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Consolidated Statement of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
OPERATING ACTIVITIES    
Net income $ 4,756 $ 5,115
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 315 210
Investment securities gain, net (303) (257)
Depreciation and amortization 774 763
Amortization of premium and discount on investment securities 352 553
Accretion of deferred loan fees, net (150) (468)
Origination of loans held for sale (15,497) (14,740)
Proceeds from sale of loans 16,046 14,844
Gain on sale of loans (322) (286)
Earnings on bank-owned life insurance (297) (262)
Deferred income tax 224 397
Loss (gain) on other real estate owned (52) 72
Other real estate owned writedowns 73 56
Increase in accrued interest receivable (139) (481)
(Decrease) increase in accrued interest payable (4) 58
Other, net 253 (158)
Net cash provided by operating activities 6,029 5,416
INVESTING ACTIVITIES    
Proceeds from repayments and maturities 17,896 7,530
Proceeds from sale of securities 9,115 15,284
Purchases (1,744) (14,876)
Increase in loans, net (53,430) (40,554)
Proceeds from the sale of other real estate owned 781 1,094
Purchase of bank-owned life insurance (4,000)
Purchase of premises and equipment (679) (454)
Net cash used for investing activities (28,061) (35,976)
FINANCING ACTIVITIES    
Net increase in deposits 14,895 40,436
Decrease in short-term borrowings, net (3,022) (10,761)
Repayment of other borrowings (226) (324)
Common stock issued 11,239
Stock options exercised 6
Proceeds from dividend reinvestment and purchase plan 382 504
Cash dividends (1,710) (1,645)
Net cash provided by financing activities 21,558 28,216
Decrease in cash and cash equivalents (474) (2,344)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 23,750 25,639
CASH AND CASH EQUIVALENTS AT END OF PERIOD 23,276 23,295
SUPPLEMENTAL INFORMATION    
Interest on deposits and borrowings 3,121 2,774
Income taxes 475 350
Noncash investing transactions:    
Transfers from loans to other real estate owned $ 595 $ 638