaired Financing Receivables [Table Text Block]

September 30, 2016
Impaired Loans
						Unpaid
		Recorded					Principal			Related
		Investment					Balance			Allowance
With no related allowance recorded:
Commercial and industrial		$	569			$	569			$	-
Real estate - construction			1,076				1,076				-
Real estate - mortgage:
Residential			2,774				2,771				-
Commercial			1,378				1,375				-
Consumer installment			5				5				-
Total		$	5,797			$	5,791			$	-
With an allowance recorded:
Commercial and industrial		$	275			$	275			$	184
Real estate - construction			17				17				17
Real estate - mortgage:
Residential			464				462				104
Commercial			5,088				5,078				239
Consumer installment			-				-				-
Total		$	5,849			$	5,837			$	544
Total:
Commercial and industrial		$	844			$	844			$	184
Real estate - construction			1,093				1,093				17
Real estate - mortgage:
Residential			3,238				3,233				104
Commercial			6,466				6,453				239
Consumer installment			5				5				-
Total		$	11,646			$	11,628			$	544

December 31, 2015
Impaired Loans
						Balance
		Recorded					Principal			Related
		Investment					Balance			Allowance
With no related allowance recorded:
Commercial and industrial		$	1,027			$	1,025			$	-
Real estate - construction			1,657				1,651				-
Real estate - mortgage:
Residential			2,445				2,443				-
Commercial			2,337				2,335				-
Consumer installment			6				6				-
Total		$	7,466			$	7,454			$	-
With an allowance recorded:
Commercial and industrial		$	781			$	781			$	388
Real estate - construction			130				130				130
Real estate - mortgage:
Residential			1,436				1,436				276
Commercial			3,862				3,846				39
Consumer installment			-				-				-
Total		$	6,215			$	6,199			$	833
Total:
Commercial and industrial		$	1,808			$	1,806			$	388
Real estate - construction			1,787				1,781				130
Real estate - mortgage:
Residential			3,881				3,879				276
Commercial			6,199				6,181				39
Consumer installment			6				6				-
Total		$	13,681			$	13,653			$	833

Schedule of Additional Information Related to Impaired Loans [Table Text Block]

		For the Three Months Ended September 30, 2016								For the Nine Months Ended September 30, 2016
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	864			$	4			$	1,218			$	9
Real estate - construction			1,105				3				1,404				22
Real estate - mortgage:
Residential			3,389				-				3,660				36
Commercial			7,939				8				7,449				115
Consumer installment			5				-				6				-
		$	13,302			$	15			$	13,737			$	182

		For the Three Months Ended September 30, 2015								For the Nine Months Ended September 30, 2015
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized
Total:
Commercial and industrial		$	1,480			$	21			$	1,354			$	73
Real estate - construction			2,347				28				2,614				94
Real estate - mortgage:
Residential			4,195				43				4,514				128
Commercial			5,476				71				4,871				200
Consumer installment			6				-				6				-
		$	13,504			$	163			$	13,359			$	495

Financing Receivable Credit Quality Indicators [Table Text Block]

						Special												Total
		Pass				Mention				Substandard				Doubtful				Loans
September 30, 2016
Commercial and industrial		$	57,954			$	445			$	977			$	-			$	59,376
Real estate - construction			17,448				144				24				17				17,633
Real estate - mortgage:
Residential			252,783				433				5,376				-				258,952
Commercial			237,916				3,141				4,579				-				245,636
Consumer installment			4,723				-				9				-				4,732
Total		$	540,188			$	4,163			$	11,325			$	17			$	586,329

						Special												Total
December 31, 2015		Pass				Mention				Substandard				Doubtful				Loans
Commercial and industrial		$	40,560			$	242			$	1,734			$	-			$	42,536
Real estate - construction			22,007				-				-				130				22,137
Real estate - mortgage:
Residential			225,945				728				5,805				-				232,478
Commercial			219,331				4,327				8,043				-				231,701
Consumer installment			4,854				-				4				-				4,858
Total		$	512,697			$	5,297			$	15,586			$	130			$	533,710

Past Due Financing Receivables [Table Text Block]

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
September 30, 2016
Commercial and industrial		$	58,889			$	59			$	92			$	336			$	487			$	59,376
Real estate - construction			17,633				-				-				-				-				17,633
Real estate - mortgage:
Residential			257,068				1,052				547				285				1,884				258,952
Commercial			244,771				121				-				744				865				245,636
Consumer installment			4,656				76				-				-				76				4,732
Total		$	583,017			$	1,308			$	639			$	1,365			$	3,312			$	586,329

						30-59 Days				60-89 Days				90 Days+				Total				Total
		Current				Past Due				Past Due				Past Due				Past Due				Loans
December 31, 2015
Commercial and industrial		$	41,544			$	225			$	26			$	741			$	992			$	42,536
Real estate - construction			22,137				-				-				-				-				22,137
Real estate - mortgage:
Residential			229,725				1,482				92				1,179				2,753				232,478
Commercial			230,903				189				-				609				798				231,701
Consumer installment			4,837				16				3				2				21				4,858
Total		$	529,146			$	1,912			$	121			$	2,531			$	4,564			$	533,710

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

		September 30, 2016				90+ Days Past Due
		Nonaccrual				and Accruing
Commercial and industrial		$	920			$	-
Real estate - construction			17				-
Real estate - mortgage:
Residential			3,822				-
Commercial			1,730				-
Consumer installment			-				-
Total		$	6,490			$	-

		December 31, 2015				90+ Days Past Due
		Nonaccrual				and Accruing
Commercial and industrial		$	1,450			$	-
Real estate - construction			130				-
Real estate - mortgage:
Residential			4,122				-
Commercial			1,842				-
Consumer installment			1				2
Total		$	7,545			$	2

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

		For the Nine Months Ended September 30, 2016
		Number of Contracts												Pre-Modification								Post-Modification
		Term													Outstanding Recorded								Outstanding Recorded
Troubled Debt Restructurings			Modification			Other				Total					Investment								Investment
Commercial and industrial			2				-				2			$					169			$					169
Residential real estate			1				-				1								58								58
Commercial real estate			1				-				1								311								311
Consumer			-				-				-								-								-

		For the Three Months Ended September 30, 2015
		Number of Contracts												Pre-Modification								Post-Modification
		Term													Outstanding Recorded								Outstanding Recorded
Troubled Debt Restructurings			Modification			Other				Total					Investment								Investment
Commercial and industrial			2				-				2			$					15			$					15
Real estate construction			-				-				-								-								-
Residential real estate			1				-				1								164								164
Consumer			1				-				1								9								9

		For the Nine Months Ended September 30, 2015
		Number of Contracts												Pre-Modification Outstanding								Post-Modification Outstanding
		Term													Outstanding Recorded								Outstanding Recorded
Troubled Debt Restructurings			Modification			Other				Total					Investment								Investment
Commercial and industrial			3				1				4			$					126			$					126
Real estate construction			1				-				1								181								181
Residential real estate			2				1				3								398								418
Consumer			1				-				1								9								9

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